Mission Partner with agencies to empower individuals and

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Mission: Partner with agencies to empower individuals and families to become financially sustainable and

Mission: Partner with agencies to empower individuals and families to become financially sustainable and advocates for social change.

Spark. Point brings together the best experts to provide services in a way no

Spark. Point brings together the best experts to provide services in a way no one organization could do on its own.

You are NOT alone. 29% Contra Costa County families cannot make ends meet 50%

You are NOT alone. 29% Contra Costa County families cannot make ends meet 50% of struggling families are families of color 3 jobs may be required for Contra Costa County families to be economically secure 98% of struggling families have at least one adult working SOURCE: United Ways of California’s Struggling to Stay Afloat: The Real Cost Measure in California 2019

Think about your top 3 financial goals Access public benefits Reduce debt Increase income

Think about your top 3 financial goals Access public benefits Reduce debt Increase income and savings Build Credit Advance my career Buy a home File individual income tax Enroll in community college Save for my child’s college Other

Our Services • • • Financial Coaching Credit Coaching Career Coaching Consumer Law Information

Our Services • • • Financial Coaching Credit Coaching Career Coaching Consumer Law Information Free Tax Preparation ITIN Application Processing First Time Home Buyer Program Benefits Enrollment Rent and Direct Assistance

Our Spark. Point Coaches FINANCIAL Ingrid Alfaro (West) Stephanie Sequeira (East) CREDIT La. Toya

Our Spark. Point Coaches FINANCIAL Ingrid Alfaro (West) Stephanie Sequeira (East) CREDIT La. Toya Carr (East & West) CAREER Cameron Hayes (East) Teri West (West)

Our Spark. Point Managers Contra Costa-West Contra Costa-East Diablo Valley College Contra College Johanna

Our Spark. Point Managers Contra Costa-West Contra Costa-East Diablo Valley College Contra College Johanna Garcia Tiffany Berry Gerardo Mendoza Meghan Cadmus

Spark. Point Success! FY 2019 -20 = 86% FY 2020 -21 (First Half) =

Spark. Point Success! FY 2019 -20 = 86% FY 2020 -21 (First Half) = 90%

Measures of Financial Stress FY 2019 -2020 Self-reported financial stress = 5. 7 Going

Measures of Financial Stress FY 2019 -2020 Self-reported financial stress = 5. 7 Going out = 4. 9 FY 2020 -2021 (First Half) Self-reported financial stress = 6. 0 Going out = 5. 7

Spark. Point Contra Costa Office Locations Spark. Point Contra Costa-East Spark. Point Contra Costa-West

Spark. Point Contra Costa Office Locations Spark. Point Contra Costa-East Spark. Point Contra Costa-West 3105 Willow Pass Road 1000 -C Macdonald Avenue Bay Point, CA 94565 Richmond, CA 94801 925. 252. 2300 510. 779. 3200 Spark. Point at Contra Costa College Spark. Point at Diablo Valley College Student & Admin. Bldg. , Room 227 321 Golf Club Rd. San Pablo, CA 94806 Pleasant Hill, CA 94523 mcadmus@contracosta. edu g. mendoza 172@dvc. edu 510. 255. 0420