MIMOSA 2 0 Emmanuelle Javoy Daniel Rozas Planet

MIMOSA 2. 0 Emmanuelle Javoy, Daniel Rozas, Planet Rating & David Roodman

WHAT IS A CREDIT BUBBLE? June 2015 SPTF in Cambodia 2

FINDEX: Borrowing Prevalence (2014) June 2015 SPTF in Cambodia 3

MARKET CAPACITY IS NOT UNKNOWABLE June 2015 SPTF in Cambodia 4

WHAT IS MIMOSA? June 2015 SPTF in Cambodia 5

June 2015 SPTF in Cambodia 6

Microfinance Market Outreach and Saturation Index June 2015 SPTF in Cambodia 7

MIMOSA 2. 0: Indicators Pop. Density HDI Credit Bureau Market Capacity June 2015 SPTF in Cambodia 8

MIMOSA Scoring Scale June 2015 MIMOSA Score MIMOSA 1. 1 5 3+ std. dev. over capacity 4 1. 5 - 3 std. dev. over capacity 3 0 - 1. 5 std. dev. over capacity 2 0 - 1 std. dev. below capacity 1 >1 std. dev. below capacity SPTF in Cambodia 9

MIMOSA Worldwide (2014) Preliminary Results June 2015 SPTF in Cambodia 10

Mimosa Model: Result Penetration = Capacity Preliminary Results June 2015 SPTF in Cambodia 11

Mimosa Model: Result Penetration = Capacity June 2015 SPTF in Cambodia 12

Mimosa in Cambodia (2014) Preliminary Results June 2015 SPTF in Cambodia 13

Mimosa in Cambodia (2011) Preliminary Results June 2015 SPTF in Cambodia 14

Mimosa in Cambodia (2008) Preliminary Results June 2015 SPTF in Cambodia 15

Mimosa in Cambodia (2014) Preliminary Results June 2015 SPTF in Cambodia 16

MIMOSA vs. Credit Bureau (Peru) June 2015 17

Mimosa Model: Result Penetration = Capacity June 2015 SPTF in Cambodia 18

Mimosa Model: Result Penetration = Capacity June 2015 SPTF in Cambodia 19

Mimosa Model: Result Penetration = Capacity June 2015 SPTF in Cambodia 20

It’s not too late… June 2015 SPTF in Cambodia 21

…but soon enough it will be. June 2015 SPTF in Cambodia 22

Emmanuelle Javoy – javoy. emmanuelle@gmail. com skype: javoy. emmanuelle – m: +33 6 61 32 19 34 Daniel Rozas – daniel@danielrozas. com skype: danrozas – m: +32 389 677 056 THANK YOU សមអរគណអនក June 2015 SPTF in Cambodia 23