Micron Technology Inc Benefits Overview Benefits Long Term

Micron Technology, Inc. Benefits Overview

Benefits: • Long Term Disability • Voluntary Critical Illness Insurance • Voluntary Accident Insurance

Voluntary Long Term Disability: Buy-Up • • Employer Paid Benefit amount: Buy-Up Option No Evidence of Insurability Maximum monthly benefit: • Partial Disability Benefit • Pre-existing condition: • Identity theft: 60% of Monthly earnings Additional 6. 67% tax free benefit If elected during enrollment $15, 000 Included 3/12 included

Info. Armor Identity theft is the fastest growing crime in the U. S. In 2016, the identity fraud incidence rate increased by 16%, with 15. 4 million victims. It was the third most commonly reported consumer complaint. • • ID Theft Recovery Services • Dedicated Info. Armor Privacy Advocates to act on your behalf • Identity restoration experts with CITRMS Certification • Investigation and confirmation of fraudulent activity including known, unknown and potentially complicated sources. • Contacting, following up and escalating issues with affected agencies and institutions • Much more… Wallet. Armor – encrypted vault secures and monitors: • User IDs & Passwords • ATM / Credit Cards • Checking Accounts • Driver’s Licenses

Critical Illness and Financial Impact • Medical technology has increased the chances of survival • With the possibility of surviving multiple critical illnesses over your lifetime, your financial plan for the future may be disrupted • Additional costs due to a critical illness contribute to pressure you are already under at the worst possible time Ø Out-of-pocket medical expenses like co-pays, deductibles, and co-insurance Ø Out-of-network services Ø Lost income Ø Transportation to/from treatments Ø Child care Ø Experimental treatment

Critical Illness Insurance Benefits Employee & Spouse: choose between $5, 000 and $30, 000 in $5, 000 increments • Spouse benefit amount cannot exceed 100% employee approved amount Dependent Child(ren): If elected, coverage will be equal to 25% of employee’s approved amount Guaranteed issue amounts (during this enrollment period) Employee & Spouse can elect up to the following amounts without Evidence of Insurability during the initial enrollment: • Employee and Spouse: $30, 000 • Dependent Child(ren): All amounts

Critical Illness - Features • Lifetime Maximum Benefit – 1000% of Insurance Amount • Subsequent Benefits (Different Condition) – 100% • Recurrence Benefit (Same Illness) – 50% of benefit if diagnosed 6 months or later • Portability to employee age 70 • No Pre-existing condition limitation • No Benefit waiting period • Newlywed/Newborn Provision • Wellness (Health Screening) Benefit – $50 (4/family)

Covered Conditions are covered at 100% of your elected benefit amount unless shown a different amount Alzheimer's Benign Brain Tumor Carcinoma in Situ - Partial benefit Coma Coronary Disease - Partial Benefit Heart Attack Life Threatening Cancer Loss of hearing Loss of Sight Loss of Speech Major Organ Failure Motor Neuron Disease (ALS, Lou Gehrig's) Multiple Sclerosis Occupational Hepatitis Occupational HIV Paralysis Parkinson's Ruptured Cerebral, Carotid or Aortic Aneurism Severe Brain Damage Skin Cancer - Partial Benefit Stroke 25% 100% 100% 100% 100% 25% 100%

Additional Childhood Covered Conditions In addition to those covered conditions, Dependent Children are also covered for these conditions: Cerebral Palsy 100% Cleft Lip or Palate 100% Cystic Fibrosis 100% Down Syndrome 100% Muscular Dystrophy 100% Spina Bifida 100% Type I Diabetes 100% Conditions are covered at 100% of your elected benefit amount unless shown differently above

Critical Illness Insurance Example… An individual elected a $20, 000 benefit at enrollment time and has a heart attack after the coverage is in effect. Then, 6 months later, the same individual has another heart attack. This is considered a recurrence because it is the same condition as one for which a benefit has previously been paid, and because there was at least 6 months separation between the two occurrences. A recurrence benefit is 50% of the elected benefit amount. This could continue multiple times, until the maximum lifetime benefit (1, 000% of the elected benefit amount) is reached. In this example, the individual could receive up to $200, 000 over his/her lifetime. Condition Benefit 1 st Heart attack $20, 000 2 nd Heart attack $10, 000 (occurring at least 6 months after the prior heart attack) Total benefit paid to the individual for these 2 claims Maximum Lifetime benefit available for this individual (1, 000% of elected benefit) $30, 000 $200, 000

Accident Insurance Benefits • Pays benefits, based on a schedule of services, when you seek treatment for injuries sustained in an accident • All benefits are paid directly to you, regardless of other benefits you may receive • Benefits used to offset out of pocket costs • Off job coverage • Guaranteed issue – no health questions • No waiting periods • No limit to the number of times you and your family can use the plan • Portable coverage • Accidental Death & Dismemberment Benefits included • Wellness (Health Screening) $50… 4/ family Sample benefits paid under the Voluntary Accident Insurance policy are illustrated. For a complete listing of benefits, please refer to the Plan Highlight sheets located at www. reliancestandard. com/micron/ Service Benefit Ambulance $150 Diagnostic (MRI) $200 Abdominal surgery Chirporactic Services (6 sessions maximum) Hospital admission Organized Youth Sports Physical therapy ($35 per session x 6 sessions) $1, 500 $25 $1, 000 20% of total benefit $210 Physician Visit • Initial • Follow-Up $75 X-rays $50

Accident Insurance Example… An individual slips on the ice while walking to her car and hits her head on the concrete, briefly losing consciousness. An ambulance is called and takes the individual to be evaluated at the emergency room where they do a CT scan, diagnose a concussion, and release the patient with instructions to follow up with a family doctor in a few days. Service Benefit Ambulance $150 Diagnostic (CT scan) $200 Concussion $150 Follow up visit $75 Total benefit paid to the individual $575

Additional Information Landing Page: • Videos • LTD, VCI, VAI, & Travel Assist Brochures • Presentation • Highlight Sheets www. reliancestandard. com/micron/