Mgr Ivana Janotov CHARAKTERISTIKA BANKOVCH PRODUKTOV V ANGLICKOM

Mgr. Ivana Janotová CHARAKTERISTIKA BANKOVÝCH PRODUKTOV V ANGLICKOM JAZYKU

Človek vo sfére peňazí Celková kompetencia: Porozumieť základným pojmom v oblasti bankovníctva Základné pojmy: banka, bankový produkt, platba, bežný účet, sporiaci účet, banková karta, pôžička „A penny saved is a penny earned. “

Čiastkové kompetencie: Očakávania, že absolvent je schopný: � Orientovať sa v oblasti finančných inštitúcií � Nájsť a použiť finančné informácie � Rozvinúť potenciál získavania vlastného príjmu a schopnosť sporiť

Charakteristika bankových produktov v anglickom jazyku Predmet: anglický jazyk Stupeň: stredná škola Čas: 2 vyučovacie hodiny Pomôcky: prekladový slovník, výkladový slovník, internet � Cieľ: charakterizovať základné bankové produkty � Metódy: motivačná, expozičná, fixačná � Medzipredmetové vzťahy: ekonomika, nemecký jazyk � Hodnotenie: ústne skúšanie, stupnica 1 - 5 � �

Postup: V práci sú charakterizované základné bankové produkty. Po každej charakteristike produktu nasleduje úloha pre žiakov. Žiaci sa najprv oboznámia so slovnou zásobou textu v anglickom jazyku, neskôr text interpretujú. Po dôkladnom oboznámení sa s textom pristupujú k riešeniu úlohy.

Obsah Definition of a bank: � Bank is an institution that provides finantial services for people. Ways of payment in Slovakia: � In cash or by credit card The basic bank products: � Current accounts, savings accounts, bank cards, loans

A current account � � � The employers regularly send the employees´ earnings to their accounts. People can withdraw a certain amount of their money from the account. It is possible to exceed the amount up to an agreed overdraft limit. If people overdraw their account they have to pay interest. If the payments are regular, the customer can ask for a standing order. The bank sends to its customers account statement telling them how much money is in the account.

Continue the following sentences: � The salary is sent to. . . . by employers. � Interest is the fee paid for. . . . . amount of money from account. � The regular payment sent from an account is called. . . � The bank informs the cust. . . . omer about money in his/her account in. . . . .

A saving account � People deposit the extra money that they want to save to a saving account. � Money from saving accounts cannot be used directly and immediately. � The bank pays interest on the money people deposit and leave in the account. � Saving account is a safe place to keep money.

Are the following sentences true or false? Correct the false sentences. Saving accounts are for those people who do not have enough money for living. T/F � People cannot withdraw their money from saving account in unexpected situations. T/F � Current account is the best place to keep the money because it is cheap. T/F � The advantage of saving account is that the bank pays the interest. T/F �

A bank card � � � People can withdraw money from their account through a cash machine, using a bank card. A bank card usually has the name of the clint and unique card number printed on it. Two main types of bank cards are credit cards and debit cards. Credit cards allow withdrawing money up to an approved credit limit. Debit cards allow withdrawing money up to the available balance in cardholdres´ account.

Answer the following questions. � What are cash mashines used for? � Which basic information are printed in bank cards? � What are two main types of bank cards? � What is the difference between the two types of bank cards?

A loan � If people need to borrow money, the bank may give them a loan. � If the bank lends someone money for building a house, it is called a mortgage. � If people want to buy some goods and do not have enough money they can buy it on credit.

Connect the picture with the correct word. Mortgage Bank loan Shopping on credit

Použité zdroje http: //money. howstuffworks. com/personal-finance/budgeting/savings-accounts. htm http: //en. wikipedia. org/wiki/Savings_account http: //www. helpforenglish. cz/article/2007041101 -czech-english-proverbs http: //www. ssmt. sk/predmetove_komisie/nsfg. htm http: //en. wikipedia. org/wiki/Bank_card http: //www. businessdictionary. com/definition/bank-card. html https: //encrypted-tbn 2. gstatic. com/images? q=tbn: ANd 9 Gc. Tl. H 9 nv 8 Vxauxo. NUA 4 c. P 4 p. C 7 PXETZhb. WUSSv. PGPFXcxx 4 ttb. Nh https: //encryptedtbn 2. gstatic. com/images? q=tbn: ANd 9 Gc. SQN 3 j 5 G 2 KISPqv. ZNk. CBo. Kea 3 q. Ueqcvn 1 XJ 6 YDObu 4 f. Rybul. PRw http: //im. novinky. cz/331/143318 -top_foto 1 -lgk 67. jpg http: //i. idnes. cz/08/111/cl 6/HLA 26 fe 90_42_15313700. jpg https: //encryptedtbn 0. gstatic. com/images? q=tbn: ANd 9 Gc. RVv 8 Ab. G 3 QLb. OIa 4 w. Uc. QFTv. LZL 2 Aes 61 TTg v. Snvg. Ar. Bgn. MJgxi 9 http: //www. onlinecasinoreviewer. com/bankcards. jpg http: //files. kvalitnepozicky. webnode. sk/200000001 -82 df 684 d 28/euro-peniaze. jpg https: //encrypted-tbn 2. gstatic. com/images? q=tbn: ANd 9 Gc. QDFusa. ILrwb. Fb 689 RTy 5 Bp 1 wn. VLC_FI 9 n. Wi 0 bi 2 cd. Jq. VSui 6 s. WA