Medicos Dental Vision Hearing Product DVH Plus Medico

Medico’s Dental, Vision, & Hearing Product DVH Plus

Medico • Medico Insurance Company is a financially strong company with industry leading technology offering outstanding service for our policyholders and agents. • We are a company that emphasizes moderate increases, with a portfolio of products that meets the needs of our agents and their customers • Our goal is to make doing business with Medico simple and easy by providing innovative resources to our distribution.

Medico – Your Company of Choice • Trusted carrier with financial strength and stability since 1930 • Company that is easy to do business with • Full portfolio of products that meets your clients needs Medicare Supplement Dental, Vision & Hearing Short-Term Recovery Care First Diagnosis Cancer Hospital Indemnity Final Expense

DVH Plus Marketing Highlights • • • Under $ 50 per month Guarantee Issue 3 services in 1 product Covers things that Medicare does not Simple and easy to describe and enroll Increasing benefits

DVH A 48 & Plus WASHINGTON MONTANA NORTH DAKOTA MAINE MINNESOTA VT OREGON NH WISCONSIN SOUTH DAKOTA IDAHO NEW YORK MICHIGAN WYOMING RI CONN IOWA PENN NEBRASKA NEVADA OHIO ILLINOIS UTAH MARYLAND WV VIRGINIA MISSOURI KENTUCKY CALIFORNIA ARIZONA OKLAHOMA NORTH CAROLINA TENNESSEE ARKANSAS SOUTH CAROLINA NEW MEXICO MISS GEORGIA ALABAMA TEXAS FLORIDA LOUISIANA DVH A 48 ALASKA DVH Plus HAWAII DVH Plus 4 -1 -14 NEW JERSEY DELAWARE INDIANA COLORADO KANSAS MASS

DVH Plus Policy Features • $100 Policy Year Deductible • Policy Year Maximum Benefit Choices: • $1, 000 • $1, 500 • Increasing Co-Insurance – 60% - 1 st Year – 70% - 2 nd Year* – 80% - 3 rd Year* *Does not apply to Major services

DVH Plus Features (cont. ) • Freedom to choose any provider for Dental Vision and Hearing Services. Dental ONLY • Passive PPO Option • Over 200, 000 providers in the network • For the network – Visit - www. careington. com/co/maxcare • Policy pays based on contracted fee for Participating Dentists and Reasonable and Customary Charges for Non. Participating Dentists, up to the Policy Year Maximum Visit www. fairhealthconsumer. org

DVH Plus Features (cont. ) • Effective Date – 1 st of the month following signature date and receipt of the application in our office • Guaranteed Issue • No Policy Fee • We accept ADA claim forms/ itemized bill • No Coordination of Benefits • 30 Day Free Look • Pay the provider or policyholder

DVH Plus Dental Coverage – Day One • Fillings • Extractions up to 4 annually – – excludes impacted wisdom teeth • Diagnostic X-Rays • Diagnostic Exams • Emergency Palliative Treatment

DVH Plus 3 Month Waiting Period • Routine Examinations and Cleanings – (2 per year) • Routine X Rays

DVH Plus 1 year waiting period • Following Dental Procedures paid at 60%* – Endodontics, including root canals – Periodontal Surgery – Bridges, Crowns, Full or partial dentures *Paid at 60% regardless of how long the policy has been active. Not a comprehensive list. Please review policy for exact benefits

DVH Plus Vision Coverage • Immediate coverage for Eye Exams • After 6 months Eyeglasses or contact lenses: Up to $200 over 2 years Subject to Policy Year Maximum Benefit

DVH Plus Hearing - 1 Year Waiting Period • Hearing Exam • Hearing Aids – Limited to $500 annually – Subject to Policy Year Maximum Benefit

My. Enroller Anytime. Anywhere. No matter where your job takes you, My. Enroller is there. • • Download My Enroller To Your Desktop Internet or No Internet Connection…It Works! All Product Quoting Engine Application Tracking Availability Easily Transmit Applications to Medico Electronic and Voice Signature Processing all products except DVH. Quick Application Processing • Medicare Supplement • Dental, Vision & Hearing • Recovery Care Platinum • First Diagnosis Cancer • Final Expense

Questions Agent Services 800 -547 -2401 Option 3