Lesson 14 Insurance Language Skills 1 Negotiate insurance

Language Skills 1. Negotiate insurance terms a. Insurance risks ※We usually insure against All

※We usually insure against All Risks for the invoice value plus 10%. ※We’d rather

※The PICC offers coverage of three basic risks: Free from Particular Average (FPA), With

Part A Model Conversations Notes: 1. insurance n. 保险投保”可说成to“投保”可说成to cover / effect /

We have covered insurance with the PICC on your order for 110% of the

Please cover the goods against TPND. 请为货物投保偷窃、提货不着险。 We'd rather cover 130% of the invoice

Does the policy insure us against FWRD, too? 本保险单是否也包括淡水雨淋险？ If you want to insure

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Lesson 14 Insurance 保险

Language Skills 1. Negotiate insurance terms a. Insurance risks ※We usually insure against All Risks. ※We have arranged insurance against All Risks and War Risk. ※Please cover the goods against TPND. ※Do you cover FWRD on this item? b. Insurance amount ※We usually insure against FPA for 110% of the invoice value. ※We usually insure for 10% above the invoice value.

※We usually insure against All Risks for the invoice value plus 10%. ※We’d rather cover 130% of the invoice value. c. Insurance premium ※We’ve covered insurance with PICC at a premium of 5‰. ※As a rule, the extra premium involved will be for buyer's account. 2. Describe the basic risks and additional risks covered by PICC ※OMCC provides coverage of three basic risks, some additional risks and some special additional risks.

※The PICC offers coverage of three basic risks: Free from Particular Average (FPA), With Particular Average (WPA) and All Risks (AR). ※FPA covers total losses resulting from both natural calamities and accidents, and partial losses caused by accidents. ※WPA covers everything in FPA plus partial losses caused by natural calamities. ※All Risks means WPA plus additional risks, or extraneous risks , risks not incidental to transport by sea.

Part A Model Conversations Notes: 1. insurance n. 保险投保”可说成to“投保”可说成to cover / effect / arrange/take out insurance on（货物） insurance with（保险公司） insurance for（保险金额） insurance against（保险险别） insurance at（保险费）

We have covered insurance with the PICC on your order for 110% of the invoice value against All Risks and War Risk. 我们已向中国人民保险公司为你方订货按发票金额的110%投保一切险和战争险。 2. cover v. 投保 Can you cover insurance on our behalf? 你们能否代我们投保？ This insurance policy covers us against All Risks. 本保险单为我们投保了一切险。 WPA covers more risks than FPA. 水渍险的保险范围要比平安险大。

Please cover the goods against TPND. 请为货物投保偷窃、提货不着险。 We'd rather cover 130% of the invoice value. 我们更愿意按发票金额的130%投保。 3. insure v. 投保 How do you usually insure the goods? 你们通常怎样为货物投保？ We usually insure against All Risks. 我们通常投保一切险。

Does the policy insure us against FWRD, too? 本保险单是否也包括淡水雨淋险？ If you want to insure for 130% of the invoice value, you should bear the extra premium. 如果你们想投保发票金额的130%，你们就得负担额外保险费。 We usually insure with the PICC. 我们通常向中国人民保险公司投保。