Kuwait Turkish Participation Bank A SUCCESS STORY WITH

Kuwait Turkish Participation Bank A SUCCESS STORY WITH 19 YEARS FULL OF TRUST & STRENGTH The 3 rd Turkish- Arab Economic Forum June 2008

KUWAIT TURKISH PARTICIPATION BANK w. Established : 1989 w. Number of Domestic Branches : 97(Istanbul: 46, Other: 51) w. Foreign Branch : Bahrain w. Number of Employees: 1991 w. International Presence : Links with 300+ banks in 75 countries w. Subsidiaries: Körfez Real Estate and IIRA Rating (Fitch. Ratings) AAA (National); BB (Foreign Currency, Long Term) w

KUWAIT TURKISH PARTICIPATION BANK Distribution of YTL 500 Million Capital among the shareholders is as follows:

KUWAIT TURKISH PARTICIPATION BANK Main Shareholder Company - Kuwait Finance House K. S. C. · Established in Kuwait in 1977, as the KFH NETWORK first Islamic Bank. · 42. 7% owned by Kuwaiti government agencies · Second-largest bank in Kuwait 1 with Turkey Pop. : GDP 3 (US$) : Kuwait 74 m 659 bn Pop. : GDP 3 (US$) : Malaysia 3 m 114 bn Pop. : GDP 3 (US$) : a local network of 44 branches and operates under the purview of the central bank · Assets total KD 8. 9 bn (US$32. 6 bn) and deposits amount to KD 5. 3 bn (US$19. 4 bn), representing 25% of the total deposits in the Kuwaiti market 2 as per the balance sheet of December 2007. Source: EIU, Central Bank of Kuwait (1) Total assets as at December 200 7 (2) As at 4 Q 2007 (3) Nominal GDP - Provisional Bahrain Pop. : GDP 3 (US$) : 0. 7 m 20 bn 27 m 156 bn

TURKISH BANKING SECTOR

TURKISH BANKING SECTOR * SDIF Bank is excluded.

The Banking Sector In Figures (31. 03. 2008) • • • • Total Assets : US$ 485 billion Total Deposits : US$ 298 billion Number of branches : 8, 820 Number of employees : 182, 973 Number of accounts : 92. 6 million (Deposit Banks - 2007) Asset / Employee : US$ 2. 65 million Assets / Branch : US$ 55 million Loans / Deposits : 80 % Loans / Assets : 49 % Assets / GNP : 73. 6 % Loans / GNP : 36 % Capital Adequacy Ratio: 17. 2 % (Deposit Banks - 15. 9 %) Ro. AE (2007) : 24. 8 % (Deposit Banks – 26. 7 %)

HIGH POTENTIAL

PARTICIPATION BANKS FUTURE ISLAMIC BANKING ASSETS SHARE IN BANKING SECTOR FROM SELECTED COUNTRIES

HIGH GROWTH

HIGH GROWTH *Participation Banks

HIGH GROWTH *Participation Banks

HIGH GROWTH *Participation Banks

HIGH RETURNS

HIGH RETURNS

HIGH RETURNS

THANK YOU. . . Ufuk UYAN Chief Executive Officer KUWAIT TURKISH PARTICIPATION BANK ADDRESS : BÜYÜKDERE CAD. NO: 129 34394 ESENTEPE-ŞİŞLİ İSTANBUL/TURKEY www. kuveytturk. com. tr