Key Schemes and Policies for enabling MSME Growth

Key Schemes and Policies for enabling MSME Growth APEX CLUSTER DEVELOPMENT SERVICES

1. 2. 3. 4. 5. 6. 7. Public Procurement Policies Market Development Assistance (MDA) Building Design Expertise (Design clinic scheme) Marketing Assistance & Technology Up-gradation Financial Assistance on Bar-Code Building Awareness on IPR Support for International Exposure and Participation in International Events 8. Support for conducting Surveys, Studies and Policy Research 1. Credit Guarantee Fund Scheme for Collateral free credit 2. Performance and Credit Rating -Reimbursement MARKETING SUPPORT TECHNOLOGY UPGRADATION, PROCESS IMPROVEMENTS & QUALITY CERTIFICATION SUPPORT ENHANCED ACCESS TO FINANCE COMMON INFRASTRUCTURE & ENTREPRENEURSHIP SUPPORT AND RECOGNITION 1. Subsidized Credit for Technology Upgradation (CLCSS) 2. Technology & Quality Upgradation Support (TEQUP) 3. Enhancing Quality Management Standards and Quality Technology Tools (QMS/QTT) 4. Enhancing Lean Manufacturing Competitiveness (LMCS) 5. ISO Certification Reimbursement 1. Cluster Development (MSE-CDP) 2. Setting up Mini Tool Rooms & Training Centers (MTR) 3. Support for entrepreneurial & managerial development through incubators 4. Scheme for 'National Awards’ APEX CLUSTER DEVELOPMENT SERVICES

MARKETING SUPPORT 1. 1 Support through Public Procurement Policies 1. 2 Market Development Assistance (MDA) 1. 3 Building Design expertise (Design clinic scheme) 1. 4 Marketing Assistance and Technology Up-gradation Support 1. 5 Financial Assistance on Bar-Code 1. 6 Support for Building Awareness on IPR 1. 7 Support for International Exposure and Participation in International Events 1. 8 Support for conducting Surveys, Studies and Policy Research

1. 1 Support through Public Procurement Policies OVERVIEW Public Procurement Policy for Micro and Small Enterprises (MSEs) Order, 2012 Features states that the Central Government Ministries, Departments and Public Sector Undertakings shall procure minimum of 20 per cent of their annual value of goods or services from Micro and Small Enterprises. The Public Procurement Policy for MSEs Order 2012 Special provisions for MSEs owned by SCs or STs: 4% out of 20% shall be earmarked for procurement from MSEs owned by SC or ST entrepreneurs. Remarks In event of failure of such MSEs to participate in tender process or meet tender aims at facilitating promotion & development of micro and small enterprises. requirements and L 1 price, this 4% sub-target for procurement shall be met from other MSEs. APEX CLUSTER DEVELOPMENT SERVICES

1. 2 Scheme for 'Market Development Assistance (MDA) to MSMEs’ Funding support for participation in international exhibitions/ trade fairs MDA Components of funding Funding support for Reimbursement of registration fee for Bar coding contesting anti-dumping cases The scheme offers funding support of to-and-fro air fare for participation of MSME Entrepreneurs in overseas fairs/ trade delegations. The scheme also provides funding for Who Can Apply • Individual MSMEs producing/ acquiring bar • Associations. coding and for contesting The third component of the scheme is already covered under NMCP schemes Remarks anti-dumping cases. namely “Financial assistance for bar coding and Marketing Assistance and Technology Up-gradation of MSMEs” APEX CLUSTER DEVELOPMENT SERVICES

1. 2 Scheme for 'Market Development Assistance (MDA) to MSMEs’ How To Apply (Participation in International Trade Fairs/ Exhibitions) 1 2 3 4 • Get Application Form from the MSME-DI of your region • Submit complete Application at MSME-DI with required documents. Apply well in time: Application must reach DC-MSME office 1 month in advance to the fair 1. Copy of the valid SSI registration issued by concerned GM (DIC)/ Director of Industries 2. Demand Draft in favor of PAO (MSME), New Delhi for 50% rental charges of the booked space. 3. Details of one or two participating representatives of the unit with photo copy of their valid passport. 4. Proof of ownership of the unit as SC/ ST/ Women. • Submit a claim for payment within one month of return to India on completion of activity • Go. I will reimburse 75% of air fare & 50% space rental charges (Gen); 100% of space rent & air fare (Women/ SC/ ST/ North Eastern entrepreneur). Maximum total subsidy: Rs. 1. 25 lakhs per unit. APEX CLUSTER DEVELOPMENT SERVICES

1. 3 Scheme for 'Building Design expertise of MSMEs Manufacturing sector (Design clinic scheme)’ Funding support for organizing ‘Design Awareness’ workshops & seminars Design Clinic Components of funding The objective of the scheme Funding support for implementing ‘Design projects’ is to enhance the competitiveness of MSMEs through design and hence spread awareness on importance of design and Who Can Apply MSMEs or Group of MSMEs as prime applicants its Expert agencies for conducting seminars and workshops propose, Academic institutes, design consultants etc as co-applicants along with a provided for conducting designated MSME (prime applicant) Individual (e. g. design students) as co-applicants in collaboration with the learning. For this funding is awareness programs & projects on design. academic institution and MSME (prime applicant) Remarks The scheme is mainly carried out and supervised by NID through its design centers. APEX CLUSTER DEVELOPMENT SERVICES

1. 3 Scheme for 'Building Design expertise of MSMEs Manufacturing sector (Design clinic scheme)’ How To Apply (Design Projects) 1 2 3 4 5 • Get the Design Need Analysis conducted from a designer/design company / academic institution approved by Design Clinic Centre • Consult designer/design company / academic institution for a detailed solution. DOCUMENTS’ CHECKLIST 1. Copy of Financial Statements 2. CV of each consultant 3. Copy of consultant's proposal and additional information if necessary 4. Relevant documents, such as quotation, project brief, or contract 5. Declarations (in prescribed formats) • Make Project Proposal in the prescribed format including all aspects of the proposed project & the financial details. • Get application form at www. designclinicsmsme. org or apply online. Submit Application to Design Clinic Centre. After screening application will be sent to an Assessment Panel. • After approval, grant will be given in 4 stages: Strategy (25%); Concept (25%); Detail Design (25%); Successful Implementation and completion report (25%) APEX CLUSTER DEVELOPMENT SERVICES

1. 4 Scheme for 'Marketing Assistance and Technology Up-gradation of MSMEs‘ Marketing Assistance & Technology Up-gradation 8 Scheme Components Technology Upgradation in Packaging Special component for North-Eastern Region Skill Upgradation /Development for modern marketing techniques. New markets through State / District level local Exhibitions/ Trade Fairs Competition Studies Marketing Hubs Marketing Assistance and Technology Upgradation scheme is a Go. I initiative Corporate Governance Practices Reimbursement of ISO 18000 / ISO 22000 / ISO 27000 certification for adoption of Modern Marketing techniques by MSMEs consistent with the requirement of global market. The scheme is divided Who Can Apply Competent agency, MSMEs, Industry associations, NGOs. Most of the components of the scheme are based on RFP/EOI hence the Remarks eligibility criteria and application procedure are specified in the EOI. A Screeningcum-Steering Committee (SSC) is constituted to monitor the scheme. into eight subcomponents and Go. I assistance is available in various proportions. APEX CLUSTER DEVELOPMENT SERVICES

1. 4 Scheme for 'Marketing Assistance and Technology Up-gradation of MSMEs‘ How To Apply (Reimbursement of ISO 18000 / ISO 22000 / ISO 27000 certification) • Eligible Applicants: MSMEs with valid EM No. 1 DOCUMENTS’ CHECKLIST 1. Attested copy of all pages of E. M. No. Certificate 2. Certificate (in original) confirming MSME/SSI & functional status of the unit at the time of acquiring ISO 18000/ISO 22000/ISO 27000 Certificate, with CA Certificate of total investment 3. Attested copy of the ISO 18000/ISO 22000 /ISO 27000 Certificate • Get ISO Certification from appropriate authorities 4. CA certificate of expenditure (in original) giving the details of expenditure incurred in acquiring ISO 18000/ISO 22000 /ISO 27000 Certificate • Get application form from http: //www. dcmsme. gov. in/schemes/Mark. Assis. pdf Apply for reimbursement of 75% of the expenditure (subject to max Rs. 1 lakh) with requisite documents 5. CA certificate of expenditure (in original) giving the details of reimbursement/grant/subsidy Certificate (excluding hotel & travel expenses & surveillance charges) 2 3 6. Pre-receipt APEX CLUSTER DEVELOPMENT SERVICES

1. 5 Scheme for 'Providing Financial Assistance on Bar-Code’ OVERVIEW This aims at enhancing marketing competitiveness Providing Financial Assistance on Bar. Code Reimbursement of registration fee for Bar coding Components of funding Who Can Apply All MSEs with Entrepreneurial Memorandum (EM) Part-II registration of MSMEs. Through seminars & reimbursement of registration fees, MSEs are encouraged to use barcodes. The work of reimbursement has been decentralized & transferred to MSME-DIs to ensure Remarks Direct application can be made by MSEs to the Director of Micro, Small & Medium speedy and Enterprises-Development Institute of their region in prescribed application form. implementation. extensive APEX CLUSTER DEVELOPMENT SERVICES

1. 5 Scheme for 'Providing Financial Assistance on Bar-Code’ How To Apply Reimbursement of registration fee for Bar coding 1. Attested copy of Cash Receipt for amount paid to GS 1 India 2. Attested copy of license recd • Apply to GS 1 to get registration for use of Bar-Codes 1 2 3 • Get Application form along with formats for the supporting documents from http: //www. dcmsme. gov. in/schemes/sidoscheme. htm or from the Director, MSME-DI of your region • Apply complete Application along with required documents to the Director, MSME-DI of your region 3. Pre- receipted bill in triplicate for amount to be reimbursed 4. Copy of EM Part-II acknowledgement no. from State Directorate of Industries/ DICs duly attested 5. Certificate from GM, DIC/DI OR Affidavit from MSE confirming status of enterprise as micro /small & functional status of the unit, with CA Certificate of total investment 6. An undertaking concerning non receipt of similar financial assistance from any other organization and/or from O/o the DC(MSME) APEX CLUSTER DEVELOPMENT SERVICES

1. 6 Scheme for 'Building Awareness on Intellectual Property Rights' (IPR) for MSMEs OVERVIEW Building Awareness on IPR Awareness/ sensitization programme on IPR Pilot Studies for Selected Clusters/ Groups of Industries Financial Assistance on grant of patent & registration under GI Interactive Seminars/ Workshops Assistance for setting up of IP Facilitation Centre for MSME Specialized Training (Short / Long term) Interaction with International Agencies The scheme aims at sensitizing and enhancing awareness about IPR in MSMEs. For this purpose, activities like awareness programs, MSMEs, MSME organizations like Industry Associations, societies, Cooperatives, Who Can Apply Firms, Trusts, NGOs, institutions & universities with track record of assisting MSMEs Competent Agencies, Expert Agencies skill development training, grant of patent - trademark etc are conducted. Quasi-Government or Government Aided Bodies Private Units Provided it is Sponsored by MSME Industry Associations Remarks Some components are RFP based, so procedure & eligibility criteria are mentioned in RFP. A Steering Committee is constituted to ensure proper functioning of scheme. APEX CLUSTER DEVELOPMENT SERVICES

1. 6 Scheme for 'Building Awareness on Intellectual Property Rights' (IPR) for MSMEs How To Apply • Awareness/ sensitization programme on IPR • Pilot Studies • Interactive Seminars/ Workshops 1. Certified copy of Registration Certificate 2. Certified copy of Memorandum & Articles of Association, if applicable. 3. Certified copy of Audited Statement of Accounts for the last 2 years. 1 • Eligible Applicants: Industry Associations, NGOs, Expert Agencies 4. Annual Report for the last 2 years. 5. Details of Expenditure — Document giving an undertaking to properly conduct the Programme • Prepare document outlining Details of Expenditure 2 3 • Get application form from http: //www. dcmsme. gov. in/schemes/nmcp_scm. htm Apply complete Application using Annexure-I, II or III, along with required documents APEX CLUSTER DEVELOPMENT SERVICES

1. 6 Scheme for 'Building Awareness on Intellectual Property Rights' (IPR) for MSMEs How To Apply Financial Assistance on grant of patent & registration under GI 1. Reimbursement details 2. Product brochures 3. Number of producers in case of GI 1 2 3 • Eligible Applicants: Individual MSMEs with valid EM No. • Get Patent grant/ GI Registration from appropriate authority 4. Annual Report for the last 2 years (in case of firm /company) 5. Copy of the registration of the applicant industries/ producers/ entrepreneur 6. Copy of the proof for grant of patent/ registration of GI by the competent authority • Get application form from http: //www. dcmsme. gov. in/schemes/nmcp_scm. htm Apply complete Application for reimbursement of expenditure using Annexure-V or VI, along with required documents. • Max Rs. 25, 000 for Domestic Patent; • Max Rs. 2 Lakh for International Patent • Max Rs. 1 Lakh for GI Registration APEX CLUSTER DEVELOPMENT SERVICES

1. 6 Scheme for 'Building Awareness on Intellectual Property Rights' (IPR) for MSMEs How To Apply IP Facilitation Centre • Eligible Applicants: Industry Associations, SPVs 1 1. Certified copy of Registration or equivalent Certificate 2. Certified copy of Memorandum Articles of Association or Rules/Regulations etc, if applicable 3. Certified copy of Audited statement of accounts for last 2 years, if applicable. 4. Annual Report for last 2 years, if applicable. 2 3 • Prepare brief project proposal containing details as per instructions in Application form (Annexure-VII) 5. Document giving an undertaking to properly conduct the programme • Get application form from http: //www. dcmsme. gov. in/schemes/nmcp_scm. htm Apply complete Application for funding using Annexure. VII, along with required documents APEX CLUSTER DEVELOPMENT SERVICES

1. 7 Scheme for International Cooperation Organization of Participation in International exhibitions/ trade fairs held in India Deputation of MSME Business Delegations to foreign countries Scheme for International Cooperation Scheme Components International Conferences/ Seminars in India Participation in International Exhibitions/ Trade Fairs/ Buyer-Seller Meets The principal objectives of assistance under this Scheme are Technology infusion and upgradation of Indian Events under the Scheme can be organized by: Who Can State/Central Government Organizations; Apply Industry/Enterprise Associations; and MSMEs, their modernization & promotion of their exports. Registered Societies/Trusts & Organizations associated with the MSME. Applicant organization should be suitably registered with primary objective of promotion & development of MSME and must be engaged in such activities for at least Remarks last 3 years. Events for which financial support is sought must have significant international participation. Grants under the Scheme will normally be released on re-imbursement basis, after the event is over, on submission of the following re-imbursement claim. APEX CLUSTER DEVELOPMENT SERVICES

1. 8 Scheme of Surveys, Studies and Policy Research OVERVIEW This scheme aims to regularly Scheme of Surveys, Studies and Policy Research Who Can Apply Remarks Funding support for conducting surveys, analytical studies and policy research. Components of funding Empanelled Expert / Academic / Research / Professional Organizations/ Institutions; and Associations/ Federations of MSME analyze collect data on and the constraints / challenges / opportunities available to MSME. The results will be used for policy research and for designing appropriate strategies of Government A Steering Committee is constituted to monitor the scheme. The scheme is based on intervention to assist these RFP; hence the application procedure & prescribed forms for detailed proposals for enterprises. the assignment are specified in the ‘Letter of Invitation’ (LOI) sent to selected institutions. APEX CLUSTER DEVELOPMENT SERVICES

1. 8 Scheme of Surveys, Studies and Policy Research How To Apply Conducting surveys, analytical studies and policy research 1 2 1. Attach documents as per RFP • Steering Committee will decide subjects of surveys, studies, etc. , to be undertaken/assigned during each year • A “Letter of Invitation” (LOI) will be issued; accompanied by a “Request for Proposal” (RFP), to 2 -3 selected institutions • Submit proposal as per guidelines in RFP 3 APEX CLUSTER DEVELOPMENT SERVICES

ENABLING TECHNOLOGY UPGRADATION, PROCESS IMPROVEMENTS AND QUALITY CERTIFICATION 2. 1 Subsidized Credit for Technology Upgradation (CLCSS) 2. 2 Technology and Quality Upgradation (TEQUP) 2. 3 Enhancing competitiveness through Quality Management Standards/ Quality Technology Tools (QMS/QTT) 2. 4 Enhancing competitiveness through Lean Manufacturing Techniques 2. 5 ISO Certification Reimbursement

2. 1 Credit Linked Capital Subsidy Scheme for Technology Upgradation OVERVIEW The CLCSS Financial assistance in the form of subsidy for availing credit and loan Components of funding scheme facilitating aims at Technology Upgradation of Micro and Small Enterprises providing 15% by capital subsidy on institutional Who Can Apply Micro and small Enterprises The financial support under the scheme is provided by the banks and financial Remarks finance availed by them for induction of well established and improved institutions hence the MSMEs need to contact banks and lending institutions for the technology in approved sub assistance. -sectors/products. APEX CLUSTER DEVELOPMENT SERVICES

2. 1 Credit Linked Capital Subsidy Scheme for Technology Upgradation How To Apply Subsidy for credit and loan 1 2 3 • Eligible Applicants: Both new as well as existing enterprises 1. Attested copy E. M. No. , Registration Certificate 2. Other documents as required for loan application • Consult eligible lending institution (A list of eligible lending institutions has been provided with scheme guidelines) for application of loan for your requirement • Apply for loan as per the procedure laid by lending institution’s under the scheme format APEX CLUSTER DEVELOPMENT SERVICES

2. 2 Scheme for 'Technology and Quality Up-gradation (TEQUP) Support to MSMEs‘ OVERVIEW Energy Efficiency - Awareness Programs - Energy Audits/Model DPRs Implementation of Energy Efficient Technologies (EET) in MSME units. TEQUP Support Scheme Components Setting up of Carbon Credit Aggregation Centres Encouraging MSMEs to acquire product certification/ licenses from National/ International bodies The scheme advocates the use of energy efficient technologies manufacturing units so as to Who Can Apply in reduce cost of Expert organizations like PCRA, BEE, TERI, IITs, NITs, etc, production and adopt clean State Govt. agencies like MITCON, GEDA, etc, development mechanism. Cluster/Industry based associations of MSMEs, NGOs and Technical Institutions Most of the components of the scheme are based on RFP/EOI hence the eligibility Remarks criteria and application procedure are specified in the EOI. A Scheme Steering Committee (SSC) is constituted to monitor the scheme. APEX CLUSTER DEVELOPMENT SERVICES

2. 2 Scheme for 'Technology and Quality Up-gradation (TEQUP) Support to MSMEs‘ How To Apply Implementation of Energy Efficient Technologies (EET) 1 • Based on model DPR/Energy Audit Reports, get your own EET -DPR prepared by an eligible agency 1. Attested copy E. M. No. 2. Registration Certificate 3. Certificate to be attached by belonging SC/ST category (if applicable) 4. Copy of DPR 2 • Based on model DPR/Energy Audit Reports, get your own EET -DPR prepared by an eligible agency 3 • Apply to SIDBI/ Bank/ Financial Institution for loan/ subsidy based on DPR 4 • After appraisal from SIDBI/Bank/Financial Institution, and apply using Annexure-II to SIDBI (get application form from http: //www. dcmsme. gov. in/schemes/nmcp_scm. htm ) 5 • After approval from Steering Committee, agreement will be signed with SIDBI/Bank/Financial Institution sanctioning the loan APEX CLUSTER DEVELOPMENT SERVICES

2. 2 Scheme for 'Technology and Quality Up-gradation (TEQUP) Support to MSMEs‘ How To Apply Establishment of 16 CCA and Popularizing CDM 1 2 • Eligible applicants: Cluster-based MSME associations, Technical Institutions • Prepare a brief project proposal containing details, targets, deliverables etc of the project 3 • Get application form from http: //www. dcmsme. gov. in/schemes/nmcp_scm. htm. Apply using Annexure-III 4 • Clusters for setting up of the CCA centres, will be identified on the basis of the CDM implementation potential in the cluster or applications received from the stakeholders 1. Certified copy of Registration or equivalent Certificate. 2. Certified copy of Memorandum Articles of Association or Rules/Regulations etc. , if applicable. 3. Certified copy of Audited statement of accounts for the last two years, if applicable. 4. Annual Report for the last 2 years, if applicable APEX CLUSTER DEVELOPMENT SERVICES

2. 2 Scheme for 'Technology and Quality Up-gradation (TEQUP) Support to MSMEs‘ How To Apply Product certification/ licenses from National/ International bodies 1 • Eligible applicants: MSME in manufacturing sector who have submitted valid EM and who are first time applicants for National/International Product Standard Licenses Licensing of only one product will be subsidized. 2 • get application form from http: //www. dcmsme. gov. in/schemes/nmcp_scm. htm Apply using Annexure-IV (A to F) to MSME-DI concerned 3 • A Screening Committee will scrutinize applications; decision will be communicated within 45 days of receipt of application 1. Attested Copy of EM/DIC Registration No. 2. Affidavit (in original) as per Annexure-II; with CA Certificate of investment in Plant and Machinery as per Annexure-III. 3. Attested Copy of Product Certification License 4. CA Certificate of the details of the Expenses of acquiring 5. Product Certificate supported by attested copies of Receipts. 6. Undertaking/Declaration of the Incentive/grant/subsidy already received, if any 7. Pre-receipt in Triplicate 8. Certificate for SC/ST category APEX CLUSTER DEVELOPMENT SERVICES

2. 4 Scheme for Enabling manufacturing sector to be competitive through Quality Management Standards (QMS) & Quality technology tools (QTT) OVERVIEW Funding support for conducting Competition watch (C -watch) , study & Funding support for analysis introduction QMS & QTT tools in selected MSMEs QMS/QTT Components of funding Participation in International Study Mission Funding support for introduction of appropriate course modules in technical Funding support for institutions conducting ‘QMS Awareness’ workshops The objective of the scheme is to sensitize encourage MSEs and to understand adopt the latest Quality Management Standards (QMS) and Quality Technology Tools Expert organizations like QCI, NRBPT, Consultancy Development Corporation, NPC, Who Can Apply Standardization Testing & Quality Certification (STQC), IIQM, Industry Associations that have taken active interest in QMS/ QTT, Technical Institutions, Engineering Colleges, Tool rooms and similar bodies etc, MSEs (QTT). Various activities are conducted in this regard under the scheme and funding support is provided Remarks A Monitoring & Advisory Committee is constituted for proper functioning of the scheme. Final selection of clusters/ MSEs is done by the Committee. accordingly. APEX CLUSTER DEVELOPMENT SERVICES

2. 5 Scheme for 'Lean Manufacturing Competitiveness of Micro Small and Medium Enterprises (LMCS)’ OVERVIEW LMCS Financial assistance for implementation of Lean Manufacturing Techniques primarily cost of Lean Manufacturing Consultant. Components of funding Interested industry associations Who Can Apply Group of approx. 10 MSME units which qualify under MSME-Development Act, The objective of the scheme is to enhance the manufacturing competitiveness of MSMEs through the application of various Lean Manufacturing (LM) Techniques. 2006 and form an SPV (Mini Cluster) The application under the scheme can be made directly to the National Productivity Remarks Council, the approval is given in two steps, first is in-principal approval and final approval is given once the criteria of in-principal approval are fulfilled. APEX CLUSTER DEVELOPMENT SERVICES

2. 5 Scheme for 'Lean Manufacturing Competitiveness of Micro Small and Medium Enterprises (LMCS)’ How To Apply implementation of Lean Manufacturing Techniques 1 • Eligible Applicants: MSMEs after forming a mini cluster (of 10 or so units) in the form of a SPV (Trust/ Private limited company/ Society/ Any similar entity as approved by SSC 2 • get application form from http: //www. dcmsme. gov. in/schemes/nmcp_scm. htm. Submit the Application as per Annexure-1 to NMIU 3 • NMIU sends to SSC, who will provide in-principle approval with Conditions Precedent (CP). NMIU issues Approval Memo to SPV with CPs. SPV need to comply with the CPs 4 • NMIU issues Sanction Memo and funds after ensuring CPs have been complied with 5 • SPV selects LMC from the empanelled LMCs, finalizes terms and appoints for implementation 1. Attested copy E. M. No. of each unit 2. Memorandum of Agreement 3. Power of Attorney APEX CLUSTER DEVELOPMENT SERVICES

2. 6 ISO 9000/ISO 14001 Certification Reimbursement Scheme OVERVIEW One time reimbursement only against an EM Number. The Scheme envisages reimbursement of charges ISO Certification Reimbursement Scheme Components of funding of acquiring ISO-9000/ISO(Reimbursement of 75% of the expenditure for acquiring ISO 9000/ISO-14001/HACCP certifications subject to a maximum of Rs. 75, 000/- in each case) 14001/HACCP certifications to the extent of 75% of the expenditure subject to a maximum of Rs. 75, 000/- in each case. Who Can Apply Remarks Permanent Registered Small Scale/Ancillary/Tiny/Small Scale Service Business Enterprises This scheme is already covered as one of the components of Scheme on “'Marketing Assistance and Technology Up-gradation of MSMEs” APEX CLUSTER DEVELOPMENT SERVICES

2. 6 ISO 9000/ISO 14001 Certification Reimbursement Scheme How To Apply 1 • Eligible Applicants: Tiny, small scale and ancillary units with valid EM No. 2. Letter/Affidavit (in original) confirming SSI status and functional status of the unit at the time of acquiring ISO 9000/14001/HACCP 3. Copy of ISO-9000/ ISO- 14001/HACCP Certificate duly attested • Get ISO Certification from appropriate authority 2 3 1. Attested copy E. M. No. • get application form from http: //www. dcmsme. gov. in/schemes/sciso 9000. htm Apply for reimbursement of 75% of the expenditure (subject to max Rs. 75, 000) with requisite documents 4. CA certificate of the details of the Expenses incurred by the unit in acquiring ISO-9000/ISO-14001/HACCP Certificate; supported by copies of Receipts duly attested 5. Undertaking/Declaration of Incentive/ grant/ subsidy already received 6. Pre-receipt in Triplicate on Company’s Letter head with company’s Rubber Stamp and affixed with Revenue Stamp 7. Certificate to be attached by belonging SC/ST category (if applicable) APEX CLUSTER DEVELOPMENT SERVICES

ACCESS TO FINANCE 3. 1 Credit Guarantee Fund Scheme for Collateral-free Credit 3. 2 Performance and Credit Rating Reimbursement

3. 1 Credit Guarantee Fund Scheme for Micro and Small Enterprises OVERVIEW The Credit Guarantee Fund Term loans and working capital facility Scheme for Micro and Small (The guarantee cover available under the scheme is to Enterprises (CGMSE) was the extent of 75% of the sanctioned amount of the launched by the credit facility. The extent of guarantee cover is 80% for: Credit Micro enterprises for loans up to Rs. 5 lakh; Guarantee MSEs operated and/or owned by women; and Fund Scheme All loans in the North-East Region. ) Components of funding Who Can Apply Government of India to make available collateralfree credit to the micro and small enterprise sector. Micro and Small enterprises The credit is provided under the scheme to the lending institutions, for collateral Remarks security or third party guarantee, the MSEs seeking for loans can contact these lending institutions. APEX CLUSTER DEVELOPMENT SERVICES

3. 1 Credit Guarantee Fund Scheme for Micro and Small Enterprises How To Apply Collateral-free credit 1 2 3 • Eligible Applicants: Both new as well as existing enterprises 1. Attested copy E. M. No. , Registration Certificate 2. Other documents as required for loan application • Consult eligible lending institution for application of loan for your requirement • Apply for loan as per the procedure laid by lending institution’s under the scheme format APEX CLUSTER DEVELOPMENT SERVICES

3. 2 Performance and Credit Rating Scheme for Small Industries OVERVIEW Performance & Credit Rating Scheme Components of funding Who Can Apply Reimbursement of 75% of Rating Fee of Rating Agency by Ministry of SSI Small-Scale Units The objective of this Scheme is to encourage SSI sector in increasing their productivity, enhance their acceptability in the market and make access to credit NSIC is the nodal agency for implementing the scheme through its various branches/offices located in the country. The unit’s rating shall be a combination of performance and credit worthiness of the unit. The SSI rating methodology shall Remarks quicker and cheaper. This would also infuse a sense of cover a combination of credit and performance factors including parameters confidence amongst the measuring operational, financial, business and management risks. buyers for taking a decision The Rating Agencies shall be empanelled by NSIC Head Office, for implementing the on the options of sourcing Scheme. The Small Scale Unit shall be at liberty to select any of the rating agencies material from SSIs. empanelled under the rating scheme with NSIC. The application can be submitted in duplicate to any of the offices/branches of NSIC or directly to the Rating Agency selected by the SSI. APEX CLUSTER DEVELOPMENT SERVICES

3. 2 Performance and Credit Rating Scheme for Small Industries How To Apply Reimbursement of 75% of Rating Fee of Rating Agency 1 2 3 4 • Select any of the rating agencies empanelled under the rating scheme with NSIC • Request for Rating & then provide information about unit(s) • Rating will be assigned after analysis of the information • Get application form from NSIC or empanelled Rating Agencies or website of NSIC/ IBA/ Rating Agencies • Submit complete application to NSIC or the chosen rating agency 1. SSI Registration Certificate 2. Partnership Deed / Memorandum & Article of Association 3. Authority letter to sign the application. 4. List of all partners / directors with age, address, Net worth/ Income Tax Return, qualifications and experience 5. Copy of audited accounts for last 3 years 6. In case of new project/expansion, copy of project report containing a brief project profile, cost of project, source/means of finance 7. Brief write-up about the products manufactured, end users, marketing tieup and orders in hand 8. Details of subsidy, tax concession 9. Quality certificates, export awards won, membership of any associations. APEX CLUSTER DEVELOPMENT SERVICES

FACILITATING COMMON INFRASTRUCTURE, ENTREPRENEURSHIP AND RECOGNITION 4. 1 Cluster Development (MSE-CDP) 4. 2 Setting up Mini Tool Room & Training Centres 4. 3 Support for entrepreneurial and managerial development through Incubators 4. 4 Scheme for 'National Awards‘

4. 1 Micro & Small Enterprises Cluster Development Programme (MSE-CDP) OVERVIEW Funding support for conducting soft preparing cluster level intervention ‘Diagnostic Study Report MSE-CDP Components of Funding support for setting up of ‘Common preparing cluster level Facility Centers ‘Detailed Project Report’ The scheme supports the sustainability and growth of MSEs by addressing common issues, capacity building of MSEs by providing skill development training and enhancing Who Can Apply Remarks National and international institutions engaged in development of the MSME sector, infrastructure in clusters. or any other institution/agency approved by the Ministry of MSME A steering committee is constituted to monitor the scheme The proposals under the scheme will be considered for approval by the Steering committee of the MSE-CDP. APEX CLUSTER DEVELOPMENT SERVICES

4. 1 Micro & Small Enterprises Cluster Development Programme (MSE-CDP) How To Apply DSR; DPR; Soft Intervention; CFC 1 • Eligible Applicants: State Government, SPV, Associations, MSME-DI. See instructions here http: //www. dcmsme. gov. in/schemes/scuptech. html 2 • Register Online for unique username and password once. • Log in using username password and select for online application form: DSR/ SI/ CFC/ ID as desired 3 • Complete application and finalize to get unique application reference number. Once finalized, no further modification can be done. Uploading complete documents is optional. 4 • Print application, sign and submit to concerned state government along with enclosures 5 • State government will forward to MSME-DI for recommendation, and further submission to Office of DC(MSME) Application for CFC 1. Copy of DSR 2. DPR, if prepared 3. Details for SPV formation APEX CLUSTER DEVELOPMENT SERVICES

4. 2 Scheme for 'Setting up Mini Tool Room & Training Centres under PPP Mode’ OVERVIEW Tool Room facilities Scheme for Setting up MTR & Training Centres Components of funding The objective of the scheme is Tool room related training facilities to improve the competitiveness of the MSMEs engaged in manufacturing activities, to bridge the gap between Individual enterprises Who Can Apply Consortium of enterprises demand supply of manpower and to Industry Association encourage research and Enterprise(s)/ Industry Association jointly with the State Government development activities. The scheme is based on RFP and most of the eligibility criteria and procedure is Remarks specified in the RFP itself. The scheme is implemented under Public, Private Partnership mode and a part of fund is provided by the government. APEX CLUSTER DEVELOPMENT SERVICES

4. 3 Scheme for 'Support for entrepreneurial & managerial development of SMEs through incubators‘ OVERVIEW Scheme for Incubators Funding support for setting up of ‘Business Incubators (BI)’ Components of funding (The cost may vary between Rs. 4 -8 lakh for each incubatee / idea, subject to the overall ceiling of Rs. 62. 5 lakh for each BI. ) The objective of the scheme is to provide early stage funding for nurturing innovative business ideas Any individual or MSME having innovative idea near commercialization can apply to Who Can Apply the host institution (e. g. IITs, NITs, Technical Colleges, Research institutes etc). The host Institutions can apply to office of Development Commissioner– MSME (DCMSME) or their nearest DIs for funding support. The scheme is based on Request for proposal (RFP)/Expression of Interest (EOI) and application can be made once an RFP is released. The scheme is carried out Remarks under Public Private Partnership (PPP) mode. To ensure the participation of the entrepreneurs in a PPP mode, it has been proposed that 15% and 25% of the project cost will be borne by MSMEs wherever applicable. (new indigenous technology, processes, products, procedure etc. ) which could be commercialized in a year. Financial assistance is provided for setting up of business incubators. APEX CLUSTER DEVELOPMENT SERVICES

4. 3 Scheme for 'Support for entrepreneurial & managerial development of SMEs through Incubators‘ How To Apply setting up of ‘Business Incubators (BI)’ 1 • Eligible Applicants: Any individual/Small and micro enterprise having innovative idea near commercialization 1. Company Registration Documents, if applicable 2. Business plan in your own format 3. Any other required supporting document as per plan • Prepare detailed Business Plan for your innovative idea 2 3 • Get application form from http: //www. dcmsme. gov. in/schemes/nmcp_scm. htm • Apply to nearest Host Institution/Business Incubator using format in Appendix-I (From list of host institutions) APEX CLUSTER DEVELOPMENT SERVICES

4. 4 Scheme for 'National Awards' OVERVIEW National Award for outstanding Entrepreneurship in Micro & Small Enterprises engaged in manufacturing National award for R&D efforts National award in selected products Types of Awards Outstanding efforts in Entrepreneurship Form X in MSMEs National Awards Components of funding (Cash prize ranging from Rs 1 lakh to 20, 000) Who Can Apply Remarks Research & Development Efforts in MSMEs Form Z The objective of the award is to recognize the achievements of successful Quality Products in MSEs in each selected product Groups Form Y National award Entrepreneurship Service Form X entrepreneurs in MSMEs under various categories. It is given every year. All MSMEs with EM registration Applications will be invited through advertisement in the leading newspapers. A certificate and a trophy are provided along with cash prize under various categories. APEX CLUSTER DEVELOPMENT SERVICES

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