Jeevan Sugam Plan No 813 Contact to Buy

Jeevan Sugam Plan No : 813 Contact to Buy at Info@lichelpline. com

LIC’s Jeevan Sugam-813 § Limited Period –Close ended Plan available for maximum 45 days w. e. f 25. 02. 2013 § Returns –Guaranteed Maturity Sum Assured § Single One Time investment with No Upper Limit. § Life Cover § If death within first 5 policy years– 10 times of Premium paid. § If death after five policy years – 10 times of premium paid + loyalty addition § Loyalty Addition, if any, payable on maturity. § Easy Liquidity- Loan/SV available immediately after taking policy. § Plan available for children aged 8 yrs & above. § No foreclosure action if default in loan.

LIC’s Jeevan Sugam-813 Condition Description Age at entry 8 years to 45 years Policy Term 10 years Premium Mode Single Premium Maturity Sum Assured Minimum- Rs 32058/- at age 8 yrs for MSA-60000 Min -60000 Max- No upper limit. Others Service Tax @ 3. 09% on Premium.

LIC’s Jeevan Sugam-813 Benefits Maturity Benefit Guaranteed Maturity Sum Assured + Loyalty Additions, if any. Death Benefit Within first 5 policy years – 10 times of Premium Paid After 5 policy years – 10 -times Premium paid alongwith loyalty addition Liquidity Loan Facility Available immediately after taking policy – 42% of Premium paid (60% of Surrender Value)

LIC’s Jeevan Vriddhi – 808 LIC’s Jeevan Sugam-813 High Premium Rebate Maturity Sum Assured Increase in Maturity Sum Assured Below Rs. 1, 50, 000 Nil Rs. 1, 50, 000 to Rs. 3, 99, 000 3. 50% Rs. 4, 000 and above 4. 50% Surrender of Policy Surrender Value: GSV- First Year : 70% of Single premium excl. extra premiums, if any. GSV- Thereafter : 90% of Single premium excl. extra premiums, if any Higher of Guaranteed Surrender Value or Special Surrender Value (SSV) payable. If policy surrendered in Last Policy Year Loyalty addition also payable.

LIC’s Jeevan Vriddhi – 808– 813 LIC’s Jeevan Sugam Benefit Illustration Age Policy Term Mode Maturity Sum Assured Death Benefit Premium (Including ST) Loyalty Addition @ 10% p. a. return Total Mty Benefit (4, 18, 000+50, 000) Return on Investment 25 years 10 years Single 4, 000 22, 23, 600 2, 29, 231 50, 000 4, 68, 000 10. 42% Maturity Proceeds if invested in FD @ 8. 5% 5, 18, 287 Income Tax @ 20%(On interest earned-289056) Net Returns in FD 57, 811 4, 60, 476

Jeevan Sugam - TAXATION Ø Income Tax rebate as per rules. Ø Non taxable income increased from 50, 000 in 2001 to 2 Lacs in 2012 which is enhanced 4 -times in 10 Yrs. Ø Selling Jeevan Sugam on the lives of Children is advisable since children initially not liable for taxation.

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