Jaago Samajik Arthik Harit Vikas Sangathan An ISO

Jaago Samajik Arthik & Harit Vikas Sangathan An ISO 9001 -2000 Certified Presented by Pragyesh Kumar Singh, Chairman, JAAGO

About the institution Legal Status Registered as “Company not for Profit” under Section 25 of the companies act, 1956. License under Section 25 of the Companies Act, 1956 Company is not for Profit hence, Exemption under section 12 A & 80 G of the Income Tax Act

Why Microfinance Charity does not help poor to come out of the poverty, Jaago Consider Poor as a potential Clients, We enable them to increase their income with easy financial access.

Partners (Existing) AAFI & Micro. Save in 2007. BASIX (IGS-Lamp Fund) Trust Microfin Network (TMN) Rashtriya Grameen Vikas Nidhi (RGVN) Solutions Exchange Jayam Solutions (P) Ltd. SA-DHAN Proposed Partners: FWWB (India) Vijaya Bank, HDFC Bank, NABARD, SIDBI, UBI and RBS. Fullerton India

Objectives with which company was formed To promote mitigation of the poverty in India, by carrying on Micro financing activities as permitted by the Reserve Bank of India either directly or through Self Help Groups with the sole object of promoting the development and economics well being urban and rural poor and to provide education and undertaking activities for aiding alleviation of poverty amongst the poor.

Vision and Mission Vision “To emerge as a credible and sustainable microfinance institution serving one million clients by 2018” Organisational Mission “To work as a credible and sustainable institution, providing financial services for mitigating poverty, and catalysing social and economic transformation”

Tagline “Powering nation by Empowering lives” The aim of JAAGO is to strengthen the economic base of the underprivileged active segment of Utter Pradesh through increased access to financial services in rural and urban areas. Increased access to financial services enables the poor to increase income, save and build assets. This helps the poor family to come out of the vicious circle of poverty. We believe that our work for the economic upliftment of underprivileged section of society will significantly contribute in strengthening the nation.

Values Professionalism Integrity , fairness and Transparency Customer Delight Unity : both intra and inter organisation Pursuit of excellence

Areas of Operations First Phase (2008 -09) District Lucknow, Uttar Pradesh District Raibareli, Uttar Pradesh District Sultanpur, Uttar Pradesh Second Phase (2010 -2011) District Barabanki, Uttar Pradesh District Sitapur, Uttar Pradesh District Faizabad, Uttar Pradesh District Unnao, Uttar Pradesh Third Phase (2011 -2018) All districts of Utter Pradesh

Methodology and characteristics JAAGO has decided to develop an adapted ‘Grameen Methodology’ for delivery of microfinance services. The characteristic of methodology would be: Collateral free group lending Door step service delivery, clients should go to the banks only at the time of disbursement, rest everything will be done in the field itself. Group based lending Emphasis on building social capital through the formation of groups and centers Nurturing leadership Bringing in technology to replace manual errors

Operational Summery No. of Groups: No. of Members: No of Loan Clients: Total Loan Disbursed: Portfolio Outstanding: Portfolio at Risk: On Time Repayment Rate: Default: Loan Portfolio Quality: Credit Rating: Present Funding Sources: Proposed Source: District Covered: Major Activities Covered: 228 2, 158 1, 673 191 Lac 80. 40 Lac ZERO 100% ZERO Best MCRIL BASIX, RGVN, TMN Fullerton, SIDBI, NABARD, UBI, Vijaya Bank etc. Lucknow, Sultanpur & Raibareli of Uttar Pradesh ZARI-Zardoji, Checken Kari Work, Dairy & General Stores.

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