JA Our City Emilie Mc Ginnis RRT Carlisle

JA Our City Emilie Mc. Ginnis RRT - Carlisle Regional Medical Center Jim-The Computer Guy, Inc

Session 1 Our city: A Place Where People Live, Work, and Play 1

City An important place of business, and where people live, work, and play 2

City Planner A person who decides what types of buildings go where in a city 3

Zones Land areas set aside in a city for certain purposes, such as housing or businesses. 4

What is your city like? 5

Floor Map Zones Multipurpose Zone Residential Zone Agricultural Zone Business Zone Industrial Zone 6

Goods Items that are bought and sold 7

Services Work done for others, such as haircuts or car repairs. 8

Be a City Planner 9

Review • Today you learned about the different zones in a city. • Think about the buildings you see on your way home from school. • You can do pages 2 and 3 in your Junior Journals at home. 10

Session 2 Our City: A Place where People Spend Money 11

Money matters in a city! 12

Taxes Fees charged by a government to pay for services. 13

City Zoo Gift Cards 14

Income Money earned for work. Need People use income to pay for their needs and wants. Something you cannot live without. Want Something you would like to have but could do without. 15

Payment Methods Cash: money in the form of bills or coins Check: a written order to a bank to pay money to a person or business Credit Card: Debit Card: a card that allows users to buy things through a personal loan a card that subtracts what you buy from your checking account Electronic a way to bank or pay for things using the Payment: internet 16

Review • Why is it good for a city to have businesses? • What would happen if most or all of the businesses in a city left town? 17

Session 3 Our City: A Place Where People Bank 18

Banks and Credit Unions Businesses where people and other businesses save, borrow, and exchange money. Deposit: To put money into a bank account. Interest: Money paid for the use of someone else’s money. Savings: Money put aside to use later. Savings Account: A bank account for saving money. Withdrawal: Removal of money from a bank account. 19

Calculating Interest Banks earn money when they charge interest. • Borrow $1, 000 to buy a car with 7% interest. How much interest do you pay? • Deposit $1, 000 in the bank that pays 2% interest. ? How much interest do you earn? 20

Piggy Bank Savings Game 21

Review • What are the benefits of our local banks and credit unions? • Visit one soon with your family. 22

Session 4 Our City: A Place Where People Dine 23

Consumer A person who uses or buys goods and services. Producer Who is the consumer and who is the producer in a restaurant? A person who makes goods. Entrepreneur People who start businesses. 24

Reci-P’s Business Plan Step 1: Step 2: Step 3: Step 4: Step 5: Step 6: Step 7: Step 8: Step 9: Name your Manager and Accountant Earn Money Discuss the Business Plan Fill in the Reci-P’s Business Plans Earn $$ Question Time Pay the Rent Pay the Utility Bill Buy Restaurant Supplies Open for Business 25

Review • Why did you make the choices you did in opening your restaurant? • What do you think you might do differently if you were to do this again? 26

Session 5 Our City: A Place Where People Communicate 27

News format The way the news is presented or shared. Blog An online journal for others to read. 28

News Format 29

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Review • The news often reports problems in a city. How do we come up with solutions as a community? 31

JA – Our City Graduation 32