Investments Investment Options Stocks Kinds of stocks Common

  • Slides: 26
Download presentation
Investments

Investments

Investment Options Stocks • Kinds of stocks – Common - voting – Preferred -

Investment Options Stocks • Kinds of stocks – Common - voting – Preferred - safer

Investment Options Stocks • Profit from stocks – Dividends – Capital gain / loss

Investment Options Stocks • Profit from stocks – Dividends – Capital gain / loss

Investment Options Stocks • Stock markets – New York Stock Exchange (NYSE) – NASDAQ

Investment Options Stocks • Stock markets – New York Stock Exchange (NYSE) – NASDAQ (tech stocks)

Investment Options Stocks • Stock market newspaper listing

Investment Options Stocks • Stock market newspaper listing

Investment Options Stocks • Evaluating stocks – Blue-chip – Dow Jones – Bull market

Investment Options Stocks • Evaluating stocks – Blue-chip – Dow Jones – Bull market – Bear market – S&P 500 – Fortune 500

Investment Options High-Risk Investments • Commodities – Futures (contract) – Options (rights) • Penny

Investment Options High-Risk Investments • Commodities – Futures (contract) – Options (rights) • Penny stock

What do we call a stock that is considered a safe investment in a

What do we call a stock that is considered a safe investment in a large corporation? A. B. C. D. E. Red-hot stock Blue-chip stock Bear stock Dividend stock NASDAQ

What do we call a stock that is considered a safe investment in a

What do we call a stock that is considered a safe investment in a large corporation? A. B. C. D. E. Red-hot stock Blue-chip stock Bear stock Dividend stock NASDAQ

Investment Options Bonds and Securities • IOUs – Corporate – Municipal / state –

Investment Options Bonds and Securities • IOUs – Corporate – Municipal / state – Federal • Savings • Treasury (bonds, notes, and bills)

Investment Options Mutual Funds • Pool money / shared risk – Portfolio – Diversify

Investment Options Mutual Funds • Pool money / shared risk – Portfolio – Diversify

Investment Options Mutual Funds • Load v. no-load funds • Index funds

Investment Options Mutual Funds • Load v. no-load funds • Index funds

Investment Options Time Value of Money • Sheila and Bob – start at different

Investment Options Time Value of Money • Sheila and Bob – start at different ages

Investment Options Other Kinds • Real estate • Collectibles

Investment Options Other Kinds • Real estate • Collectibles

What do you think? Discussion • How is the real estate market lately? Is

What do you think? Discussion • How is the real estate market lately? Is it a good investment today? • Do you collect valuables? Why? • What kinds of collectibles provide the best chance of long-term success? Why? • Should investments be evaluated on short-term or long-term results? Why? © EMC Publishing, LLC

Investment Options Planning • Retirement • Estate

Investment Options Planning • Retirement • Estate

Investment Options Planning • Start planning now!

Investment Options Planning • Start planning now!

Investment Options Retirement • Sources of retirement income – Social Security (supplemental)

Investment Options Retirement • Sources of retirement income – Social Security (supplemental)

Investment Options Retirement • Sources of retirement income – Social Security (supplemental) – Company-sponsored

Investment Options Retirement • Sources of retirement income – Social Security (supplemental) – Company-sponsored • Pension • Profit-sharing / stock-bonus • 401(k) / 403(b) plan

Investment Options Retirement • Sources of retirement income – Social Security (supplemental) – Company-sponsored

Investment Options Retirement • Sources of retirement income – Social Security (supplemental) – Company-sponsored – Other • IRA • Roth IRA • SEP-IRA

When should you start planning for retirement? A. B. C. D. E. When you

When should you start planning for retirement? A. B. C. D. E. When you are in your 60 s When you are in your 50 s When you are in your 40 s When you are in your 30 s Right now

When should you start planning for retirement? A. B. C. D. E. When you

When should you start planning for retirement? A. B. C. D. E. When you are in your 60 s When you are in your 50 s When you are in your 40 s When you are in your 30 s Right now

Investment Brokers, Advisers, and Planners • Broker • Financial adviser

Investment Brokers, Advisers, and Planners • Broker • Financial adviser

Investment Getting Started • Research a company – Newspapers – Online sources

Investment Getting Started • Research a company – Newspapers – Online sources

Investment Getting Started • Online trading – High-risk – Fees per transaction

Investment Getting Started • Online trading – High-risk – Fees per transaction

What do you think? Discussion • Will you be able to live on Social

What do you think? Discussion • Will you be able to live on Social Security when you retire? Explain. • How can you get additional income for retirement? • Are investments for the rich only? • How might you start investing now? © EMC Publishing, LLC