Insert Date Confidential UPDATED 12 16 NFP Overview

[Insert Date] Confidential << UPDATED 12 -16 >> NFP Overview

Table of Contents I. NFP Overview 2 II. Leadership 8 III. Our Business Structure 10 1

I. NFP Overview

Who We Are NFP is a leading insurance broker and consultant that provides employee benefits, specialized property and casualty, retirement, and individual private client solutions through our licensed subsidiaries and affiliates. Our expertise is matched by our commitment to each client's goals and is enhanced by our investments in innovative technologies in the insurance brokerage and consulting space. 3

NFP Purpose Our passion is building strong personal relationships based on trust, transparency and active communication so we can create the best possible work environment for our employees and deliver the best possible solutions to our clients. 4

NFP Way Nimble Fantastic Results Personal • Listen well to understand • Collaborate and work as a team. • Respect each other. We what’s important. • Encourage creativity and fresh perspectives. • Look to the future, anticipating the needs of our employees and clients. • Earn trust by exceeding expectations. • Deliver peace of mind through amazing performance. all matter. • Build enduring relationships. • Give back. • Be real. Be authentic. Be genuine. 5

What We’re Proud Of #2 Retirement plan aggregator firm according to Investment New #5 largest benefits broker by global revenue, as ranked by Business Insurance #5 best place to work in insurance, as ranked by Business Insurance #6 largest U. S. -based privately owned broker, as ranked by Business Insurance #9 commercial lines agency, based on 2019 P&C and commercial lines revenue, as ranked by Insurance Journal #10 largest property & casualty agency by total 2019 P&C revenue, as ranked by Insurance Journal #12 global insurance broker, as ranked by Best's Review #13 largest broker of U. S. business, as ranked by Business Insurance 6

Broad Geographic Footprint with Significant Scale Over 73, 000 corporate clients Over 270 offices across the United States 5, 800+ employees 40 Over international offices across the U. K. , Puerto Rico & Canada 7

II. Leadership

Executive Leadership Doug Hammond Chairman and Chief Executive Officer Kim Davis Chief Diversity and Inclusion Officer, Board Member Mike Goldman President and Chief Operating Officer Mark Grosvenor Executive Vice President and Chief Technology Officer Ed O’Malley Executive Vice President, Head of Insurance Brokerage and Consulting Mike James President, NFP Life Solutions and Partners. Financial Ginnette Quesada-Kunkel Brett Schneider Suzanne Spradley Executive Vice President and Chief Human Resources Officer Chief Compliance Officer, Associate General Counsel Executive Vice President and Chief Financial Officer Henry Lombardi Eric Boester Executive Vice President, Property & Casualty Executive Vice President and Chief Marketing Officer Evan Michael Carl Nelson Executive Vice President and General Counsel Executive Vice President Mergers & Acquisitions Mary Steed Chief People Officer 9

III. Our Business Structure

What We Do – Core Offerings Property & Casualty Corporate Benefits Individual Solution 11

Property & Casualty • • General liability Cyber liability Sports & entertainment Medical malpractice Aviation Surety Auto services Reinsurance 12

Property & Casualty - Expanded • • Real and personal property Management liability Cyber liability Business income exposure Workers’ compensation Machinery and equipment Domestic and foreign transit • • Auto liability Professional liability Marine Reps and warranties International insurance Umbrella / excess liability Credit insurance Premises operations and product liability 13

Corporate Benefits • • Employee Benefits Retirement Plans – Qualified Executive Benefit Plans – Nonqualified HR Consulting Corporate Benefits 14

Corporate Benefits - Expanded EMPLOYEE BENEFITS RETIREMENT EXECUTIVE BENEFITS HR CONSULTING • Health Care Plans • Plan Governance • • Benefits Administration • Health & Wellness Programs • Plan Design • HR Services • Provider Benchmarking • Executive Bonus Plans • Ancillary Benefits • Investment Advice • • Technology/Benefit Management • Target-Date Fund Consulting Supplemental Executive Retirement Plans (SERP) • International Benefits • Fiduciary Compliance • Nonqualified Deferred Compensation • Participant Outcomes • • Individual Financial Consulting Disability Income Protection Solutions • Compensation Consulting • Bank-Owned Life Insurance • Corporate-Owned Life Insurance • Global Executive Plans • Carried Interest Plans Plan Design & Administration 15

A Total Benefits Picture Today’s employees have high expectations for the benefits they receive from their employer. We see the full picture – and think differently about rewards and employee engagement – so you can offer your employees what they expect. Recognition Concierge & Convenience • Service, wellness & leadership awards • Peer-to-peer acknowledgment • Service anniversaries • Promotions • • Development Medical, telehealth & doctor appointment services Childcare accommodations Sabbaticals, flex time & vacation flexibility • Personal services (laundry, mailing, pet) • Performance management • Mentoring & job-specific training • Continuing education & tuition assistance • Succession planning Community Well-Being Financial • Health care benefits • Fitness & wellness programs • Relaxation & stress management services • Nutrition education • 401(k), life insurance, disability insurance, EAP, 529 plans • Financial wellness education • Data transparency tools • Discount programs • • • Volunteer & charity events Employee resource groups Blood drives Holiday parties Team outings 16

Individual Solutions • Personal Insurance / Private Client Group o Homeowners, farm and ranch o Watercraft and yachts o Personal aviation and aircraft o Secondary and seasonal homes o Group excess programs o Flood insurance and excess flood o Rental properties o Automobiles, including antique and recreational vehicles o Valuable personal property, jewelry, fine art and wines o Personal families and kidnap & ransom o Domestic staff • Estate Planning / Life Insurance • Wealth Management • International Life Insurance 17

NFP. com