Immediate Solution 84485 1215 10 Pay Solution Easy

Immediate Solution, 84485 1215 10 Pay Solution & Easy Solution AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Topics to Cover Today ü Sales Support ü Product Portfolio ü Sample Application ü Trans. Ware® ü New Business Tips 84485 1215 ü Sales Ideas AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

84485 1215 Meet Sales Your Support Team AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Product Portfolio Overview Whole Life Final Expense 84485 1215 – Continuous (Immediate Solution LP 121) – 10 Pay (10 Pay Solution) – Graded Death Benefit (Easy Solution) AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Immediate Solution (LP 121) • Premium Paying Period – Level Premiums to age 121 • Age Last Birthday Issue Ages – 0 -85 • Minimum Issue Amount – $1, 000 • Maximum Issue Amount – – 0 -55 56 -65 66 -75 76 -85 $50, 000 $40, 000 $30, 000 $25, 000 • Benefit Period 84485 1215 – Endows at age 121 AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Policy Riders • Accelerated Death Benefit Rider 1 – With or Without Nursing Home Benefit • Optional Accidental Death Benefit Rider – Max issue age - 70 – Expiry age - 80 Death Benefits will be available when the Insured has been diagnosed with a Qualifying Event, as described in the rider, while the policy and the rider are in force. Benefits advanced under this rider may be subject to taxation. Limitations and Exclusions apply. Refer to the Rider for complete details. 84485 1215 1 Accelerated AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Policy Riders (Continued) Children/Grandchildren Rider Provides term coverage equal to base amount up to $5000 Covers a maximum of 9 children/grandchildren Issue ages 15 days to 17 years Parent/Grandparent must be age 18 to 75 Convertible up to rider amount after 2 years and until age 22 Child/Grandchild can be added post issue, 60 day after following events: – Adoption, Marriage, New Birth 84485 1215 • • • AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

10 Pay Solution (10 Pay Life) • Premium Paying Period - Level Premiums for 10 years • Age Last Birthday Issue Ages - 0 -85 • Minimum Issue Amount - $1, 000 • Maximum Issue Amount - 0 -55 - 56 -65 - 66 -75 - 76 -85 • $50, 000 $40, 000 $30, 000 $25, 000 Benefit Period 84485 1215 - Endows at age 121 AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Easy Solution (Graded Death Benefit) • Premium Paying Period – Level Premiums to age 121 • Age Last Birthday Issue Ages – 18 -80 • Minimum Issue Amount – $1, 000 • Maximum Issue Amount – $25, 000 • Benefit Period 84485 1215 – Endows at age 121 AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Sample Application 84485 1215 TA ANI > Trans. Marketing. SM > keyword: Solution AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

® Trans. Ware 84485 1215 TA ANI > Sales Tools > Illustration and Quotes > Trans. Ware® Quick Reference Guide AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

New Business Tips • Monitor business daily on www. taagentnetinfo. com. • Review applications prior to submitting to ensure all fields are completed and handwriting is legible. • New Business Call Center hours 84485 1215 8: 00 - 5: 00 pm CT M-F. AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Sales Ideas • Many Americans believe that social security will pay for their final expense needs, however, the government only pays a lump sum of $255 for those who qualify 1 • The Veterans administration will pay up to $700 for nonservice related deaths 2 1 Survivors Benefits, SSA Publication No. 05 -10008, Nov. 2015, www. ssa. gov of Veterans Burial and Plot-Interment Allowances, June 2014 84485 1215 2 Department AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Sales Ideas • Life Insurance on parents – “Do you know if your parents own life insurance? ” – “Who will pay your parents final expenses, debts & taxes upon death? ” 84485 1215 – “Do you have the work flexibility & financial freedom to accommodate these costs when something happens to your parents? ” AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Sales Ideas • Business Owners – Life Insurance needs for business succession planning 84485 1215 • Help Stabilize the business • Liquidity to pay debts, creditors, vendors etc. • Fund Buy-Sell agreements with business partner(s) AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Sales Ideas • Term Life Insurance Is Not a Final Solution – Remind prospects & clients term life insurance will go away if they are counting on it to help pay for final expenses 84485 1215 – Market to individuals who are entered into retirement as their group life insurance has gone away AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

1215 84485 AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Thank you for joining, we appreciate your business! 84485 1215 Immediate Solution 121, 10 -Pay Solution and the Easy Solution are whole life insurance policies issued by Transamerica Premier Life Insurance Company, Cedar Rapids, IA. 52499 in all other jurisdictions. Policy Form Nos. WL 08 and WL 09. Policy forms and numbers may vary, and these products may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting. AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.