IDBI Federal Life Insurance Wealth Plus Critical Protection

IDBI Federal Life Insurance Wealth Plus Critical Protection Plan A non-participating unit-linked insurance plan Training Presentation – November, 2019 Product Marketing For Internal Circulation & Training Purpose Only. 1

A unit linked insurance plan which helps you strike an apt balance between wealth accumulation and protection along with an inbuilt critical illness benefit, which provides you and your loved ones the cushion of financial protection to safeguard life’s objectives *IDBI Federal Life Insurance Wealth Plus Critical Protection Plan will hereafter be referred to as Wealth Plus Critical Protection Plan throughout the PPT For Internal Circulation & Training Purpose Only. *hereinafter referred to as Wealth Plus Critical Protection Plan Presenting… IDBI Federal Life Insurance Wealth Plus Critical Protection Plan 2

This plan is a non- The policyholder This plan provides participating unit- can choose any Death Benefit as linked life term from 10 /15 Higher of Death insurance plan /20/ 25 years with Sum Assured or offering inbuilt limited and regular Fund Value cover against 9 payment options. critical Illnesses. The Maturity The Critical Illness Benefit payable is benefit is the Fund Value of additional benefit the policyholder’s and paid in lump unit linked funds. sum on occurrence of event. For Internal Circulation & Training Purpose Only. About Wealth Plus Critical Protection Plan 3

Customer Value Proposition Exclusive HNI investment plan with Critical illness cover Limited and Regular Payment options No Allocation & Admin charge from 6 th policy year onwards 5 2 Value Proposition 4 3 Dual benefit of long term investment returns and cover against Death & CI Fund Value paid at Maturity upon survival For Internal Circulation & Training Purpose Only. 1 4

Key Benefits – in detail 1 Dual benefit of protection and long term investment returns: 2 Enhanced protection offered by Critical Illness Benefit: The plan offers additional protection through the critical illness benefit at nominal charges. It pays out a lump sum benefit on diagnosis of any of the 9 pre-defined critical illnesses to help with the treatment expenses. 3 Option to choose premium payment term as per convenience You can choose to pay premiums throughout the policy term or for a limited period depending on your financial commitments. For Internal Circulation & Training Purpose Only. This plan offer dual benefit of life cover along with the opportunity to enhance your wealth by selecting the right mix of investment funds. 5

Key Benefits 4 Choose from a range of funds as per your risk appetite 5 Unlimited free switches and premium redirection: There are no limits on number of switches or premium redirection done in a policy year and the same can be done without levying any charges. 6 Tax Benefit under section 80(C) and 10 (10 D) Deduction under section 80 C: The premiums paid may be eligible for deduction under section 80 C of the Income Tax Act, 1961. For the Financial year FY 2017 – 18 deductions can be claimed under Section 80 CCE up to Rs. 1, 50, 000 for the total payments, contributions made under Sections 80 C, 80 CCC and 80 CCD. Tax-free benefits under section 10(10 D): The benefits received under the plan For Internal Circulation & Training Purpose Only. Choose from a wide range of funds as per your risk appetite: You can stay in complete control of your investments with the flexibility to choose from 6 investment fund offerings that allow you to invest your money as per your riskreturn appetite. 6

Parameters Age at entry Age at maturity Policy Term Premium Payment Frequency Minimum Maximum 18 years 52 years 28 years 70 years 10 /15 /20/ 25 years Limited – 10 and 15 years Regular – Equal to Policy Term No Limit Rs. 1, 000 Annual Critical Illness Sum Rs. 5, 000 Assured All ages are as per last birthday Rs. 20, 000 (subject to maximum of 5 times of Annualized Premium) Eg: If a person opts for a yearly premium of Rs 5 Lakhs, he/she can choose critical illness sum assured from Rs 5 Lakhs upto Rs 20 Lakhs. ie; 5, 6, 7, . . . 20 lakhs. For Internal Circulation & Training Purpose Only. Eligibility 7

§ This document is a training material solely used for the purpose of internal training of the employees, agents and representatives of IDBI Federal Life Insurance Company Limited. § This document is not meant for sales and should not be circulated amongst the public for the purpose of solicitation of the insurance business. § Strictly for internal circulation only. For Internal Circulation & Training Purpose Only. For any product related queries, please write to ask. product@idbifederal. com 8