i Go e Application Presented by Trevor Keeble

i. Go e. Application Presented by… Trevor Keeble Director of Product Training Policies issued by American General Life Insurance Company ("AGL“) FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Ways to Access

Option 1: Through Connext § On Connext – i. Go 3 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Option 2: Through Connext § On Connext § Click Home Tab – Click Get Started for e-apply 4 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

§ Start a new case from scratch § View previous cases that have been started or submitted in i. Go e. Applciation 5 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Start New Case Enter Proposed Insured Info To easily recall later 6 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Find Available Products Run a quotation/illustration or start the e. Application for the correct product by choosing “Select” for the appropriate action. 7 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

My Cases § Provides Case Details (Name, Face Amount, Agent of Record) § Status of the case § Product § Date Modified 8 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Status Legend Provides details about what each of the statuses means as well as any action that needs to be taken. 9 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

My Cases View all required forms in PDF format to save or print Choose which action you would like to complete for the case 10 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Option 2: Through Win. Flex Web § Design the illustration the way you would like to issue the policy. § Calculate the illustration then select “e. Apply” § This method transfers all of the data from the illustration directly into the e. Application instead of having to enter all of the insured’s data like in Option 1. 11 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

i. Go e. Application Helpful Hints Easily identify which sections are complete or incomplete 12 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Primary Proposed Insured Yellow fields are required 13 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Primary Proposed Insured Required for electronic signature 14 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Primary Proposed Insured, Cont. 15 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Coverage Information - Base Information transferred directly from illustration since e. Application was launched via Win. Flex Web 16 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Optional Benefits And Riders - Base Select any additional riders you would like to include on the policy. For cost rider, which is why the illustration would need to be adjusted 17 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Existing Insurance § If answer is “Yes”, you must click to add the additional coverage information. 18 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Existing Insurance Details You must complete all of the required information for the existing coverage(s) the insured has. 19 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Premium Information is pulled directly from the illustration. If “Premium Calculation” button is NOT green, you must click on it to validate the premium amount. 20 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Beneficiary 21 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Primary Beneficiary If more than one beneficiary, put the “Share (%)” for the first one then follow the same steps to add another beneficiary. 22 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Background Information You must answer each of the background questions. 23 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Underwriting Requirements § If age and face amount requirements on the application require a paramed exam, you must indicate how it will be ordered. 24 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

HIV § Be sure to leave behind the required brochure. 25 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Background Information – Non Medical UW § Certain products offer non-medical UW for specific ages and face amounts. § If your case qualifies, this is what you will see in the Background Information screen. § If so, the paramed exam screen will not populate in the e. Application. 26 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Payment Information If you select Draft At Submit or Draft At Issue no premiums can be collected. 27 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Automatic Bank Check (ABC) Authorization This screen will populate if you elect to have the premium drafted. 28 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Agent Report Complete writing agent and contact information for case follow-up (if different from writing agent) 29 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Agent Report Provide any special instructions and additional policy information at the bottom of the Agent Report. 30 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Owner IRS Certification 31 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Validation and Lock Data § You must lock the application to proceed to the signature process. § Once locked the following screen will appear. 32 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Forms To Be Wet Signed or Left With the Applicant § Click “View Forms” to see if your application has any of these forms that apply. 33 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Choosing a Signature Method § Application may be signed via e. Mail or via face-to-face. 34 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

e. Sign via Face-to Face

e. Signature Disclosures 36 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Terms of Use and e. Signature Consent 37 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

e. Signature – Primary Insured, Owner, Payor, and other Signing Parties 38 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

e. Sign via e. Mail

e. Signature Instructions 40 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Primary Proposed Insured’s e. Signature 41 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

e. Signature e. Mail Confirmation 42 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Questions 43 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

Important Information Policies issued by: American General Life Insurance Company (AGL), Policy Form Numbers ICC 15 -15603, ICC 1515604, ICC 15 -15602, ICC 15 -15600, 82012, 82410, 88390, ICC 14 -14002, 14306, ICC 15 -15997, ICC 15 -15996, ICC 1515994, ICC 15 -15271, ICC 15 -15274, ICC 15 -15272, ICC 15 -15273. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). AGL does not solicit business in the state of New York. Products may not be available in all states and product features may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at www. aig. com. All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be available in all countries, and coverage is subject to actual policy language. This information is general in nature, may be subject to change, and does not constitute legal, tax or accounting advice from any company, its employees, financial professionals or other representatives. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U. S. federal, state or local tax penalties. For advice concerning your individual circumstances, consult a professional attorney, tax advisor or accountant. Please visit www. qualityoflifeinsurance. com for important disclosures regarding accelerated benefit riders. © AIG 2017. All rights reserved AGLC 110873 44 FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION