HSTA Voluntary Employees Beneficiary Association VEBA Trust VEBA

HSTA Voluntary Employees Beneficiary Association (VEBA) Trust VEBA General Information 1

Who and What is the VEBA Trust? • The VEBA Trust was established for active and retired HSTA members and their eligible dependents. • The Board of Trustees is comprised of teachers who are members of HSTA. Trustees represent the various segments of the HSTA population. All Trustees are teachers, with two being retirees. 2

When you are a HSTA member, you can take advantage of these products that are available to you. 3

Highlights of the Voluntary Products • Life Insurance – Basic Life for only $1. 50/month with a benefit coverage of $15, 000. 00 (up to age 65). – Basic Plus Life if you want more coverage than what is offered for Basic Life. 4

Highlights of the Voluntary Products • Disability Income Protection – Short Term (STIP) – Long Term (LTIP) 5

Highlights of the Voluntary Products • Long Term Care Insurance (LTC) LTC can help you preserve your independence and financial security, and can help relieve your family members of the burden of making decisions about how to pay for care. 6

Highlights of the Voluntary Products • Critical Illness Insurance Provides coverage for specific critical illnesses and helps offset expenses not reimbursed by other types of insurance. It is not a replacement for traditional medical or disability insurance – rather it is a complement to these other coverage. 7

HSTA VEBA Trust Contact Information Office Hours: 8 a. m. to 5 p. m. Monday thru Friday Phone: 440 -6940 (Oahu) Neighbor Islands Toll Free: 1 -800 -637 -4926 Fax: 440 -6941 Email: vebatrust@hawaii. rr. com Website: www. hstaveba. com Address: 1259 A’ala Street, Suite 202 Honolulu, Hawaii 96817 8