Home Buyer Seminar Welcome Date Home Buyer Seminar

Home Buyer Seminar Welcome Date:

Home Buyer Seminar Agenda: Selecting a lawyer z Role of Real Estate Professional z Obtaining a mortgage z High Ratio mortgages z Title Insurance – do you need it? z

Home Buyer Seminar Selecting a Lawyer

Home Buyer Seminar The Role of a Real Estate Professional

Home Buyer Seminar Applying for a Mortgage

Home Buyer Seminar High Ratio Mortgages

Home Buyer Seminar Title Insurance: z What is it? z Do I need it?

Home Buyer Seminar

Home Buyer Seminar What is Title Insurance: z An alternative method of assuring good title insurance policy that provides purchasers and mortgage lenders with protection against specific title risks

Home Buyer Seminar Typical Coverage: z Defects in title z Compliance z Access, risks other rights and defects

Home Buyer Seminar Exclusions and Exceptions: z Exclusions are general risks that all policies do not cover z Exceptions are specific risks that the policy for the property does not cover

Home Buyer Seminar What is Title. PLUS: z Title insurance. . . PLUS more z Two integrated components: y Title Insurance and Legal Services Coverage y Automated Delivery System

Home Buyer Seminar Differences between Title. PLUS and title insurance: Expanded title coverage z The addition of legal services coverage z Single policy for both home buyer and lender z The benefit of a lawyer’s independent advice z