Heading Title Calibri Font 25 pt How Does

Heading Title Calibri Font (25 pt) How Does SPM Help Financial Institutions Address Operational Challenges? “Delivering products that are flexible for clients without exceeding the institution’s capacity” 2

Who We Heading Titleare? Calibri Font (25 pt) • Was founded by Concern Worldwide in 1990 s • Transform to MFI in 2013 • Become an MDI in 2010 "to help large numbers of poor people to improve their livelihood options through the delivery of appropriate and viable microfinance services”. 3

What Title AMK’s SPM Heading Calibri Fontdoes (25 pt) • • • Who is Our client How do We segment Them What product/service They need What challenges are We facing or will face How do They accept Our product What can We do better for Them 4

Heading Title Calibri Font (25 pt) Why offer this product? 5

Heading Title Calibri Font (25 pt) AMK Client • Cost • Price • Risk of NPL • Flexibility • Efficiency/Producti vities • Fast • Legal requirement • Less condition 6

What’s product to (offer Heading Title Calibri Font 25 pt) • • Longer tenor Multiple disbursement and collection No commitment or unutilized fee Price at the same level as other peer product 7

To Client Heading Title Calibri Font (25 pt) • Reduce risk of seasonal cash flow • Lower financial cost • Drawdown as needed • No pressure on timing 8

To AMK Heading Title Calibri Font (25 pt) • High client satisfaction • Higher Operation cost • Reduce the financial pressure to client • Higher Financial cost • High retention rate 9