Habitat for Humanity Dawson Haithcock Habitat for Humanity

Habitat for Humanity Dawson Haithcock

Habitat for Humanity What is Habitat for Humanity? • Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry. • HFHI seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action. • Habitat invites people of all backgrounds, races and religions to build houses together in partnership with families in need.

Habitat for Humanity International History of Habitat for Humanity International • Founded in 1976 by Millard and Linda Fuller • Built more than 225, 000 housing worldwide • Providing safe, decent and affordable shelter for more than 1 million people • Not a giveaway program • No government funds used

Habitat for Humanity International Mission Statement • Partnership with God and people everywhere. • Develop communities with people in need by building and renovating houses. • Decent houses in decent communities. • Every person can experience God's love and can live and grow into all that God intends.

Habitat for Humanity How it Works • Houses are built with volunteer labor and donations of money and material • Homeowners invest hundreds of hours of sweat equity • Sold to families with no profit margin • Average cost of a home to the family is $45, 000 • Mortgage length ranges for seven to thirty years

Habitat for Humanity How Families are Selected • Two Important Selection Criteria – Currently struggling with inadequate housing. – Below upper income limit and unable to get conventional home financing. • Families in need of shelter apply to local affiliate • Affiliate selection committee chooses homeowner based on; – Level of need – Willingness to become a partner – Ability to repay mortgage loan • Non discriminatory selection policy

Habitat for Humanity Homeowner “sweat equity” – All homeowners contribute “sweat equity” by working in partnership with the affiliate and other volunteers. • Pride in ownership from personal investment • Development of skills and knowledge while building • Partnership and interaction with others who are part of the movement.

Habitat for Humanity No-profit, no-interest financing • Affiliate establishes revolving Fund for Humanity to provide no -profit, no-interest loans. • Funds come from mortgage payments, local contributions and other donors.

Habitat for Humanity What does an Affiliate do? • Works with donors, volunteers and homeowners. • Build or renovate simple, decent and affordable housing. • Primary responsibility for: – Legal matters, organization. – Fund raising. – Family selection and support. – Finance. – Construction.