Greg Provenzano ACN CoFounder Regulatory Compliance Update Dave

Greg Provenzano ACN Co-Founder

Regulatory & Compliance Update Dave Merriman Executive Vice President

Evolving Regulatory Environment

Income & Lifestyle Claims

Savings Guarantees

Social Media

Presenter Edification and Testimonials

Mike Cupisz ACN Co-Founder

Adjusting the Compensation Plan Effective 1 February, 2019

Terminology Change and Simplification Team Trainer - TT Independent Business Owner - IBO Qualified Team Trainer - QTT Customer Qualified IBO - CQ Customer Bonuses Personal Customer Acquisition Bonuses - CABs Overriding Customer Acquisition Bonuses - CABs Residuals Personal Residual Income Team Residuals Overriding Residual Income

Customer Qualified IBO - CQ AU 7 Points & 3 Services NZ 5 Points & 3 Services Current qualification

• Removing the ETT Position • New ETL Qualifications; • 15 personal points & • 10 CQs in minimum of 3 separate legs • Or 60 Personal Points (AU) • 50 Personal Points (NZ) Existing ETLs as of 31 January 2019, will have until 1 April 2019, to meet new qualifications

• Removing the RD Position Rename TC position to RD • RD Qualifications; • 600 group points w/ max 200 per leg Reminder: RDs & above must maintain 15 personal Points to be paid RD & above Compensation

Regional Vice President RVP qualification requirements • 4 *RD legs and • 3, 000 group points w/ max 1, 000 points per leg *Name change only TC to RD

Senior Vice President New qualification requirements • 2 RVP legs & 4 RD legs With $500, 000 (max: $250, 000 per leg) • $500 K - in monthly billing volume • Maximum of $250 K - per leg Existing SVPs as of 31 January 2019, will have until 31 December 2019, to meet new qualifications $500, 000 monthly downline billing (max: $250, 000 per leg)

Overriding Residuals Qualification Effective 1 February 2019: New RDs will be required to maintain 75 Customer Personal Points to be paid through 7 levels RDs as of 31 January 2019 will be paid through the 7 th level through 31 July 2019 as long as they maintain 15 Personal Points. From 1 Aug all RDs will be required to maintain 75 personal customer points to be paid to the 7 th level

New Overriding Residuals Commissions Current Commissions 2% 4% 8% Effective: For all IBOs, and all customers new and old from 1 February 2019

New Overriding Residuals Commissions Current Commissions 1 Feb 2019 4% 3% 5% 8% 8% 2% Effective: For all IBOs, and all customers new and old from 1 February 2019

Introducing RVP Gold • RVP Gold; • $200 K - in monthly billing volume • Maximum of $75 K - per leg

RVP Residual Earnings Current 1½% 1 Feb 2019 1½% RVP Platinum 3% RVP Gold 3% RVP 1 st Gen RVP 2 nd Gen 2% ½% 1% ½% RVP Open Effective: for all customers new and old from 1 February 2019 2½%

CABs

Next. Gen Bonus Enhancements • CAB bonus for new IBO for just getting “Customer Qualified” in 30 days US example: $100 for Feb • Create Monthly Personal CABs for new and existing IBOs New People will have 1 st 30 days – Existing IBOs will have Calendar Month (Certain Services will apply) Examples: 15 Personal Customer Points = $200 5 Services = $150 • Very Flexible Fast Start Bonuses – Not limited to ETL Qualifications Examples: Acquire 20 Customer Points & 2 new CQ within the IBOs 1 st 30 days ETL 30 /60 / 90 Day Bonus Existing IBO Monthly Bonuses (Similar to Fast Start Bonuses)

Results • All IBOs acquiring more customers • Increase the number of new and existing IBOs that are making money every month • This will keep IBOs engaged • Fuels Residuals for all IBOs • Average income – all positions to increase Total alignment between new and existing IBOs, leaders and the company