Giving a voice to small businesses helping you

Giving a voice to small businesses helping you achieve your business ambitions

What we do Established over 40 years ago to help our members succeed in business, we are a non profit making organisation that’s run by members, for members. The FSB exists to provide a Big Voice for all small businesses, but only members enjoy our exclusive benefits.

Benefits of Membership Members enjoy a package of great value, business services including: • • Advice Support Financial Products Cost savings See the seven New Benefits for 2017!

Rights of Membership legal 24/7 Legal Advice Line – free unlimited access Specialist support for topics such as Employment Law, Health and Safety, Business and Consumer Law Team of over 60 solicitors and barristers Legal defence* in disputes including: • • • Employment tribunals (including awards) Health and Safety and Trading Standards prosecutions Statutory licence disputes (e. g. Taxi, Care Homes) Data Protection Act Personal Injury * Subject to terms and conditions available before joining, up to £ 100, 000 New Benefit for 2017!

Rights of Membership legal Bespoke, online document library • Employment Law, HR and H&S documents in layman-speak Fact sheets, contracts of employment, T’s and C’s, monitoring documents, H and S Policy, Risk Assessments etc. • All downloadable in Word - easy to access, print and use • 2 full time lawyers monitor and update documents “guaranteed always up to date” Over 500 documents in total

Rights of Membership legal Jury Service • Covers up to 10 days Jury Service, for you and your employees, per event • Up to £ 100 per day, to a maximum of £ 1, 000 “How would Jury Service affect your business? ”

Rights of Membership – Tax Investigation Protection Tax Investigations cost your business time, money and disruption! • • • Free Tax Advice Line – Mon-Fri 9: 00 am to 5: 00 pm Full and Aspect Enquiries protection provided Support from a team of senior ex-HMRC and VAT Inspectors We pay your accountant for information supplied We liaise with HMRC on your behalf Investigations in 2011 totalled 119, 000 and in 2013 rose to 237, 000 (Daily Telegraph) Revenue from Tax Investigations rose by 30% between 2012 and 2013 (Daily Mail)

Rights of Membership – FSB Care Free, Confidential member welfare support service • • Qualified Personal Nurse Advisor - telephone based for up to 3 years per event Home Visits can be arranged Free Therapy – offered on a case by case basis, if deemed appropriate and beneficial Free Counselling for serious illness or bereavement “An invaluable member care service when serious illness arises” Option to include staff or employee member for a one-off fee of £ 250

Rights of Membership – Resources Business Crisis Management Free advice for your business including PR at times of crisis Cyber Crime Free helpline on protection/recovery plus basic insurance cover Two Free Business Profile Audits Understand how you can improve your overall online impact Member only Resource Hub (online) • Opportunity Profiles - outlining what’s involved in running many different businesses; tips, advice, what you need to know • Fact Sheets, Check Lists and Guides on key business topics for start ups through to growing businesses • Business Blogs – exploring issues vital to business owners • Business Guides - navigate the way from survival to success New Benefits for 2017!

Member Services Advice and Savings • Financial Health Check - Independent Financial Services • FSB Cyber Crime Insurance cover – top up with high quality specialist cover for small businesses at low premiums. • FSB Insurance Services - insurance, advice and support • FSB Energy Services – advice and cost savings • FSB Care - free member welfare support service • FSB Legal – free support, advice and protection for specified issues • FSB Tax – free protection and advice New Benefits for 2017!

Member Services – Financial Services o FSB Workplace Pensions – exclusive, market leading, auto-enrolment scheme, (from 1 employee) provided by Legal & General o FSB Business Banking – Free business banking exclusive to FSB members, £ 25 annual Loyalty Bonus o FSB Card Payment Processing o FSB Mobile Card Payment Terminals o FSB Cash Advance – for credit card merchants o FSB Fleet Card – reduce and control costs o FSB Independent Financial Services

Member Services– Business Support o FSB Business Profiling – keeping your overall online presence (including social media) ahead of you competitors – ongoing service including advice o FSB Marketplace – enabling smaller businesses to support each other, both to promote their own products and services and buy from other members. o FSB Business Leads – discounted data lists for marketing o FSB Vehicle Services – advice, support for vehicle leasing o FSB Communications – all aspects of telecommunications including broadband o FSB Business Continuity – helping you decide how to protect your business o FSB Networking – daily calendar of events, new national programme New Benefits for 2017!

Who can become a Member? o Any one who is self employed or has their own business o Membership is personal – covering any business of which you are a director, partner or owner o Business partners or fellow directors of a Full Member can join as an Associate Member for only £ 62. 50* pa. o Associates enjoy the same benefits, but will only cover the Full Member’s businesses o 12 month membership from date of joining starts at £ 142. 50* pa o Costs reflect “not for profit” status – incredible value for money *£ 30 registration fee payable in the first year only.

What does it cost? No of Employees Annual Subscription Registration Fee Total 0 1 -4 5 -10 11 -20 21 -30 £ 142. 50 £ 193 £ 245 £ 295 £ 360 £ 30. 00 £ 30 £ 172. 5 0 £ 223 Associates £ 62. 50 Registration Fee £ 30. 00 Total £ 92. 50 *Plus £ 5 per employee over 150 £ 275 £ 325 £ 390 31 -40 41 -50 50 -100 £ 390 £ 435 £ 30 £ 420 £ 465 101150 151249 £ 560 £ 950* £ 30 £ 590 £ 980 +

FOR MORE INFORMATION For further information please contact Yves Advisor: E yves@cozon. org. uk M 07815 688 757 Cozon, Membership