Fire Risk Management in Heritage Properties Ecclesiastical Insurance

Fire Risk Management in Heritage Properties © Ecclesiastical Insurance Group plc

Ecclesiastical Insurance Founded in 1887 – Our 125 th Anniversary in 2012 Owned by Allchurches Trust (charity) Operate in UK, Ireland, Canada & Australia Employ 1100 staff worldwide, 900 in UK A rated by A M Best & Standard & Poors © Ecclesiastical Insurance Group plc

Ecclesiastical Insurance More than £ 55 m, 25% of pre-tax profits donated to charity over the last 5 years. Largest British owned independent insurance company in the UK. A specialist Insurer of: Care, Charity, Education, Heritage & Faith. Unique building valuation service. © Ecclesiastical Insurance Group plc

Heritage Property – Fire Risk Management • Fire • Recovery © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management What is a Heritage Property ? To Ecclesiastical it can include: Listed buildings – Grades 1, Grade 2* & Grade 2 Any building over 100 years old Premises housing a fine art or heritage collection i. e. Museums. © Ecclesiastical Insurance Group plc

Former Tin Mine © Ecclesiastical Insurance Group plc Tank Museum

Visitor Attraction © Ecclesiastical Insurance Group plc Wedding Venue

Independent School © Ecclesiastical Insurance Group plc Historic Village

Fire Risk Management of Heritage Property – The Problems © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management • Traditionally fire protection is structural – Properties built prior to fire and building control legislation • Change • Listed of use – from PDH to School / Museum buildings – need to keep historical fabric. • Construction – exposed timber floors, timber wall panelling, thatched roofing, voids behind panels and in roof spaces. © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management Balancing fire safety with building aesthetics & costs Fire Brigade – Access, Water Supplies, etc. Combustible contents – i, e. Furniture, artwork etc. © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management The Solution 1. Plan of Fire Safety with dedicated Fire Officer 2. Fire Safety Manual – strategy, maintenance & training of staff. 3. Fire Risk Assessment 4. Fire Alarm System © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management 5 Physical Fire Protection 6 Fire Brigade, access, water supplies & familiarisation. 7 Staff training. 8 Control of contractors. 9 Salvage plan, photographic record & storage. © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management Common Fire Precautions 1. Arson Prevention – waste management, visitor controls, site security. 2. Housekeeping – waste disposal, storage of flammable liquids, smoking controls. 3. Heating – maintenance of equipment, portable appliances, chimneys & open fires. © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management 4. Electrics – Fixed electrical testing, maintenance of portable appliances. 5. Lightning Protection – conductors & maintenance. 6. Cooking Equipment – maintenance, cleaning regimes, fire suppression. 7. Hot Work Permit Systems 8. Maintenance of active & passive fire protection. © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management Recovery Disaster recovery / business continuity plan Clean up – salvage of recoverable items both building and contents. Roof Covering – to protect from the elements. Drying out & removal of water. © Ecclesiastical Insurance Group plc

Heritage Fire Risk Management © Ecclesiastical Insurance Group plc

© Ecclesiastical Insurance Group plc

Country House Rescue © Ecclesiastical Insurance Group plc Country House Rescue

Unoccupied Building © Ecclesiastical Insurance Group plc Private Residence