FINTERRA Social Solution for Blockchain Hamid Rashid Founder

FINTERRA Social Solution for Blockchain Hamid Rashid (Founder – hamid. rashid@finterra. org) 10 th Nov 2018 | Chennai, India Singapore | Malaysia | Hong Kong | Abu Dhabi

Hamid Rashid - 44, Libra - Married, with 3 boys, 1 girl and a cat. EXPERIENCE EDUCATION - PENTASOFT Software Insurance Software 2 yrs Malaysia - Bachelors of Business Information Systems - Perth, Australia - Hewlett-Packard Enterprise Software and Technology Consulting 6 yrs Malaysia - Post Graduate Diploma Information Systems - Perth, Australia - PETRONAS National Enterprise IT Management 4 yrs Malaysia - U&Me Communication Inc Enterprise Mobile Apps 3 yrs Malaysia - Masters Information Technology Management - KL, Malaysia CERTIFICATION - FINTERRA Pte Ltd Fin. Tech Blockchain 1 yrs Malaysia Copyright 2018 Finterra All Rights Reserved Reserve

Art in itself is an attempt to bring order out of chaos… Stephen Sondheim

Copyright 2018 Finterra All Rights Reserved Reserve

Bitcoin rallies and sell-offs since mid 2016 (Price in US$ per BTC) Copyright 2018

BLOCKCHAIN & CRYPTO-CURRENCIES Copyright 2018 Finterra All Rights Reserved Reserve

Blockchain Enabled Transformation Copyright 2018 Finterra All Rights Reserved Reserve

Blockchain derived business value 9 Reserved Copyright 2018 Finterra All Rights Reserve

Market Capitalization Source: Fund. Start, Bloomberg Copyright 2018 Finterra All Rights All 10 Rights

DISRUPT OR BE DISRUPTED!

SOCIETY HAS ALWAYS ADVANCED EXPONENTIALLY THROUGH DISRUPTION CAVE PAINTING GUTTENBERG

FINTERRA GLOBAL PRESENCES KUALA LUMPUR MALAYSIA SINGAPORE HONG KONG ABU DHABI UAE GENEVA SWITZERLAND NEW YORK USA Finterra Technologies Sdn Bhd Finterra Pte Ltd Finterra Ventures Ltd Finterra Foundation Finterra Inc GCC Sales Office Foundation Commercial Licensing Office R&D Lab Corporate HQ IP & Patent Registry Copyright 2018 Finterra All Rights Reserved

FINTERRA TEAM Hj Mazlan Ahmad Executive Chairman Hamid Rashid Founder Satesh Khemlani Co-Founder &

FINTERRA TEAM Amin Abedy Nia Global Sales Director Jean-Luc Gustave Head, Strategic Relationships & Public Affairs Linda Leow Product Director Farhang Maghdeed Head of Technical Delivery Terry Wilkinson Director of Blockchain Solution Eugene Wong Corporate Development Director Sreecharan Kunutur Chief Product Architect Syed Abid Senior Business Analyst Copyright 2018 Finterra All Rights Reserved

Endowment (Waqf) Chain § Asset Owners access to funding opportunities § Benefits to the

Project Objective “Unlocking the locked liquidity in endowment (Waqf) assets. ” Copyright 2018 Finterra

Project Background Micro / Macro Economics • Diminishing & Replenishing • Inflation & Deflation • Asset backed token issuance • Token fluctuation Financial Capital Raising • Islamic financial instrumenting: To raise capital for the –development of Cash WAQF – Islamic Loan WAQF real-estate assets… – Mudarabah / Musharakah – Sukuk Copyright 2018 Finterra All Rights Reserved

WAQF CHAIN ON GALLACTIC BLOCKCHAIN Copyright 2018 Finterra All Rights Reserved Reserve

FINTERRA’S ADVISORS Dr. Ahcene Lahsasn Mr. Saifudin Ariff Shariah Law & Fintech Maybank Islamic, Malaysia Prof Dr. Syed Khalid Rashid Professor of Law International Islamic University Malaysia Dr. Umar A. Oseni Legal Council, WAQF Advisor SAIF & Partners | Finterra Endowment (Waqf) Law Harvard Law School Copyright 2018 Finterra All Rights Reserved

AN IMPORTANT QUESTION "Be steadfast in prayer and regular in charity. Whatever good you send forth for your souls before you, you shall find it with Allah. For Allah sees well all that you do" (2: 110). Copyright 2018 Finterra All Rights Reserved

ADVANTAGE OF A BLOCKCHAIN MODEL Copyright 2018 Finterra All Rights Reserved

ENDOWMENT (WAQF) - A NEW ASSET CLASS IN BLOCKCHAIN PORTFOLIO USE CASE - 1 • Over US$1 trillion – WAQF Assets (worldwide) • In Indonesia : estimated US $ 60 billion. In Malaysia : 11, 091 hectares of land - US$ 384 million (Source: IRTI) WAQF Management § inefficient § lack good governance, transparency § accountability Innovation § WAQF Management should look at innovative methods § Invest in Syariah compliant businesses § High returns for socio-economic devt Asset Utilization Inability to efficiently utilize the Assets Financing Liquidity nature of assets can limit even a Marsad WAQF Copyright 2018 Finterra All Rights Reserved

2 International WAQF Donors 5 4 3 6 Corporate CSR 8 Individual Donors 7

ISLAMIC FINANCE INSTRUMENTS BENEFITS OF WAQF CHAIN Copyright 2018 Finterra All Rights Reserved

Success Stories in our 10 months existence àOver 700 k Registered Users àPresented to regulators in 9 countries

AWARDS & RECOGNITIONS Sustainable Development Goals - Supported by United Nations Top Achievers Awards Ministry of Science, Technology and Innovation Social Media Award Global Responsible Business Leadership Award 2018 Copyright 2018 Finterra All Rights Reserved

AWARDS & RECOGNITIONS Sun 28 th Oct 2018 Charity Technology Innovation Award Bahrain Sat 27 th Oct 2018 Blockchain Innovation Award Far East Business Leadership Beijing, China Copyright 2018 Finterra All Rights Reserved

FINTERRA WAQF & BLOCKCHAIN FORUM Kuala Lumpur, Malaysia | 1 st March 2018 Opening Remarks MOU Ceremony Award Ceremony 700+ Delegates Attendance IDB Lead Economist Presenting Official Launch by Dep Minister Copyright 2018 Finterra All Rights Reserved

FINTERRA WAQF & BLOCKCHAIN FORUM Dubai, UAE – 7 th May 2018 Opening Remarks 260+ Delegates Attendance MOU Ceremony Minister Keynote Address Awards Ceremony Official Launch Ceremony Copyright 2018 Finterra All Rights Reserved

FINTERRA INVITATIONS Dr. Mohammad – ADNOC, Abu Dhabi Presentation to Kuwait Finance House Invitation to Central Bank of Bahrain Invitation to WIEF Invitation to Cyber Security Malaysia Copyright 2018 Finterra All Rights Reserved

FINTERRA PRESENTATIONS Islamic Wealth Management & Challenges in Digital Economy by Securities Commission, Malaysia Ministry of Finance - Bahrain Presentation to Securities Commission Kenya Presentation to Nano Malaysia Presentation to Central Bank Indonesia Presentation to Univ Sain Malaysia Copyright 2018 Finterra All Rights Reserved

FINTERRA INTERNATIONAL SPEAKING ENGAGEMENTS Indonesia Thailand Singapore Taiwan India Malaysia Copyright 2018 Finterra All

FINTERRA INTERNATIONAL SPEAKING ENGAGEMENTS Riyadh, Saudi Arabia Muscat, Oman Moscow, Russia Nairobi, Kenya Tokyo,

FINTERRA MEDIA FEATURES The EDGE, Special feature Malaysia Al Omani Daily, Oman White Collar

FINTERRA TV INTERVIEWS BERNAMA TV - ASEAN DUBAI TV KENYA NEWS CHANNEL Copyright 2018

THANK YOU! HAMID. RASHID@FINTERRA. ORG WWW. FINTERRA. ORG @HAMIDRASHID “Social Solution for Blockchain”