Fin Tech in India Leben Johnson Associate Professor

Fin. Tech in India Leben Johnson Associate Professor Coordinator Fin. Tech Academy GITAM University Vizag, India

Focus • India stats • Vizag Stats • GITAM University Stats • Fin. Tech • Growth of Fin. Tech • Blockchain • Partnership • Videos • Q&A

India

India | Economic Indicators Overview GDP Growth Rate Unemployment Rate Inflation Rate Interest Rate Balance of Trade Government Debt to GDP Markets Currency Stock Market Government Bond 10 Y GDP Growth Rate GDP Annual Growth Rate GDP per capita Labour Unemployment Rate Employed Persons Population Prices Inflation Rate Last 1. 4 % 3. 46 % 3. 28 % 6 % -8984 USD Million 69. 5 % Last 64. 71 33713 points 6. 89 % Last 1. 4 % 5. 7 % 2264 USD Billion 1862 USD Last 3. 46 % 29650 Thousand 1299 Million Last 3. 28 % Money Interest Rate Cash Reserve Ratio Interbank Rate Reverse Repo Rate Last 6 % 4 % 6. 11 % 5. 75 % Trade Last -8984 USD Million Balance of Trade 28613 USD Million Exports 37598 USD Million Imports 8579 USD Million Foreign Direct Investment 10098 USD Million Remittances 723000 Tourist Arrivals 558 Tonnes Gold Reserves 744 BBL/D/1 K Crude Oil Production Government Last 69. 5 % Government Debt to GDP -3. 5 % of GDP Government Budget -4989 INR Billion Government Budget Value Business Last 64. 1 Business Confidence 128 Consumer Confidence Courtesy: Trading Economics, as of 6 th Nov 2017

Vizag Stats Overview Area Population GDP Major Industries Major Attraction Education Literacy Stats 540 Sq. Km 3. 5 Million $43. 5 Billion Shipping, Steel, Fertilizers, Port, IT Scenic, Coastal, Hill Terrain, Caves GITAM University, Andhra University 67. 7%

GITAM University Stats Overview Established in President Student Strength (Fulltime) Student Strength (Distance Learning) No. of Institution Programs Offered Faculty Strength Campuses Stats 1980 Dr. M. V. V. S. Murthi 20 K 60 K 15 Technology, Science, Pharmacy, Architecture, Management, International Business, Social Sciences, Languages, Law, Medicine, Nursing & Gandhian Studies 1, 250 with 40% Ph. Ds Visakhapatnam, Hyderabad & Bengaluru Thomson Reuters Center of Excellence in Vizag

Fin. Tech ? • What is Fin. Tech? • Why now? • What is different this time?

Fin. Tech • • Globally to grow to $45 B by 2020 In India to $2. 4 B by 2020 CAGR 7. 1% Per PWC: – ROI 29% – 95% of Fin Serv companies expect to partner

Future Trends Top 10 AI & Machine Learning Intelligent Apps Intelligent Things Blockchain & Distributed Ledger Digital Twins VR & AR Conversational Systems Digital Technology Platforms Mesh App & Service Architecture Adaptive Security Architecture Courtesy: Gartner

Future Trends Courtesy: Gartner

Digital Growth

Digital Growth Courtesy: Pw. C

Digital Skills - Broken Courtesy: Capgemini

Digital Skills On the Rise Courtesy: WEF

Digital Skills On the Rise Courtesy: Mc. Kinsey

Blockchain Technology • • • It is a Distributed Ledger Technology. Peer-2 -peer trusted network It is immutable Secured with crypto private and public keys (hash) Minting

Blockchain Technology Client Server Topology Peer-2 -Peer Topology

• • Videos GITAM UNIVERSITY Thomson Reuters Center of Excellence in Vizag Top 10 Places to Visit in Vizag (Vishakhapatnam) https: //www. youtube. com/watch? v=y_598 y 65 O 5 c

Q & A ? E-mail to admissions_fintech@gitam. edu or contact Leben Johnson at 9949388844