ENERGY RATED HOMES MIDWEST INDIANA COMMUNITY ACTION ASSOCIATION

ENERGY RATED HOMES MIDWEST INDIANA COMMUNITY ACTION ASSOCIATION

ENERGY RATED HOMES MIDWEST HERS/EEM PROGRAM -Home Energy Rating System -Energy Efficient Mortgage n Private/Public Partnership n Steering Committee membership Appraiser, Builder, Lender, Utility Consumer, Government, University n

ENERGY RATED HOMES MIDWEST Voluntary, market driven, fuel neutral n Mission: Increase residential energy efficiency n Goals: -New, existing, single/multi-family -Increase use of energy efficient mortgages -More affordable housing -Increase consumer/industry awareness n

ENERGY RATED HOMES MIDWEST Staffed by IN-CAA n ERHM contracted by Indiana and Michigan State Energy Offices n ERHM affiliated with Energy Rated Homes of America - Nonprofit organization with secondary mortgage market recognition n 42 states with HERS/EEM programs: n

ENERGY RATED HOMES MIDWEST Rates Home’s Energy Efficiency from 1 to 5 Stars taking into consideration: Insulation levels n Air Infiltration rate w/ Blower Door n Heating/cooling equipment efficiency n Plus various other building components n Produces various outputs including estimated utility cost, equipment sizing, and rating related information. n

ERHM: How it works Buyer/Owner/Lender/Builder/other hires ERHM certified Rater ($300 -$400) n Rating Inspection w/ Blower Door n ERHM issues official rating sheet n Rating sheet added to loan package to document energy efficiency for EEM n

NEW CONSTRUCTION Plans and Specs n What if Scenarios n Sizing Calculations n Framing and Insulation Inspection n Ductwork Inspection n Blower Door after Carpet and Trim n

Rating Creates Market Incentives for Efficiency Consumer Information n Identifies cost effective upgrades (new and existing) n Energy Code Compliance n Efficiency comparisons house to house n Estimates utility cost n Easier to utilize EEM’s n

EPA ENERGY STAR HOMES Memorandum of Understanding (MOU) n 5 Star Goal (30% better that EN Code) n Marketing Material n Financial Incentives n Financial Software n Sales Training n National Recognition n