e FRESH IMPACT STORIES e Fresh Corporate Video

e. FRESH IMPACT STORIES e. Fresh Corporate Video - https: //www. youtube. com/watch? v=aio. Ex. LOi. Ldc Impact Stories - https: //www. youtube. com/watch? v=fm. Y_hpot. RQ 0 15 www. efreshglobal. com

CHALLENGES FACED BY FPOS • Procurement of Quality inputs and other products at competitive pricing • Access to finance/Credit from formal sources • Statutory Compliances • Digitization of data & records • Farm output market Linkages • Identification & introduction of additional income revenues 1 www. efreshglobal. com

EFRESH & SAMUNNATI COLLABORATION TO ADDRESS THE CHALLENGES • e. Fresh has identified root causes for the challenges and conceived a SMART and SAFE farming platform to provide supportive ecosystem to the FPOs under the umbrella of Farmers Development Centre (FDC), which is setup at FPO premises for enabling its members to access all the farmers needs. • e. Fresh collaborated with Samunnati & major inputs manufacturers/service providers for linking up the FDCs 2 DOUBLING OF FARMERS INCOME THROUGH COLLABORATIONS www. efreshglobal. com

EFRESH & SAMUNNATI COLLABORATION TO ADDRESS THE CHALLENGES e. Fresh : Operations Snapshot VISION 2000 FDCs 1, 05, 00 farmers trained till date 12 6 states 2025 2019 - 20 • Launched Technology Solutions for FPOs • 2000 FDC Agripreneurs with 40000 micro entrepreneurs • 4 million farmers base • 5000 B 2 B customers 3 www. efreshglobal. com

THE CHALLENGES ARE RESOLVED BY SAMUNNATI EFRESH HOW & SAMUNNATI COLLABORATION TO ADDRESS THE CHALLENGES Samunnati: Products & Solutions • Samunnati Finance & Samunnati Agro offer customised Product & Solutions to cater to the financial and non-financial needs of the FPOs & Agri Enterprises Input loan Procurement Loan Agri Receivable Finance Loan to farmer members Working capital Loan Term loans Catalytic Infrastructure Working capital Loan Term loans Input Trade Output Trade Through its high ability of market linkages, Samunnati offers trade credit products DOUBLING OF FARMERS INCOME THROUGH COLLABORATIONS 4 www. efreshglobal. com

EFRESH & SAMUNNATI COLLABORATION TO ADDRESS THE CHALLENGES Samunnati: Operations Snapshot Cumulative Disbursement INR 4, 000 Cr GLP - Mar 20 INR 712 Cr Net worth - Mar ‘ 20 INR 502 Cr 500+ FPOs 300+ AEs Presence 19 states With an outreach of 4 Mn farmers 100% Cashless Operations Team Banking Exp. 600+ years DOUBLING OF FARMERS INCOME THROUGH COLLABORATIONS www. efreshglobal. com 5 12

EFRESH BUSINESS MODEL TWO PILLARS Commercialization Digitization 6 DOUBLING OF FARMERS INCOME THROUGH FPOS COMMERCIALIZATION & DIGITIZATION www. efreshglobal. com

REVENUE STREAMS TO FDC FRANCHISEE SALE OF AGRI INPUTS (Seeds, Pesticides, Fertilizers) DIGITAL SERVICES (Bill Payments, Mobile & DTH Recharges. Etc. , ) PRODUCT BRANDING (Rack / Position Branding) FDC FARM MACHINERY CUSTOM HIRING (Farm Tools and Machinery) LAUNCH PAD FOR INNOVATIONS (Product and services Launches) FINANCIAL AND INSURANCE SERVICES 8 DOUBLING OF FARMERS INCOME THROUGH COLLABORATIONS www. efreshglobal. com

TECHNOLOGY ENABLERS e. QMS™ Governance, Risks & Compliances My Farmer App™ e. Merchant ™ Financial Accounting & Business Intelligence Software e. Procure™ • Conformance to Traceability, Quality Specifications of farm output from Farm to Customer, • Digital Payments to farmers, • Live Status & Inventory Level quality wise DOUBLING OF FARMERS INCOME THROUGH TECHNOLOGY ENABLEMENT www. efreshglobal. com 9

"FDC setup under Franchise Model" DRIVING COMMERICALIZATION, DIGITAL TRANSFORMATION AND EASE OF DOING BUSINESS 10 www. efreshglobal. com DOUBLING OF FARMERS INCOME THROUGH FPOS COMMERCIALIZATION & DIGITIZATION

Computers & Printers Rs 45, 000 Information Display Kiosk for training the farmers Rs 31, 000 FDC setup Cost Furniture & Electrical Fittings Rs 60, 000 Monitoring & Software's Rs 30, 000 Branding Rs 30, 000/ Total Cost Rs. 1, 96, 000 Notes : • Premises space for FDC – 250 to 300 sft • The setup cost for FDC varies depending on the availability of the items listed above with the FPO. • Working capital for Stocks depends on local market conditions. 12 www. efreshglobal. com

FDC Business Potential Analysis completed by FPO Agreement entered Ready Shop Premises with Basic Infrastructure – 250 to 300 sft Expectations from FPO Manpower – CEO & Admin Assistant Agri input Licenses ready – Seeds, Pesticide & Fertilizer FDC ready to start commercial operation The ownership and management is responsibility of FPO 13 www. efreshglobal. com

e. Fresh PARTNERSHIP ECOSYSTEM KNOWLEDGE BUSINESS The Netherlands 14 PARTNERSHIPS FOR PROSPERITY

e. FRESH FDC SUCCESS STORIES e. Fresh FDC is listed as one of the four innovations by Green Innovation Center, an initiative of Ministry of Agriculture, Govt. of India and German co-operation published by GIZ on behalf of German Federal Ministry for economic co-operation and development. "Innovations that changed Rural Lives” e. Fresh Success Story - Published by NABARD & Swiss Development Cooperation Agency for 16 www. efreshglobal. com

Our Key Differentiators “Agri Value Chain approach, Technology driven, Franchise Business Model Thank You 17 www. efreshglobal. com , info@efreshglobal. com www. samunnati. com, www. efreshglobal. com info@samunnati. com