Custody Value Stack 2019 FMR LLC All rights

Custody Value Stack © 2019 FMR LLC. All rights reserved.

The Advice Value Stack SM FULFILLMENT Accomplishing life’s purpose Leaving a legacy PEACE OF MIND Taking care of loved ones Organized and in control More discretionary time Freedom from worry ACHIEVING GOALS College Healthcare Retirement Estate Charity MANAGING THE MONEY Money manager selection Asset allocation Security selection Insurance Income generation Taxes Debt Cash flow Third party marks are the property of their respective owners; all other marks are the property of FMR LLC. Third parties referenced herein are independent companies and are not affiliated with Fidelity Investments. Listing them does not suggest a recommendation or endorsement by Fidelity Investments. 2 862147. 3. 0

Custody Value Stack Alliances & Ecosystem Introductions Equipping your business for long-term success Enhanced Business Consulting Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 3 862147. 3. 0 Product & Brokerage Services

Custody Value Stack Custody & Reporting Brokerage Regulatory Requirements & Reporting Alliances & Ecosystem Introductions Equipping your business for long-term success Clearing & Settlement Comprehensive Account Registrations Enhanced Business Consulting Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 4 862147. 3. 0 Enhanced Reporting Product & Brokerage Services

Custody Value Stack Cash Management Investor Portal Alliances & Ecosystem Introductions Equipping your business for long-term success Debit Cards Enhanced Business Consulting Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 5 862147. 3. 0 Product & Brokerage Services Cash Sweep Options Institutional Money Market

Custody Value Stack Lending Solutions Margin Lending Alliances & Ecosystem Introductions Equipping your business for long-term success Enhanced Business Consulting Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 6 862147. 3. 0 Product & Brokerage Services Bank Lending

Custody Value Stack Product & Brokerage Services Alternative Investments Alliances & Ecosystem Introductions Equipping your business for long-term success Enhanced Business Consulting Corporate Actions Automation Equities Fixed Income HSA International Events & Community Insights & Thought Leadership Mutual Funds Controls & Protection End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 7 862147. 3. 0 Product & Brokerage Services ETFs i. NTF Inst. Capital Market Services SMA/UMA Money Movement Trading Authority Options Trade Execution/Price Improvement Advanced Technology Delivering on core capabilities for your clients Friendly BD Market Data and Research Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Asset/Account Servicing

Custody Value Stack End-Client Experience Fidelity. com Alliances & Ecosystem Introductions Equipping your business for long-term success Enhanced Business Consulting Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 8 862147. 3. 0 Product & Brokerage Services Statements Confirms Tax Reporting

Custody Value Stack Technology Enablement Wealthscape Core Platform Alliances & Ecosystem Introductions Equipping your business for long-term success Digital Account Opening Workflow Tools Enhanced Business Consulting Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 9 862147. 3. 0 Product & Brokerage Services APIs Integration Xchange Service Dashboards

Custody Value Stack Controls & Protection Asset Protection Alliances & Ecosystem Introductions Equipping your business for long-term success Cyber Security Enhanced Business Consulting Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 10 862147. 3. 0 Product & Brokerage Services Privacy of Client Information SIPC/Customer Protection Guarantee

Custody Value Stack Advanced Technology Advanced Analytics Alliances & Ecosystem Introductions Equipping your business for long-term success Digital Advice Modeling/Rebalancing Performance Measurement* Enhanced Business Consulting e. Money Client Portal Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 11 862147. 3. 0 Consolidated Data Platform* Product & Brokerage Services e. Money Planning* e. Money Vault

Custody Value Stack Fidelity Enterprise Programs (external to FCCS) 401 k/403 b Alliances & Ecosystem Introductions Equipping your business for long-term success FDAS Brokerage. Link Family Office Services Portfolio Construction Enhanced Business Consulting Trust Solutions Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 12 862147. 3. 0 Product & Brokerage Services Charitable Fidelity. Labs Stock Plan Services Wealth Management Resources

Custody Value Stack Events & Community Executive Forum Alliances & Ecosystem Introductions Equipping your business for long-term success Flex Events Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 13 862147. 3. 0 Study Groups Product & Brokerage Services Inside Track Advisor Communities Advisor Councils & Steering Committees Enhanced Business Consulting Events & Community M&A Leaders Forum

Custody Value Stack Insights & Thought Leadership Access to Viewpoints Alliances & Ecosystem Introductions Equipping your business for long-term success Diversity & Inclusion Investor Insights Enhanced Business Consulting Benchmarking FCAT M&A Insights Practice Management Programs Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 14 862147. 3. 0 Product & Brokerage Services Industry White Papers Millionaire Outlook UHNW Insights

Custody Value Stack Enhanced Business Consulting (Talent, Business, Tech, M&A) Alliances & Ecosystem Introductions Equipping your business for long-term success Consultant Alliance Network Enhanced Business Consulting Events & Community Investor Education Next Gen Program Referral Strategies Risk/Regulatory Education Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 15 862147. 3. 0 e. Learning Exchange Product & Brokerage Services

Custody Value Stack Alliances and Ecosystem Introductions Capital Source Intros Alliances & Ecosystem Introductions Equipping your business for long-term success RIA Advocacy Enhanced Business Consulting Events & Community Insights & Thought Leadership Fidelity Enterprise Programs (external to FCCS) Developing your technology, product, and service offering Advanced Technology Controls & Protection Delivering on core capabilities for your clients End-Client Experience Custody & Reporting Cash Management Technology Enablement Lending Solutions Relationship Management and Service 16 862147. 3. 0 Product & Brokerage Services Introduction Programs Strategic Business Alliances

Disclosures For investment professional or institutional investor use only. Not for distribution to the public as sales material in any form. The content provided herein is general in nature and is for informational purposes only. This information is not individualized and is not intended to serve as the primary or sole basis for your decisions as there may be other factors you should consider. Fidelity Clearing & Custody Solutions does not provide financial or investment advice. You should conduct your own due diligence and analysis based on your specific needs. This communication is provided for informational and educational purposes only. Unless otherwise disclosed to you, in providing this information, Fidelity is not undertaking to provide impartial investment advice, or to give advice in a fiduciary capacity, in connection with any investment or transaction described herein. Fiduciaries are solely responsible for exercising independent judgment in evaluating any transaction(s) and are assumed to be capable of evaluating investment risks independently, both in general and with regard to particular transactions and investment strategies. Fidelity has a financial interest in any transaction(s) that fiduciaries, and if applicable, their clients, may enter into involving Fidelity's products or services. The opinions expressed are those of the speakers and do not necessarily reflect those of Fidelity Investments. e. Money Advisors LLC is a Fidelity Investments company and an affiliate of Fidelity Brokerage Services LLC and National Financial Services LLC. e. Money Advisors LLC offers: Consolidated Data, Insights + Analytics, Performance Measurement, Fee Billing, and Proposal Generation. Third party marks are the property of their respective owners; all other marks are the property of FMR LLC. Third parties referenced herein are independent companies and are not affiliated with Fidelity Investments. Listing them does not suggest a recommendation or endorsement by Fidelity Investments. Fidelity Clearing & Custody Solutions® provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. 200 Seaport Boulevard, Z 2 B 1, Boston, MA 02210. © 2019 FMR LLC. All rights reserved. 862147. 3. 0 17 1. 9890299. 101