County Prioritization Affordable Housing Needs Analysis PRESENTED AT

County Prioritization Affordable Housing Needs Analysis PRESENTED AT THE 2020 MHDC APPLICATION WORKSHOP SEPTEMBER 30, 2020 By Keith Kramer Keith M. Kramer Associates, Inc. 314/875 -9629

Purpose of Analysis QUANTIFY FACTORS OF NEED FOR AFFORDABLE HOUSING Ø ØSORTABLE ØRANK Ø DATA BASE OF NEED CHARACTERISTICS COUNTIES BY AFFORDABLE HOUSING NEED EVALUATE COUNTIES UNDERSERVED IN PRIOR YEARS

Factors Effecting Need ØDEMOGRAPHIC ØHOUSING ØINCOME CHARACTERISTICS AND AFFORDABILITY LEVELS ØINVENTORY OF EXISTING AFFORDABLE UNITS

Factors considered ØTOTAL POPULATION ØTOTAL HOUSING UNITS ØTOTAL VACANT UNITS ØTOTAL OWNER HOUSEHOLDS ØTOTAL RENTER HOUSEHOLDS ØPERCENT RENTER ØMEDIAN OWNER HOME VALUE ØMEDIAN RENT

Factors Considered, Continued -

Counties Sorted by Ø CAPTURE RATE – AFFORDABLE UNITS/HH BELOW POVERTY LEVEL Ø LOWEST MEDIAN INCOME Ø FEWEST NUMBER OF AFFORDABLE UNITS

MISSOURI COUNTIES - Percentage of Affordable Units to HH Below Poverty County Total Housing Occupied Total Population Units HH Total Renter HH Percent Renter HH Median Percent w/Gross Renter HH below Below HH w/Gross Rent > Affordable Capture Rate poverty Poverty Rent > 30% HH HH (of Total (Aff. Units / HH Income Level HH Income HU) below Poverty) Wayne 13, 308 8, 095 5, 448 1, 395 $20, 797 1, 291 23. 7% 480 43. 1% 1. 4% 9. 1% Hickory 9, 368 6, 856 4, 020 747 $19, 523 751 18. 7% 273 44. 6% 1. 3% 12. 0% Maries 8, 884 4, 626 3, 645 981 $26, 315 510 14. 0% 340 43. 4% 13. 1% Ripley 13, 693 6, 612 5, 154 1, 085 $21, 432 1, 352 26. 2% 439 48. 8% 2. 8% 13. 5% Stone 31, 527 20, 997 12, 841 2, 312 $30, 858 1, 494 11. 6% 952 47. 7% 1. 0% 14. 2% Douglas 13, 374 6, 530 5, 126 1, 038 $22, 963 1, 068 20. 8% 441 47. 0% 2. 4% 14. 9% Osage 13, 619 6, 622 5, 113 854 $30, 625 363 7. 1% 196 28. 1% 0. 9% 16. 5% 6, 315 4, 025 2, 638 547 $26, 094 490 18. 6% 183 41. 6% 2. 1% 17. 6% Morgan 20, 137 15, 577 7, 755 1, 734 $26, 602 1, 742 22. 5% 569 38. 3% 2. 2% 19. 3% Iron 10, 221 5, 312 4, 156 1, 257 $21, 563 880 21. 2% 396 39. 2% 3. 3% 19. 7% Average 52, 957 24, 136 20, 837 6, 908 28, 452 2, 860 13. 7% 2, 894 45. 7% 133. 0% 77. 0% Median 18, 489 8, 718 7, 312 1, 946 27, 771 1, 291 Reynolds - 711 - - -

Data Sources ØACS 5 -YEAR ESTIMATES DETAILED TABLES, COUNTY LEVEL, 2018 DATA ØMISSOURI ØHUD LIHTC DATABASE, 2019 PROGRAMS BY MISSOURI COUNTY, 2019 ØUSDA RURAL DEVELOPMENT MULTI-FAMILY HOUSING RENTALS, COUNTY LEVEL

Keith M. Kramer Associates, Inc. Keith. Kramer. Assoc@Gmail. com 314/875 -9629