Conferma Pay Overview Hotel Payment Name Surname Role

Conferma Pay Overview Hotel Payment Name Surname, Role May 2020 © 2020 Conferma Ltd. | Confidentiality: Public

Global Ecosystem 700+ Travel Management Companies 45+ Banking Partners 3 5 Major Global Distribution Systems Card Networks 100 Online Booking Tools & Purchasing Platforms 200 Countries © 2020 Conferma Ltd. | Confidentiality: Public

45+ Banking Partners © 2020 Conferma Ltd. | Confidentiality: Public

Traditional Payment Virtual Payment High credit limit Credit limit in line with cost of room and allowed incidentals Limited controls More control – expiry date, merchant restricted Risk of fraud or misuse Unique number for each reservation Limited data Rich data Manual reconciliation Automatic reconciliation Not always available – non-employee travel Available to anyone approved © 2020 Conferma Ltd. | Confidentiality: Public

How does it work? Corporates 1 Needs hotel reservation 8 VC account holder can run statement report from SNAP Requests vcn and supplies booking detail Hotel Booking Platform 2 GDS/OBT 3 7 Sends transaction data to SNAP that is matched with booking data Commercial card issuers and Schemes Returns VCN for guarantee 6 4 Conferma Pay sends 3 rd party authorization form to hotel Hotel Conferma Pay provide hotel with email address for invoice / folio 5 Charges card © 2020 Conferma Ltd. | Confidentiality: Public

Control & Pay View & Confirm Report & Reconcile

Control Payment Make supplier payments flexible, more controlled and secure with Conferma Pay Online. Desktop user interface for on-demand virtual cards Ideal for T&E, automotive insurance, tax, etc. Secure cards that anyone you work with can use Pre-approve the amount, type or date range on each card Cut unnecessary costs from traditional methods Gain central visibility of rich corporate spend data Single connection to multiple card networks © 2020 Conferma Ltd. | Confidentiality: Public

Confirm Payment Currently available to all partners the Conferma Pay App allows travellers to: View hotel payment instructions previously sent Re-send payment instructions to hotels real-time Upload hotel invoice for auto reconciliation View hotel booking confirmation and location View agency contact information © 2020 Conferma Ltd. | Confidentiality: Public

Send Payment API, Email, Fax? All hotels are different. With Conferma Pay Connect hotels set a preferred communication payment method that works best for their specific process. Over 65% of our payment communication is now digital Replacing the reliance of fax with secure email Increasing the efficiency of virtual card delivery Reduced card processing time at check-in, better experience Error reduction with the most accurate hotel contact database Removed risk of fraud with encryption and card limits © 2020 Conferma Ltd. | Confidentiality: Public

Report & Reconcile Get a complete audit trail of corporate spend. See total payment and purchase data in one place with Conferma Pay Snap. Expense reporting with automated reconciliation Bringing total payment and purchase data in one place Reporting on additional customised data Data enhancement to tax level Expense reporting and transaction data accuracy Near real-time access to transactions Removal of inefficacy, costs and manual activity © 2020 Conferma Ltd. | Confidentiality: Public

Get started Issuer 2 Corporate requests VC account from CP banking partner Corporate Virtual card account details are sent directly to Conferma Pay. 1 TMC requests set-up of account 3 6 TMC / OBT 4 Test reservations is completed and go live date agreed 5 TMC configures credentials to enable virtual payment option in GDS/OBT Conferma Pay creates credentials and client account code Technology Provider © 2020 Conferma Ltd. | Confidentiality: Public

Get started Issuer Corporate requests VC account from CP banking partner Corporate 2 Virtual card account details are sent directly to Conferma Pay. 1 TMC requests set-up of account 3 TMC / OBT © 2020 Conferma Ltd. | Confidentiality: Public