Community Rating System Overview for Community Officials What

Community Rating System Overview for Community Officials

What is the Community Rating System (CRS)? • Voluntary incentive program through National Flood Insurance Program (NFIP) • Rewards communities that exceed NFIP minimum floodplain management standards

CRS Classes with Policyholder Premium Discounts More proactive flood risk reduction efforts Lower flood insurance premiums

Goals of the CRS Home damaged by 2013 flooding along James Creek. Source: AECOM. 1. Reduce and avoid flood damage to insurable property 2. Strengthen and support the insurance aspects of the NFIP 3. Encourage comprehensive floodplain and stormwater management

Benefits of the CRS • Safer, more resilient communities – Enhanced public safety – Protect the environment • Money stays in the community – Reduced flood losses – Lower flood insurance premiums • Communities receive recognition for their flood risk reduction efforts – Instills pride in the community

How much work is the CRS? • Designate CRS Coordinator – Often assigned to Floodplain Administrator • Implementing creditable activities CRS *For Classes 1 -5, Cycle Verification visits increase to a 3 -year interval. Join Ann u rtif icat al ion Rec e 6 Ann u rtif icat al ion 5 Rec e 4 *An nua rtif l icat ion 3* Rec e erti Ann u fica al tion 2 Rec Vis it 1 atio n – Staff time increases with each class Ver ific • Recertification/ Verification process 5 -Y Cyc ear Ver le ific atio n – Several community departments could be involved

What are other Colorado Communities doing? Of 334 Colorado communities, 46 participate in the CRS. • Participating communities span the state: – – – Brush, Class 9 Mesa County, Class 8 Alamosa, Class 7 Boulder Co. , Class 5 Fort Collins, Class 2 • Increasing participation is one of CWCB’s resiliency goals. Source: Community Rating System Eligible Communities Table, Effective May 1, 2016. http: //www. fema. gov/medialibrary-data/1458756801023 -311019 d 76271533 f 6 b 21 ce 505 df 7 bd 3 c/20_crs_508_apr 2016. pdf

Minimum Requirements (1 of 3) 1. Be in the Regular Phase of the NFIP for at least one year. ü We have been in the Regular Phase for XX years. 2. Be in full compliance with NFIP ü We will need to have/have had a Community Assistance Visit to verify this.

Minimum Requirements (2 of 3) 3. M aintain FEM A Elevation Certificates on buildings in the SFHA ü Our com munity has/ does not have EC s on file. 4. Meet Re petitive Los s criteria ü Our com munity has XX oss structur es. Repetitive L

Minimum Requirements (3 of 3) 5. Maintain flood insurance policies on community-owned buildings in the SFHA ü We do/do not have insurance on our buildings. 6. Demonstrate enough points to obtain Class 9 ü The Quick Check shows that we do/do not have enough points.

Steps towards Participation 1. Submit Letter of Interest & Quick Check to FEMA Region VIII 2. Prepare needed CRS documentation ü Community Certifications ü Activity documentation 3. Participate in initial verification visit

Questions?