COLUMBIAN FINANCIAL GROUP New York Ease of Doing

COLUMBIAN FINANCIAL GROUP New York

Ease of Doing Business Columbian makes it easy to get started, easy to get your business issued and easy to get paid. Appointment with 1 st App No E&O requirement Simplified Issue Business Quick Pay Commissions Telephone Sales on Select Products under $35, 000 Plans for All Ages All Needs Final Expense Electronic Application

Product Market Features Advantages Dignified Choice – Classic Series Ages 25 -75 $2, 500 -$35, 000 Senior Final Expense Accidental, Children’s Term Riders Simplified Issue, Full or Modified Benefit Whole Life Guaranteed Issue Whole Life Ages 50 -75 $2, 500 -$25, 000 Senior Final Expense 3 Year Modified Benefit No health questions Term. Life Ages 18 -65 $25, 000 -$200, 000 Family Business 15, 20 or 30 Year 50% Return of Premium ADB, WOP, Children’s Term Riders Simplified Issue Guaranteed premiums for 15, 20, or 30 years

Product Market Features/Riders Advantages Stellar Solutions Universal Life Ages 0 -80 $25, 000 -$10, 000 Family Business ADB, Children’s Term, Other Insured, Primary Insured, Waiver of Monthly Deduction Fully Underwritten Flexible Premium Adjustable Benefit Flagship Ages 0 -80 $20, 000 -$10, 000 Family Business ADB, Children’s Term, 10 Year Level Term, WOP Riders Fully Underwritten Preferred Class Available Life Paid Up at 90 High cash values New Century Classic Ages 0 -80 $35, 001 -$10, 000 Family, Business ADB, Children’s Term Insurance, Other Insured Term, WOP Fully Underwritten Preferred Class Available Whole Life Par. Master Ages 0 -80 $20, 000 -$99, 999 Family ADB, Children’s Term, Level Term to Age 65, Other Insured, WOP Fully Underwritten Life Paid Up at 90 High cash values No policy fee Term. Line Ages 20 -65 $200, 001 -$10, 000 Family Business 10, 15 or 20 Year Fully Underwritten Guaranteed premiums for 10 years

Access the following with no log in required: § Printable forms § Electronic supply order forms § Illustration/Proposal Software and Calculators § Product training and sales training videos

Go to www. cfglife. com and click on Producer Login Click Login to Partners Website

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Columbian Mutual Life Insurance Company Home Office: Binghamton, NY • Administrative Service Office: Binghamton, NY For use in New York only. Refers to Policy/Rider Forms 1 F 156 A, 1 F 158 A, 1 F 159 A, 1 H 884 A, 1 H 885, 1 H 864 and 1 H 865.