CLIMBS LIFE GENERAL INSURANCE COOPERATIVE Why CLIMBS THE

CLIMBS LIFE & GENERAL INSURANCE COOPERATIVE Why CLIMBS?

THE OWNERSHIP ADVANTAGE By insuring your withaffairs CLIMBS, Participation of themembers parliamentary of theyour coop joins the network organization/voting rightsof & over voted 2000 for an. Coops, elective Self-help position groups/associations that are owners of nationwide mutual protection system, which has been in the Sharing the economic benefits of the business industry for the past 40 years. National and International linkages Ownership carries the following rights and privileges such as: Be part in the building of the Integrated Coop Financial System (ICFS)

THE ECONOMIC BENEFITS Shares with its member-owner the economic results of the business through patronage refund and dividends Experience refund (a unique feature only from CLIMBS) Management fee & Tax exemption

SOCIAL DIMENSION As members / owners: We guarantee fast claims settlement Customized / tailored fit products for coops Poverty alleviation through grassroots insurance

OUR TRACK RECORD 40 years of experience and still growing 40 years in insuring the ordinary Filipinos Industry leadership in the cooperative sector Risk program & design expertise First Coop MBA to established its own insurance company First Coop composite insurance company (life & non-life)

OUR COMPETITIVE ADVANTAGE CLIMBS products are designed and economically priced to address the needs of coop members and grassroots people With our partnership with other companies, we can now offer a complete line of insurance products (thru reinsurance for continuity & sustainability by sharing & transfer of risk, both local. Philippines & International-Munich Re) Presence of Coop. Assurance Centers all over the country Capability to pay claims on time

CLIMBS LIFE & GENERAL INSURANCE COOPERATIVE Thank You