CDA Herts Rural Affordable Housing Giles Meredith Rural

CDA Herts - Rural Affordable Housing Giles Meredith Rural Housing Enabler giles. meredith@cdaherts. org. uk Community Development Action Hertfordshire The Castle, Hertford SG 14 1 HR A Company Limited by Guarantee in England Wales No 3712283 Registered Charity 1075224

What is Affordable Housing? • Social Rented, Affordable Rented, Intermediate housing • Eligible households whose needs not met by market • Eligibility determined by local incomes / house prices • Provision to remain affordable for future eligible households Reference: National Planning Policy Framework

Why is Affordable Housing Needed? • Dacorum Figures: • • Average (mean)house price Mean income Multiplier of income to house price Mean private sector rent £ 411, 712 £ 33, 119 12. 4 £ 1, 044 Most lenders Maximum 4 x Single income Reference: ‘Home Truths’ National Housing Federation 2016/17

What is a Rural Exception Site? • Within the village envelope so residents are able to use the services • Has the support of the community • Meets evidenced local need (HNS) • Homes remain in local occupancy in perpetuity for local need • Development should be appropriate to the size of the village. • Uses land otherwise unavailable for development • Land priced below market values.

How can a CDA / Rural Enabler help? • ACRE affiliated • Registered Charity • Currently have partnership relationships within North Herts, Dacorum and East Herts • NOT A DEVELOPER! • Independent Facilitator • Housing Needs Survey • Liaison between stakeholders • Developing schemes: site identification, consultation and planning

The Glebe, St Ippolyts

What is a Housing Needs Assessment? • Follows locality guidance • Uses freely available data, including Strategic Housing Market Assessment (SHMA) • Demographic projections • Tool for neighbourhood planning • ? Rural Exception sites

What is a Housing Needs Survey • Looks at a geographical area, usually a Parish • Usually survey is conducted on behalf of a PC and a Housing Association • Secondary data provides background • Paper or online self-assessment of housing need – looks at eligibility and income • Looks at housing mix required for affordable housing and preferred tenure types. • What Planners expect to see for rural exception sites?

What is on offer. 4 x free HNAs (normal cost £ 2 k) 35 Years Experience (Dacorum Parishes) Community Development Action Hertfordshire The Castle, Hertford SG 14 1 HR A Company Limited by Guarantee in England Wales No 3712283 Registered Charity 1075224