CASH MANAGEMENT IN THE AGE OF DIGITAL TRANSFORMATION

CASH MANAGEMENT IN THE AGE OF DIGITAL TRANSFORMATION JÖRG WIEMER, CEO & CO-FOUNDER, TIS YOUR WORLD OF PAYMENTS. ONE LOGIN. Leading cloud platform for managing corporate payments and liquidity

Technology reinventing the market CFOs new challenges in such times How to unleash the potentials? Cash Management – transforming with TIS© | www. tis. biz

TECHNOLOGY REINVENTING THE MARKET Rules are being rewritten, not just being revised Fli. XBUS Gmb. H founded in 2011 93% of German long distance bus market Owns only ONE single bus: due to legal requirement Source: FLIXBUS company presentation on Slide. Share TIS© | www. tis. biz

TIPPING POINT APPROACHING What comes next? TIS© | www. tis. biz

CFOs NEW CHALLENGES IN SUCH TIMES What keeps you awake in the night? TIS© | www. tis. biz

EVER INCREASING COMPLEXITY OF GLOBAL OPERATIONS Hard to keep up or stay informed Question: Too much data? Too little data? Before Now TIS© | www. tis. biz

VOLATILE MARKET: A BLACK SWAN AROUND EVERY CORNER 100% liquidity and cashflow visibility helps Question: What % do you have today? TIS© | www. tis. biz

UNRELIABLE AND INACCURATE INFORMATION Poor cash visibility and forecasts Less optimal business decisions ‘…when (these) decisions are made with inaccurate data, they pose big risks for the company and also the career prospects of a leader…’ Question: Can you afford less optimal decisions? Source: Gartner, https: //www. gartner. com/en/trends/top-insights/finance-2019 TIS© | www. tis. biz

FRAUD AND CYBER CRIME ON THE RISE Causing the organization money but even worse: business discontinuity Source: AFP Payments Fraud and Control Survey Report 2019 TIS© | www. tis. biz

EVERY CLOUD HAS A SILVER LINING! Good News CFOs are sitting on top of a gold mine: financial data Better News The value of such data gold mine is yet to be discovered TIS© | www. tis. biz

CFO’S CRITICAL NEW ROLE: A CHANGE AGENT Operations Manager Performance Manager ACCOUNTING, TAXES & REGULATIONS Tasks & Processes - CHANGES Path of Development Order to Cash Procure to Pay Financial accounting and reporting Liquidity management Tax management Compliance Management AUTOMATE Strategy Manager MANAGEMENT CONTROL - Internal Accounting & Reporting Forecasting & Planning Analytics & Optimization Invest- & Resource Allocation Risk Management INNOVATE Not only administrative tasks are being automated STRATEGIC CONTROL - Investor Relations Sparring with division managers Performance transparency in the business ecosystem Shaping the market & being a strategic advisor to the CEO COLLABORATE Not only strategic tasks require a high connectivity TIS© | www. tis. biz

HOW TO UNLEASH THE POTENTIALS Technology is the answer TIS© | www. tis. biz

CASH IS KING, ALWAYS TIS© | www. tis. biz

PRIORITIES OF THE KEY STAKEHOLDERS – CFO & TREASURER HOW DO GENERAL CASH MANAGEMENT TRENDS FIT THE PRIORITIES OF CFOS AND TREASURERS? TOP TREASURY PRIORITIES FOR 2018 Cash Management Optimization e. g. Automation Improve reporting and dashboards by visualizing the data Fraud Risk and Cyber Criminality Top Priorities CFO 2018 Process optimization Process data with digital technologies RANK 2018 RANK 2017 RANK 2016 Cash forecasting 1 1 1 Financial risk management, FX 2 2 2 Treasury management systems 3 5 5 Treasury functional organization 4 4 - Balance sheet optimization 5 9 9 Treasury staffing levels and skill sets 6 3 6 Bank service fees 7 10 - Operational efficiency 8 8 8 Cyber security 9 14 12 Bank relationship management 10 6 3 Source: Treasury Strategies, 2018 State of the Treasury Profession Survey Efficient and secure cash management is a top priority for CFOs & Treasurer 24/02/2021 TIS© | www. tis. biz 14

WHAT DOES THE CASH MANAGER OF TODAY WISH FOR? TRANSPARENCY AT THE PUSH OF A BUTTON – FOR THE ENTIRE CASH MANAGEMENT WORLDWIDE - IN REAL-TIME FORECAST, VISIBILITY AND CONSTANT CONTROL Know and track cash flows in detail The customer is in the focus Improvement of efficiency of the treasury team 24/02/2021 Improvement of relationships to suppliers Bank Relationship Management TIS© | www. tis. biz 15

TURNING DATA INTO ACTIONABLE INSIGHTS Company success: Better business decisions Career success: Achieving personal full potential as a professional and a leader TIS© | www. tis. biz

CASH MANAGEMENT: TRANSFORMING WITH TIS© | www. tis. biz

COMPANY OVERVIEW KEY FACTS § TIS is a highly scalable and highly secure cloud platform for managing corporate payments, liquidity and bank relations § Founded in 2010 - HQ in Walldorf, Germany § 6 Offices in D, Bulgaria, USA, NL § Funded by 83 North, Target Partners, Zobito and SAP MULTI BANKS 17. 5 K USERS § 133 employees § Over 120 midsize and blue-chip customers Bank connectivity and payment formats Managing 36. 000 Bank accounts § 63% growth p. a. 2014 - 2017 MULTI ERP SAP Certified Active in OVER 80 COUNTRIES 24/02/2021 TIS© | www. tis. biz ISO 27001, SOC 2 Certified ONE FOCUS: CORPORATE PAYMENTS 18

CASH MANAGEMENT – TRANSFORMING WITH TIS Reduction of complexity Protection against fraud Head Office Subsidiary Shared Service Center Auditability Global HR/Treasury/Legacy ERP System Plug in Agent Real-Time Single point of contact Dashboards, forecasting, business intelligence Easy and effortless implementation Scalability Multiple analysis options Bank A Significant cost savings Bank B Increased transparency Enhanced governance Fast roll-out 24/02/2021 TIS© | www. tis. biz Bank C Legal and audit compliance Seamless ERP integration Strong analytics focus 19

TIS HAS EARNED TRUST FROM OUR CUSTOMERS …AND MANY MORE 24/02/2021 TIS© | www. tis. biz 20

THANK YOU! JÖRG WIEMER CEO & Co-Founder Treasury Intelligence Solutions Gmb. H +49 176 62 78 3815 joerg. wiemer@tis. biz VISIT US IN THE EXHIBITION AREA! (STAND NO. 7) 24/02/2021 TIS© | www. tis. biz 21