CARD ACCEPTANCE SOLUTIONS Murray Mc Millan Acceptacard Limited

CARD ACCEPTANCE SOLUTIONS Murray Mc. Millan © Acceptacard Limited Page 1 In Commercial Confidence

Payment methods are changing © Acceptacard Limited Page 2 In Commercial Confidence

The Benefits of Card Acceptance Satisfy Customer Demand Increase Security £ Reduce Administration © Acceptacard Limited Improve Cash Flow Page 3 Win More Work Beat Competition In Commercial Confidence

PAYATRADER http: //player. vimeo. com/video/53943793 © Acceptacard Limited Page 4 In Commercial Confidence

Why Payatrader? HISTORICAL CARD ACCEPTANCE SOLUTIONS ☒ ☒ ☒ ☒ PAYATRADER CARD ACCEPTANCE SOLUTION Separate merchant account Lengthy set up time (2 -3 weeks) Annual or recurring fees Minimum contract term / minimum monthly fees High transaction charges Terminal purchase / rental fees Limited mode of operation Limited added features / function × AFFORDABLE × PRACTICAL × FEATURE / FUNCTION RICH © Acceptacard Limited No separate merchant account required Rapid set up time (maximum 2 days) Joining fee only £ 99 £ 69 Pay as you go / no minimum monthly fees Competitive transaction charges No or low cost terminal purchase / rental fees Multiple channels of operation Feature / function rich AFFORDABLE PRACTICAL FEATURE / FUNCTION RICH Page 5 In Commercial Confidence

Payatrader - Multi-Channel Card Acceptance Online Virtual Terminal Mobile Contact Centre Email Chip & Pin © Acceptacard Limited At Payatrader’s website or via trader’s own website By telephone, via the online Virtual Terminal on trader’s computer By mobile phone @ www. payatrader. mobi 24/7 telephone payment service via contact centre Payment Requests can be made by email - link to secure hosted payment page Using Pay. Mate - pocket sized, Chip & Pin, GPRS with electronic receipting Page 6 In Commercial Confidence

PAYMATE http: //player. vimeo. com/video/55782016 © Acceptacard Limited Page 7 In Commercial Confidence

Pay. Mate Chip & Pin Terminal Key Features Affordable Low Cost Rent Pocket sized, lightweight &robust Extensive GPRS coverage £ 3. 00* per week, inclusive of SIM data charges and terminal support. When you apply, you will be asked for a £ 50 deposit that is fully refundable if you return the terminal in good working order. Simple to use Accepts all major credit & debit cards Sale & Refund capability Instant authorisation No printer needed – uses SMS receipting Purchase Ideal for indoor and outdoor use Large keypad and backlit display £ 199* With this option, the only ongoing cost is a small weekly charge of £ 1. 50* to cover SIM data charges and terminal support. Long battery life Secure card reading (PCI PED approved) 12 months warranty * Prices quoted exclude VAT Works seamlessly with Payatrader Works seamlessly with other payment channels - transactions appear on the Payatrader online statement - easy to reconcile © Acceptacard Limited Page 8 In Commercial Confidence

Competitive Transaction Charges • The same percentage rate irrespective of payment channel used. • The rate automatically adjusts to give our best rate based on total weekly card turnover. © Acceptacard Limited Page 9 In Commercial Confidence

Using Payatrader © Acceptacard Limited Page 10 In Commercial Confidence

Home Page Trader Login © Acceptacard Limited Page 11 In Commercial Confidence

Easy To Navigate Menu Bars © Acceptacard Limited Page 12 In Commercial Confidence

Taking Payments © Acceptacard Limited Page 13 In Commercial Confidence

Virtual Terminal © Acceptacard Limited Page 14 In Commercial Confidence

Online - Trader’s Own Website - Payment Buttons © Acceptacard Limited Page 15 In Commercial Confidence

Online - Payatrader Website © Acceptacard Limited Page 16 In Commercial Confidence

Transactions © Acceptacard Limited Page 17 In Commercial Confidence

Transaction Log Refund Button File Download Green £ = means the transaction has been settled Amber £ = transaction pending settlement Green ? = provides details about the transaction © Acceptacard Limited Page 18 In Commercial Confidence

Apply online at www. payatrader com. Apply to Join © Acceptacard Limited Page 19 In Commercial Confidence

Greensleeves - Referral Code To Use Normal Payatrader joining fee £ 99 Greensleeves joining fee £ 69 (code GS 30) Conference special £ 59 (code GS 40) expires after 15 th Feb 2013 © Acceptacard Limited Page 20 In Commercial Confidence

THANK YOU QUESTIONS © Acceptacard Limited Page 21 In Commercial Confidence