Bigger Faster Better Data Analytics in Banking Dan

Bigger, Faster, Better: Data Analytics in Banking Dan Kellett Director of Decision Sciences April 2014 Confidential

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Advice & resource Innovation 8% Models 34% Testing 35% Training 16% Confidential 7% 3

‘Big Data’ Confidential 4

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High Cardinality Confidential 6

Confidential Misspellings 7

Multiple Specification Confidential 8

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Finance Systems Manager Confidential 10

Indexed event rate CLEANER CHEF DRIVER ASSISTANT SUPERVISOR WORKER SALES ADVISOR NURSE ADMINISTRATOR Average SENIOR SECRETARY ANALYST POLICE CONSULTANT IT TEACHER ACCOUNTANT OFFICER ENGINEER DIRECTOR Number of hits Confidential 11

Relative risk (population average = 1) High risk occupation score Existing model Low risk occupation score Risk segment Confidential 12

Speed Confidential 13

Acquisition Decisioning Model build Valuations Model imptn Data imptn 2010 0 5 10 15 20 25 30 35 40 45 50 55 60 65 70 75 80 85 Weeks Confidential 14

Acquisition Decisioning Model build Valuations Model imptn Data imptn 2010 0 5 10 15 20 25 30 35 40 45 50 55 60 65 70 75 80 85 Weeks 2014 0 5 10 15 20 25 30 35 40 45 50 55 60 65 70 75 80 85 Weeks Confidential 15

Acquisition Decisioning Model build Valuations Model imptn Data imptn 2010 0 5 10 15 20 25 30 35 40 45 50 55 60 65 70 75 80 85 Weeks 2014 0 5 10 15 20 25 30 35 40 45 50 55 60 65 70 75 80 85 Weeks Confidential 16

Colocation Confidential 17

Confidential Toolkit 18

Separation Confidential 19

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