BENEFITS BREAKDOWN A Walmart Company MEDICAL BENEFITS ELIGIBILITY

BENEFITS BREAKDOWN A Walmart Company

MEDICAL BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package Administrator Eligibility Requirements Dependent Eligibility Other New Benefit Package | 2018 UHC Based upon (Aetna, BCBS or UHC) Full time working 30 hours Executives: No wait New hires: 1 st day of the month following 30 days of employment Transfer PT/Temp: 1 st day of the month following transfer Part Time: Eligible for discount only. Quarterly checks to see if 30 hour requirement is met to extend benefit offering. Full time working 30 hours New hire management: Date of hire New hire hourly: 1 st day of the month in which 89 th day of employment falls New hire part-time/temporary: 1 st day of the 2 nd month following 52 week anniversary averaging 30 hours/week Spouse (incl DP) Dependent children Spouse/Partner (not covered for PT) Dependent children Self-insured only: Castlight Doctor on Demand Grand Rounds Centers of Excellence for transplants, cardiac, spine, hip and knee replacement, and medical review of certain cancer types

MEDICAL BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package Medical Plans Medical Funding Contemporary HDHP Self-insured New Benefit Package | 2018 Health Net Value HDHP Self-insured HRA High Self-insured HSA Self-insured Kaiser CA High Kaiser CA Low Excelcare High Option Fully-insured Health Net Excel. Care Low Option Health Net Salud y Mas Fully-insured Biweekly Associate Contributions Associate Only $28. 90 Associate & Spouse Associate & Children Associate & Family Individual Deductible $147. 1 5 $128. 3 6 $228. 0 6 $3, 000 Family Deductible $26. 10 $78. 50 $29. 10 $54. 70 $26. 40 $56. 30 $36. 80 $36. 30 $124. 80 $265. 90 $130. 50 $220. 60 $92. 70 $223. 20 $144. 10 $171. 50 $41. 90 $110. 80 $45. 70 $92. 40 $39. 60 $118. 90 $75. 60 $58. 10 $146. 40 $284. 60 $150. 70 $261. 30 $109. 60 $261. 30 $172. 50 $201. 20 $5, 000 $2, 750 $1, 750 $3, 000 $1, 500 N/A N/A $6, 000 $10, 000 $5, 500 $3, 500 $6, 000 $2, 000 3, 000 N/A N/A HRA Co. Cont. N/A $300/$600 $500/$1, 000 N/A N/A N/A HSA Co. Match Yes N/A $350/$700 N/A N/A N/A Individual OOP $4, 000 $6, 550 $6, 850 $6, 650 $6, 550 $6, 850 Family OOP Coinsurance (in-network) $8, 000 $13, 100 $13, 700 $13, 300 $13, 700 90% 75% 75% 75% PCP Copay N/A N/A N/A $35 $35 $35 Specialist Copay N/A N/A N/A $50 $75 $75 $10 to $60 30% co-ins $4 to $50/25% $10 to $150 after deductible $10 to $150 $10 to $50 Rx Copay $82. 75 $201 $182. 2 1 $281. 9 1 $22. 48 $76. 32 $132. 5 5 $112. 2 9 $219. 7 6 $186. 4 0 $166. 1 4 $273. 6 1

DENTAL BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package Administrator Eligibility Requirements Dependent Eligibility Funding UHC Full time working 32 hours New Benefit Package | 2018 Delta New hire management: Date of hire New hire hourly: 1 st day of the month in which 89 th day of employment falls New hire part-time/temporary: 1 st day of the 2 nd month following 52 week anniversary Spouse Dependent children No hours requirement Spouse/Partner (not covered for PT) Dependent children - Must remain in plan for two full calendar years Fully Insured Self-insured

DENTAL BENEFITS - COMPARISONS Old Benefit Package Plans New Benefit Package | 2018 Traditional Biweekly Associate Contributions Associate Only $0. 79 $8. 30 Associate & Spouse $1. 56 $20. 00 Associate & Children $2. 06 $19. 40 Associate & Family $2. 84 $33. 90 $50 $75 $150 $225 $1, 000 $2, 500 100% Basic 80% Major 5%0 50% up to $1, 000 80% up to $1, 500 lifetime max person Individual Deductible Family Deductible Max per Person Preventative Ortho Max

VISION BENEFITS - COMPARISONS Old Benefit Package Administrator Eligibility Requirements Dependent Eligibility Funding UHC Full time working 32 hours Executives: No wait New hires: 1 st day of the month following 30 days of employment Transfer PT/Temp: 1 st day of the month following transfer New Benefit Package | 2018 VSP New hire management: Date of hire New hire hourly: 1 st day of the month in which 89 th day of employment falls New hire part-time/temporary: 1 st day of the 2 nd month following 52 week anniversary Spouse Dependent children No hours requirement Spouse/Partner (not covered for PT) Dependent children Fully Insured

VISION BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 Biweekly Associate Contributions Associate Only $3. 48 $2. 76 Associate & Spouse $6. 78 $5. 52 Associate & Child(ren) $7. 13 $5. 52 Associate & Family $9. 91 $8. 26 $10 $4 $25 $4 Applies with purchase of frames, lenses, or both. Copay is charged only once when frames and lenses are purchased together. Progressive lens $55 copay. $25 copay $130 allowance ($4 copay is charged only once when frames and lenses are purchased together. ) $105 allowance $130 in lieu of glasses Exam Copay Lenses Copay Frames Contacts

LIFE/AD&D BENEFITS - COMPARISONS Eligibility Company Paid Life Insurance Optional Life Insurance Accidental Death & Dismemberment Optional Plans Dependent children up to age 26 1 x annual salary max of $50, 000 No cost Offered Management: Up to $1, 000 Hourly: Up to $200, 000 Spouse: Up to $100, 000 Dependent Children: $2 k, $5 k or $10 k option N/A Management: Up to $1, 000 Hourly: Up to $200, 000 Payout depends on diagnosis; Employee pay N/A Accident Insurance: provides benefits if associate or any covered dependents receive a covered treatment related to an off-the-job accident. Critical Illness Insurance: benefits in the form of direct lump-sum payments which can be used to help pay for expenses related to covered critical illnesses and diseases.

DISABILITY BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 STD Fully insured Company pays portion of premium Begins on the 8 th day of a disability Max of 12 weeks 60% of pre-disability earnings/max of $2, 500 Self-insured Company paid Begins on the 8 th day of a disability Salary: 6 weeks at 100%; 19 weeks at 75%; no max Full Time Hourly Basic: 25 weeks; 50% of pre-disability earnings/max of $200 per week Full-Time Hourly Enhanced: 60% of pre-disability earnings/no max (associate contribution) LTD Fully insured Company paid Begins after 90 days 60% of pre-disability earnings/max of $10, 750 per month Fully insured Associate Paid Begins after 12 month waiting period Basic: 50% of pre-disability earnings Enhanced: 60% of pre-disability earnings Maternity Leave (birth mothers) Parental Leave FT Hourly and Salary: 10 weeks paid Salaried: 12 weeks paid Full-Time Hourly: 2 weeks paid For birth, adoption, foster care, and after maternity leave for birth mothers

401(K)/STOCK PURCHASE COMPARISONS Old Benefit Package New Benefit Package | 2018 401(k) 6% company match Graded vesting over 5 years 6% Company match 100% Vest ASPP N/A 15% match (max $270 per year)

OTHER BENEFITS - COMPARISONS Old Benefit Package Dependent Care Reimbursement Account Up to $5, 000 in Dependent Care FSA; no company contribution Commuter Transit Commuter Parking Commuter option Continuum Resources For Living Telephonic support 3 face-to-face sessions Walmart Associate Discount (10% on general merchandise) - implementation date TBD Discounts Other N/A Flexible Savings Account EAP New Benefit Package | 2018 Wellness Incentive Program Prior to start of plan year must complete: - Wellness assessment - Biometric screening - Sign tobacco free affidavit or enroll in tobacco cessation program - If applicable, must complete tobacco cessation program Fitness Reimbursement Offers annual reimbursement up to $150/annually membership ZP Program Even Tobacco cessation