BENEFITS BREAKDOWN A Walmart Company MEDICAL BENEFITS ELIGIBILITY

BENEFITS BREAKDOWN A Walmart Company

MEDICAL BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package Administrator Eligibility Requirements Dependent Eligibility Other New Benefit Package | 2018 UHC Based upon location (Aetna, BCBS, UHC, or HSB) Full time and part-time assoicates No Wait Full time working 30 hours New hire management: Date of hire New hire hourly: 1 st day of the month in which 89 th day of employment falls New hire part-time/temporary: 1 st day of the 2 nd month following 52 week anniversary averaging 30 hours/week Spouse (incl DP) Dependent children Spouse/Partner (not covered for PT) Dependent children UHC Health 4 Me UHC My Healthcare Cost Estimator Self-insured only: Castlight Doctor on Demand Grand Rounds Centers of Excellence for transplants, cardiac, spine, hip and knee replacement, and medical review of certain cancer types

MEDICAL BENEFITS – COMPARISONS * Jet Call Center and Fulfillment Centers – moving from Jet Benefits to Walmart Standard Benefits Old Benefit Package Medical Plans Medical Funding Traditional PPO Self-insured Balanced PPO Self-insured New Benefit Package | 2018 HDHP HRA Self-insured HRA High Self-insured HSA Aetna Select Mercy ACP Self-insured Biweekly Associate Contributions Associate Only $92 $46 $35 $26. 10 $78. 50 $29. 10 $20. 80 $43. 40 Associate & Spouse $215 $115 $92 $124. 80 $265. 90 $130. 50 $110. 00 $169. 20 Aassociate & Child(ren) $175 $92 $69 $41. 90 $110. 80 $45. 70 $34. 30 $67. 90 Associate & Family $318 $173 $138 $146. 40 $284. 60 $150. 70 $128. 90 $200. 10 Individual Deductible N/A $1, 000 $1, 300 $2, 750 $1, 750 $3, 000 $2, 750 $1, 750 Family Deductible N/A $2, 000 $2, 600 $5, 500 $3, 500 $6, 000 $5, 500 $3, 500 HRA Co. Cont. N/A N/A $300/$600 $500/$1, 000 N/A N/A HSA Co. Match N/A N/A N/A $350/$700 N/A Individual OOP $2, 000 $4, 500 $3, 500 $6, 850 $6, 650 $6, 850 Family OOP $4, 000 $9, 000 $7, 000 $13, 700 $13, 300 $13, 700 - 80% 90% 75% 75% 75% PCP Copay $25 N/A N/A $35 Specialist Copay $35 N/A N/A $75 $10 to $50 $10 to $70 $10 to $60 $4 to $50/25% after deductible $4 to $50/25% Coinsurance (in-network) Rx Copay Pedricktown & Burlington, NJ Bentonville, AR

MEDICAL BENEFITS – COMPARISONS * Jet Corporate – moving from Jet Benefits to Walmart e. Commerce Benefits Old Benefit Package Medical Plans Medical Funding Traditional PPO Self-insured New Benefit Package | 2018 Balanced PPO Self-insured HDHP Self-insured e. Comm PPO HSA Kaiser e. Comm Fully-insured Self-insured Fully-insured Biweekly Associate Contributions Associate Only $92 $46 $35 $32 $29. 10 $29 Associate & Spouse $215 $115 $92 $139 $130. 50 $125 Aassociate & Child(ren) $175 $92 $69 $54 $45. 70 $49 Associate & Family $318 $173 $138 $161 $150. 70 $145 Individual Deductible N/A $1, 000 $1, 300 $3, 000 $1, 000 Family Deductible N/A $2, 000 $2, 600 $6, 000 $2, 000 HRA Co. Cont. N/A N/A N/A HSA Co. Match N/A N/A $350/$700 N/A Individual OOP $2, 000 $4, 500 $3, 500 $1, 500 $6, 650 $6, 550 Family OOP $4, 000 $9, 000 $7, 000 $3, 000 $13, 300 $13, 100 - 80% 90% 75% PCP Copay $25 N/A $15 N/A $35 Specialist Copay $35 N/A $25 N/A $50 $10 to $70 $10 to $60 $10 to $30 copay $4 to $50/25% after deductible $10 to $50 Coinsurance (in-network) Rx Copay Store 8, CA Only

DENTAL BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package Administrator Eligibility Requirements Dependent Eligibility Funding New Benefit Package | 2018 Aetna Delta Full time and Part-Time associates No Wait New hire management: Date of hire New hire hourly: 1 st day of the month in which 89 th day of employment falls New hire part-time/temporary: 1 st day of the 2 nd month following 52 week anniversary - Must remain in the plan for 2 full calendar years Spouse (incl DP) Dependent children No hours requirement Spouse/Partner (not covered for PT) Dependent children Fully Insured Self-insured

DENTAL BENEFITS - COMPARISONS Old Benefit Package Plans DMO New Benefit Package | 2018 DPPO Traditional Biweekly Associate Contributions ($0 if enrolled in Medical) Associate Only $2. 31 $4. 62 $8. 30 Associate & Spouse $5. 08 $9. 69 $20. 00 Associate & Child(ren) $6. 46 $18. 46 $19. 40 Associate & Family $9. 69 $26. 31 $33. 90 Individual Deductible None $50 $75 Family Deductible None $150 $225 Max per Person None $1, 750 $2, 500 Preventative 100% Basic 100% 80% Major 60% 50% $1, 500 80% up to $1, 500 lifetime max person Ortho Max

VISION BENEFITS ELIGIBILITY - COMPARISONS Old Benefit Package Administrator Eligibility Requirements Dependent Eligibility Funding New Benefit Package | 2018 Aetna VSP Full time and Part-Time assoicates No Wait New hire management: Date of hire New hire hourly: 1 st day of the month in which 89 th day of employment falls New hire part-time/temporary: 1 st day of the 2 nd month following 52 week anniversary Spouse (incl DP) Dependent children No hours requirement Spouse/Partner (not covered for PT) Dependent children Fully Insured

VISION BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 Options Biweekly Associate Contributions ($0 if enrolled in Medical) Associate Only $0. 92 $2. 76 Associate & Spouse $1. 38 $5. 52 Associate & Child(ren) $1. 38 $5. 52 Associate & Family $2. 31 $8. 26 $10 $4 $20 $4 Applies with purchase of frames, lenses, or both. Copay is charged only once when frames and lenses are purchased together. Progressive lens $55 copay. $120 Allowance; 15% off over the allowance $130 allowance ($4 copay is charged only once when frames and lenses are purchased together. ) $120 $130 in lieu of glasses Exam Copay Lenses Copay Frames Contacts

LIFE/AD&D BENEFITS - COMPARISONS Eligibility Company Paid Life Insurance Optional Life Insurance Accidental Death & Dismemberment Optional Plans Dependent children up to age 19 (or age 25 if full-time student) Dependent children up to age 26 Salary: 1 x annual salary max of $300, 000 (min of $50, 000) Hourly: $50, 000 No cost 1 x annual salary max of $50, 000; No cost Employee: Up to 5 x annual salary Spouse: Up to $250, 000 Dependent Children: Units of $10, 000 Management: Up to $1, 000 Hourly: Up to $200, 000 Spouse: Up to $100, 000 Dependent Children: $2 k, $5 k or $10 k option N/A Management: Up to $1, 000 Hourly: Up to $200, 000 Payout depends on diagnosis; Employee pay N/A Accident Insurance: provides benefits if associate or any covered dependents receive a covered treatment related to an off-the-job accident. Critical Illness Insurance: benefits in the form of direct lump-sum payments which can be used to help pay for expenses related to covered critical illnesses and diseases.

DISABILITY BENEFITS - COMPARISONS STD Fully insured Company paid Begins on the 8 th day of a disability Max of 12 weeks 60% of pre-disability earnings/max of $2, 500 Self-insured Company paid Begins on the 8 th day of a disability Salary: 6 weeks at 100%; 19 weeks at 75%; no max Full-Time Hourly Basic: 25 weeks; 50% of pre-disability earnings/max of $200 per week Full-Time Hourly Enhanced: 25 weeks; 60% of pre-disability earnings/no max (associate contribution) LTD Fully insured Company Paid Begins after 90 days 60% of pre-disability earnings/max of $10, 000 per month Fully insured Associate Paid Begins after 12 month waiting period Basic: 50% of pre-disability earnings Enhanced: 60% of pre-disability earnings Maternity Leave (birth mothers) Parental Leave 4 months Salaried associates have two cash out options: 1. Take minimum of one month paid leave and return to work full time and receive $5, 000 per month 2. Take minimum of one month paid leave and return to work on a reduced schedule of 3 days per week and receive $3, 000 per month Full-Time Hourly and Salary: 10 weeks Salaried: 12 weeks paid Full-Time Hourly: 2 weeks paid For birth, adoption, foster care, and after maternity leave for birth mothers

401(K)/STOCK PURCHASE COMPARISONS 401(k) No company match until moved to the Walmart 401(K) in 2017 6% Company match 100% Vest ASPP N/A 15% match (max $270 per year)

OTHER BENEFITS - COMPARISONS Dependent Care Reimbursement Account Up to $5, 000 in Dependent Care FSA; no company contribution N/A Flexible Savings Account Up to $2, 550 in FSA; no company contribution N/A Commuter Transit Commuter Parking Telephonic support 6 face-to-face sessions per issue, person, per year Resources For Living Telephonic support 3 face-to-face sessions Commuter option EAP Discounts Other UHC Core Health. Allies Value Discount Program Includes: long term care services, wellness, infertility, hearing, complementary/alternative medicine N/A Walmart Associate Discount (10% on general merchandise) - implementation date TBD ZP Program Even Tobacco cessation