BANKING TREASURY AUTOMATION SK Global Software Tim Kahne

BANKING & TREASURY AUTOMATION SK Global Software Tim Kahne, CTO

SK Global Software Microsoft Dynamics Strategic ISV with over 23 years of expertise in building quality software solutions Automate and improve critical financial processes with solutions for Banking & Treasury Automation and Revenue Automation for advanced contract managment. Over 1, 500 DYNAMICS CUSTOMERS We have a close collaboration with Microsoft Published on App. Source Years straight Microsoft President s Club Award Network of over 400 Dynamics Partners We provide unique solutions fully integrated in Microsoft Dynamics 365, offered locally and global through our network of over 400 Microsoft Dynamics Partners Rely on the most extensive network of bank integrations, payment standards, and formats in the world to work ”out of the box” – no customer or bank is too big or too small. 12 PROVIDING QUALITY SOLUTIONS 22 YEARS MOST EXTENSIVE NETWORK OF BANK INTEGRATIONS IN THE WORLD

Banking & Treasury Automation Suite Automation, Efficiency, Visibility, Control Automation of critical financial processes Enhancing manual processes for improved Efficiency Improved enterprise-wide Visibility Customer is in full Control of matching rules, communication, security

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Risk Management Banking & Treasury Automation Suite Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Risk Management Global & Enterprise-wide banking Global Vendor Payments Handling Advanced Cash Application Global file formats Improved cash & liquidity visibility Two-way banking integration Unlimited Bank Integration Support FX settlement Enhanced cash management Global bank reconciliation Supports Centralized/Shared Services Matching/Write-off Rules Multi-country / company / currency ACH, SEPA, BACS, Swift, etc. Direct Debit Automated GL reconciliation Enables daily cash balancing High-Volume Receipts Automation Check fraud prevention Foreign currency payment automation Identify optimal settlement path Trade Matching & Netting Single entry data management Secure file storage Data encryption for file transfer Third party notifications Email Notifications Audit trail Online Bill Presentment / Credit/Debit cards SKG Formats / Communications SKG Banking & Treasury Automation Dynamics 365 Supports PCI compliant payments

Cash Management Automation Vendor Payment Automation Customer Payment Automation Banking & Treasury Automation – tightly integrated Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Bank Dynamics 365 Bank Reconciliation isfiles done –existing while you’re out playing golf!intofilehub Bank(s) push or e. Bankrec pulls bank statement files Configurable rules engine performs the magic Automatic matching transactions Automatic creation ofof GL entries (mapping) Bank Filehub statement automatically reside imports and bank are statement archived infile(s) secure AX e. Bank. Rec Automation Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation BAI 2 Treasury Connect Solutions Risk Management MT 940 Delimited camt. 053 Bank(s) push or e. Bankrec pulls bank statement files e. Bank. Rec Automation

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Bank statement files reside and are archived in secure filehub e. Bank. Rec Automation Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Filehub automatically imports bank statement file(s) into AX e. Bank. Rec Automation Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Automated matching of existing transactions e. Bank. Rec Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Automated creation of GL entries (mapping) e. Bank. Rec Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Configurable rules engine performs the magic e. Bank. Rec Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Rules: parsing rules to extract data from description fields e. Bank. Rec Automation Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Rules: matching rules to clear existing items e. Bank. Rec Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Rules: mapping rules to create GL entries e. Bank. Rec Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Reconciliation is done – while you’re out playing golf! e. Bank. Rec Automation Risk Management

Cash Management Automation Vendor Payment Automation Dynamics 365 Customer Payment Automation Treasury Connect Solutions Bank Acknowledgements, accepted/rejected payments returned The AX payment journal is updated with accept/reject. Your bank sends payments toissent vendors’ beneficiary banks Filehub automatically transmits the payment toare your bank Payment file is securely transferred to filehub Failed AX payments proposal/journal and acknowledgements created arefile reported Vendors receive their payments intoemail their bank accounts At the same time, vendors are notifications Processing vendor payments Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation AX payment proposal/journal is created Vendor payments Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Payment journal transactions are selected to include in EFT file Vendor payments Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Payment file is securely transferred to filehub Vendor payments Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Numerous communication options for secure file transfer Vendor payments Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Filehub automatically transmits the payment file to the bank Vendor payments Risk Management

Cash Management Automation Vendor Payment Automation File and detail history are recorded Vendor payments Customer Payment Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Vendors are sent email notifications Vendor payments Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions The AX payment journal is updated with accept/reject. Vendor payments Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Dynamics 365 Configurable rules engine the magic! The secure filehub imports the SKG journal. workbench Some customers use lockboxes todirectly collect their Payments are matched to performs customers send payments to thepayments secure filehub Customers deposit payments topayments their bank accounts Workbench records are used create A/R payment Invoices are settled Customers’ banks send files toto the secure filehub Advanced cash application / lockbox Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Banks/customers send files to the secure filehub Advanced cash application / lockbox Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Secure filehub imports payments files to SKG workbench Advanced cash application / lockbox Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Files can also be manually imported into the Workbench Advanced cash application / lockbox Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Payments are automatically matched to customers Advanced cash application / lockbox Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Invoices are automatically settled / manually adjusted Advanced cash application / lockbox Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Write-offs can be manual or automatic Advanced cash application / lockbox Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Configurable matching rules engine Advanced cash application / lockbox Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Configurable write-off rules engine Advanced cash application / lockbox Customer Payment Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Workbench records are used to create A/R payment journal. Advanced cash application / lockbox Risk Management

Cash Management Automation Vendor Payment Automation Treasury Connect Solutions Customer Payment Automation Dynamics 365 A/R Project Service Order Sales Order Call Center Payment Services Connector e. Pay Integration CCA Integration e. Commerce Sales Order/Call Center –on and (CCA) Project/Service proposals –authorize andcapture (CCA) Dynamics e. Commerce 365 –on functional authorize credit website, card capture in D 365 Sales (e. Pay)_ Order A/R–invoices customer portal, fullareas settlement integration Pay. Fabric – PCI-compliant CC vault gateway connector Credit Card Overview Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Risk Management Bank Dynamics 365 Customers are notified of invoices being to payments portal Real-time approval viaisprocessor bank Customer credit card charged AX are posted On invoices the portal, customers use their wallet to PCI-compliant make Customers’ credit card details areand stored in wallet Invoices are presented on customer Payments are automatically posted toportal an added A/R payment journal. Customer Portal – bill presentment and payments (e. Pay)

Cash Management Automation Vendor Payment Automation Customer Payment Automation e. Pay customer is identified Customer Portal – bill presentment and payments Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation AX invoices are posted Customer Portal – bill presentment and payments Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer is notified and logs into the portal Customer Portal – bill presentment and payments Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Invoices upload to customer portal. Can be viewed/printed Customer Portal – bill presentment and payments Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Credit card details are stored “off site” in PCI-compliant wallet Customer Portal – bill presentment and payments Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions On the portal, customers use their wallet to make payments Customer Portal – bill presentment and payments Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Real-time approval via processor and bank Customer Portal – bill presentment and payments Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Payments are automatically posted to an A/R payment journal. Customer Portal – bill presentment and payments Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Dynamics 365 Treasury Connect Solutions Bank An advance email notification isto sent tofilehub customers (+x days) Your bank collects payments from customers’ banks A final email notification is sent your customers. Customers’ Filehub automatically payments transmits are debited the from payment their bank file toaccounts your bank AX A/R payment proposal/journal is created Payment file is securely transferred to Processing customer payments (direct debit) Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Risk Management Partial list ABN AMRO Banco Santander Bank of America Bank of Montreal Bank of Tokyo Barclays PLC BNY Mellon Bank CIBC Citibank Comerica Danske Bank Deutsche Bank HSBC ICBC ING Bank Formats have been developed for banks around the globe File Formats JP Morgan Chase Nordea PNC SEB Silicon Valley Bank RBS Citizens Royal Bank of Canada Royal Bank of Scotland Société Générale Toronto Dominion Union Bank US Bank Wells Fargo

Cash Management Automation Vendor Payment Automation Customer Payment Automation Extensive transaction types within formats File Formats Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Transaction type meta-data removes need for customizations. File Formats Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Integration to FXall Trade Workflow Solutions FX Settlement Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation FX rates are shopped on Thomson-Reuters FXAll FX Settlement Automation Treasury Connect Solutions Risk Management

Cash Management Automation Application Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Risk Management Activity Notes AX - TAS Create Payment Journal An FX method of payment designates the payments to be processed by FX automation AX - TAS Send Trades to FXall In Create/Send (C/S) the payment journal entries are sent to FXall Fxall Send Trade Acknowledgements to D 365 TAS In FXall website, the user makes the currency trades and those trades (with exchange rates) are returned to AX – TAS Receive Trade Acknowledgement from FXall Payment journal is updated with exchange rates and Counterparty/NOSTRO account is determined AX – TAS Send Payment Instructions to FXall Payment instructions for the Counterparty are sent to FXall Send Settlement Confirmations to AX TAS Counterpartys’ settlement confirmations are sent to AX – TAS FXall Send Payment Instructions to Counterparty FXall sends payment instructions to the Counterparty to pay the vendors at the declared rate AX - TAS Receive Settlement Confirmations from FXall Settlement Confirmations are received and noted in AX - TAS AX – TAS Send Payments to Counterparty AX – TAS Create/Sends payment file to Counterparty to fund the payments they made Trades are made by an exchange of info – AX - FXAll FX Settlement Automation

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions FX setup is by method of payment (outbound/inbound files FX Settlement Automation Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions As trades are finalized AX rates are updated and payments sent FX Settlement Automation Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Dynamics 365 Treasury Connect Solutions Risk Management Bank = Filehub automatically transmits file the bank Checks AX check are journal printed isto created Pos. Pay file is written to secure filehub mailed vendors Vendors cash checks, validated w/ to Pos. Pay file Positive Pay

Cash Management Automation Vendor Payment Automation Customer Payment Automation Bank-specific formats provided at no charge Positive Pay Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation AX check journal is created Positive Pay Customer Payment Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Checks are printed Positive Pay Customer Payment Automation Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Pos. Pay file is automatically written to secure filehub Positive Pay Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Treasury Connect Solutions Numerous communication options for secure file transfer Positive Pay Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Filehub automatically transmits file to the bank Positive Pay Treasury Connect Solutions Risk Management

Cash Management Automation Vendor Payment Automation Customer Payment Automation Positive Pay file/check history is available for review Positive Pay Treasury Connect Solutions Risk Management

Be in touch… and thank you! Contact sales@sksoft. com NA Aynsley Keller aynsley@sksoft. com www. sksoft. com EMEA Jonas Andersen jandersen@sksoft. com www. sksoft. dk