Banco do Brasil Investor Relations 1 Investor Relations

Banco do Brasil Investor Relations 1

Investor Relations Executive Secretariat Security Management Internal Controls Legal Marketing and Communication Strategy and Organization Restructuring of Operational Assets Credit VP of Human Resources and Social-Environmental Responsibility Controlling Risk Management Employee Relation And Social-Env. Responsibility Human Resources Logistic Technology VP of Technology and Logistic Accounting Software Development VP of Finance, Capital Market and Investor Relations Information Technology Capital Markets and Investments VP of Rural Businesses and Government Affairs Finance Agribusiness Board of Officers Regional Sustainable Development Autonomous Departments Government Affairs VP of Retail Service and Distribution Investor Relations Units High Income Directorships Retail Services Distribution and Retail Channels VP of International Business and Wholesale Micro and Small Businesses International Commercial Foreign Trade Structure General Shareholders Meeting Board of Auditors Board of Directors Audit Committee Internal Audit CEO VP of Credit, Controlling and Risk Management 3

Group Structure Multiple Bank BB – 100% ON BB Corretora de Seguros Banco Popular do Brasil BB – 100% ON BB BI BB Consórcios BB – 100% ON BB Securities LLC COBRA BB Leasing BB – 99. 36% ON BB Leasing Company BB – 100% ON Ativos S. A. BB Previdência BB BI – 49% ON BAMB – 51% ON Brasilseg Brasilprev BB BI – 40% ON BB BI – 49. 99% ON Aliança do Brasil BB BI – 40% ON Visa Vale BB BI – 35% ON BB DTVM BB Viena BB – 100% ON BAMB BB Cartões BB – 100% ON BB Securities BB Turismo BAMB – 100% ON BAMB – 99. 996% ON Visanet BB BI Classe A 35% Classe B 28. 76% Total 31. 99% Brasilveículos Brasilsaúde Brasilcap Cibrasec SBCE Brasilseg 100%ON BB BI – 49. 92% ON BB BI – 49. 99% ON BB BI - 10% ON BB BI – 12. 088% ON Investor Relations 4

Shareholder Base Shareholding Breakdown before and after the Public Offering and Subscription Warrants Before Shareholders National Treasury PREVI BNDESPar Treasury Stocks Foreign Capital Others Total Free Float Quantity of Shares 584, 778, 036 112, 415, 335 46, 604, 052 11, 257, 677 26, 682, 549 28, 879, 766 810, 617, 415 55, 562, 315 After % 72. 1 13. 9 5. 7 1. 4 3. 3 3. 6 100. 0 6. 9 Quantity of Shares 584, 778, 036 94, 415, 335 23, 604, 052 55, 011, 343 67, 507, 657 825, 316, 423 122, 519, 000 % 70. 9 11. 4 2. 9 0. 0 6. 7 8. 2 100. 0 14. 8 Investor Relations 5

Highlights Assets - R$ billion 3 Q 06 281. 6 2005 253. 0 2004 239. 0 2003 230. 1 2002 204. 6 2001 165. 1 2000 138. 4 1999 Credit Operations¹ - R$ billion 126. 5 1998 129. 6 1997 108. 9 1996 82. 6 Market Share 15. 0% 99. 5 2 Q 06 2005 86. 0 2004 74. 8 65. 6 2003 2002 51. 4 2001 CAGR BB – 13. 4% Industry – 10. 8% (1) Deducted by Provisions 40. 2 2000 36. 0 1999 29. 0 1998 28. 5 1997 26. 1 1996 25. 7 Market Share 16. 6% CAGR BB – 14. 9% Industry – 10. 6% Investor Relations 6

Highlights Asset Management - R$ billion 3 Q 06 180. 6 2005 153. 5 2004 124. 0 2003 102. 7 2002 66. 2 2001 61. 4 2000 48. 0 1999 1998 1997 1996 Deposits - R$ billion 35. 2 38. 0 23. 0 18. 9 Market Share 19. 7% 3 Q 06 144. 9 2005 137. 7 2004 115. 5 2003 110. 0 2002 97. 3 2001 CAGR BB - 26. 0% Industry - 24. 5% 73. 4 2000 65. 7 1999 72. 2 1998 1997 1996 61. 0 55. 3 45. 2 Market Share 19. 8% CAGR BB – 12. 7% Industry – 12. 1% Investor Relations 7

Highlights Points of Service - thousand 3 Q 06 4. 0 11. 0 15. 0 2005 3. 9 10. 9 14. 8 2004 3. 7 10. 7 14. 4 2003 3. 2 2002 3. 2 2001 3. 0 2000 2. 9 4. 6 1999 2. 9 4. 3 1998 2. 8 1997 2. 8 1. 6 4. 4 1996 2. 9 1. 5 4. 4 10. 0 13. 2 9. 2 8. 0 2. 7 Branches 12. 3 11. 0 7. 5 ATM Network - thousand 7. 2 5. 5 Others 3 Q 06 42. 6 2005 40. 2 2004 39. 0 2003 37. 0 2002 33. 6 2001 32. 3 2000 30. 1 1999 24. 5 1998 12. 5 1997 1996 6. 9 4. 1 Investor Relations 8

Highlights Account Holders - million 3 Q 06 1. 5 22. 6 2005 1. 4 21. 5 2004 1. 4 22. 9 19. 7 2003 1. 2 21. 1 17. 5 2002 1. 0 18. 8 14. 4 2001 0. 9 15. 4 13. 8 12. 9 2000 0. 9 11. 8 1999 0. 8 10. 1 1998 0. 7 5. 6 Businesses 10. 1 7. 9 7. 1 12. 7 Employees - thousand 10. 9 9. 4 1997 0. 8 1996 0. 6 24. 1 6. 2 Individuals 3 Q 06 82. 6 2005 83. 8 2004 82. 7 2003 80. 6 2002 78. 6 2001 78. 1 2000 78. 2 1999 1998 1997 69. 4 72. 4 76. 4 1996 85. 3 Investor Relations 9

Performance Coverage Ratio¹ - % 9 M 06 113. 4 2005 103. 9 2004 93. 1 2003 80. 6 2002 80. 3 2001 Cost Income Ratio² - % 67. 4 2000 55. 9 9 M 06 1999 55. 7 2005 2004 2003 2002 2001 46. 5 48. 1 54. 2 55. 8 57. 9 71. 8 80. 9 2000 92. 2 1999 (1) Service Revenues / Personnel Expenses (2) Administrative Expenses / Operating Income Investor Relations 10

Performance Net Income - R$ million 4, 796 9 M 06 2005 4, 154 2004 3, 024 2003 2, 381 2002 2, 028 2001 1, 082 2000 974 1999 843 1998 870 1997 (7, 526) 574 1996 ROE - % 9 M 06 35. 9 2005 26. 8 2004 23. 0 2003 22. 3 2002 22. 6 2001 12. 9 2000 12. 8 1999 11. 6 1998 1997 (134. 6) 13. 1 9. 6 1996 Investor Relations 11

Performance Market Capitalization - R$ million 39, 203 9 M 06 34, 110 2005 2004 25, 979 2003 2002 2001 2000 1999 17, 568 7, 174 8, 103 4, 641 1998 5, 328 1997 5, 455 1996 Dividends - R$ million 6, 747 6, 607 1, 555 1 H 06 1, 498 2005 954 2004 745 2003 579 2002 2001 265 2000 258 1999 236 1998 243 164 1997 1996 - Investor Relations 12

Performance 706. 4% 417. 7% Dec/96 Dec/97 Dec/98 Dec/99 Dec/00 BBAS 3 Dec/01 Dec/02 Dec/03 Dec/04 Dec/05 Sep/06 IBOV Investor Relations 13

Credit Retail Portfolio – R$ billion 27. 5 31. 0 21. 6 11. 3 12. 6 Commercial Portfolio – R$ billion 2001 2002 2003 2004 2005 Sep/06 16. 6 14. 0 12. 2 11. 6 2001 13. 9 10. 4 2002 2003 2004 2005 Investor Relations Sep/06 14

Credit Agribusiness Portfolio – R$ billion 40. 3 35. 7 27. 2 30. 0 16. 8 11. 7 2001 2002 2003 2004 2005 Sep/06 Investor Relations 15

Credit ACC/ACE Contracted Volume – US$ billion 11. 9 9. 0 7. 6 5. 3 5. 5 Foreign Trade Portfolio – R$ billion 2001 2002 2003 2004 2005 9 M 06 9. 6 10. 5 8. 0 7. 6 7. 3 2002 2003 6. 2 2001 2004 2005 Investor Relations Sep/06 16

Credit R$ million 2 Q 06 - % 3 Q 06 - % 8. 7 8. 8 19. 1 35. 3 34. 1 14. 7 22. 2 Individuals SMEs Businesses 19. 6 14. 0 23. 6 Agribusiness Abroad Investor Relations 17

Funding – R$ million Investor Relations 18

Credit Cards Quantity of Credit Cards issued – in million 11. 4 9. 3 6. 9 4. 7 5. 3 3. 8 2001 2002 2003 2004 2005 Jun/06 Investor Relations 19

Insurance Automobile Insurance 625 647 578 500 349. 8 445 318. 6 238. 7 171. 8 136. 1 2002 2003 2004 Managed portfolio - R$ million 2005 Sep/06 Covered Cars – thousand Investor Relations 20

Insurance Life Insurance 1, 697 1, 224 1, 263 1, 351 680. 6 1, 417 717. 1 728. 2 2005 Sep/06 570. 5 441. 6 2002 2003 2004 Managed portfolio - R$ million Contracts – thousand Investor Relations 21

Insurance Open-ended Pension Fund 1, 576 1, 713 1, 365 1, 178 11, 634 9, 659 886 7, 781 5, 586 3, 785 2002 2003 2004 Managed portfolio - R$ million 2005 Sep/06 Active Participants – thousand Investor Relations 22

Insurance Capitalization Bonds 2, 631 2, 661 2, 060 2, 792 2, 949 2, 840 2, 875 2, 834 2005 Sep/06 2, 264 1, 549 2002 2003 2004 Managed portfolio - R$ million Quantity of Bonds – thousand Investor Relations 23

Infrastructure and Technology Distribution Network Northeast North Branches 993 Others 2, 863 Total 3, 856 Branches 240 Others 905 Total 1, 145 Midwest Branches 389 Others 1, 316 Total 1, 706 Southeast Branches 1, 528 Others 3, 931 Total 5, 459 Branches 809 Others 2, 067 Total 2, 876 Investor Relations 24

Infrastructure and Technology Transactions in Automated Channels - % 84. 1 86. 4 88. 4 2003 2004 89. 2 78. 6 2001 2002 2005 Sep/06 Breakdown of Transactions - % Sep/05 6. 1 Sep/06 4. 1 7. 1 11. 6 4. 0 10. 6 48. 2 49. 6 14. 8 16. 9 13. 8 ATM Internet Businesses 13. 1 Internet Individuals Cashier POS Investor Relations Others 25

Highlights R$ million (1) Credit Operations characteristics only (2) Past Due Loans + 60 days Investor Relations 26

Investor Relations Unit SBS - Quadra 1 - Bloco C - Ed. Sede III - 5° floor 70073 -901 - Brasília (DF) Phone: 55 (61) 3310. 3980 Fax: 55 (61) 3310. 3735 www. bb. com. br ri@bb. com. br Disclaimer - This presentation contains references and statements, planned synergies, increasing estimates, projections of results and future strategy for Banco do Brasil, it’s Associated and Affiliated Companies and Subsidiaries. Although these references and statements reflect the management’s belief, it also involves imprecision and high difficult risks to be foreseen, consequently, it may conduct to a different result than the one anticipated here. These expectations are highly depended on market conditions, on the Brazilian economic performance, on the sector and the international market. Banco do Brasil is not responsible for bringing up to date any estimate in this presentation. For further information access www. bb. com. br/ri Investor Relations 27