Banc Plus Functional Architecture Features Brindley Technologies Pvt

BANCPLUS ® Brindley Technologies Core Banking Products & IT Services Features

BANCPLUS ® The Story Brindley Technologies is one of the emerging software and hardware banking solution house. Also they are part of the i. SPIRIT product consortium. It has developed a well known software well known as “Bancplus” for all the banking services for Medium, Small & Cooperative units. Its world head quarter is in Mumbai, India with Sales offices in London, UK & Dubai, UAE. We have a state-of-the-art development center for Banc. Plus product in Udaipur, Rajasthan. It has adopted global quality assurance standards and ISO 9001: 2008 and CMMi level 4 processes.

BANCPLUS ® Operation Strategies OUR VISION TO BUILD A SOLUTION NOT THE PRODUCT. OUR PHILOSOPHY – Technology Excellence – Flexible Architecture – Innovative Research – Result Oriented Approach OUR MISSION – To partner in growth with SMEs by providing low cast and highly advanced IT solutions. – To build long-lasting partnerships with our clients and their advisors, who value our personal services.

BANCPLUS ® Banc. Plus Products Market Reach

BANCPLUS ® • It is specially designed to undertake advisory consulting, analysis and strategic assignments, mostly for core banking systems and the vendors to that market. • We recognize the value of the daily routine of collecting, analyzing, reviewing, and understanding all the data from and about the global banking technology market and reveal actionable intelligence. • It’s unmatched security features also make it stand tall among its competitors

BANCPLUS ® Continue… • To generate payrolls for the employees. • It provides anytime, anywhere banking service i. e. Mobile banking Services. • It provides immense help to SMEs, as before funding to their customers they can fully verify their customer’s financial records. • It provides an innovative service E- Doctor i. e. provides you initial medical advice as your own family doctor a door step away.

BANCPLUS ® Why Banc. Plus? Enhanced customer satisfaction Decreased time to market Access to latest technology Simplified Vision for greater transparency Minimized capital outlay Increased process efficiencies

BANCPLUS ® Core Features User Friendly Interoperability Real time based Incremental Build Model BANCPLUS Secure Time Boxed

BANCPLUS ® Core banking • It is business conducted by a banking institution with its retail and small business customers. • Centralize operations and transaction information, automate core processes. • Provide clients with real-time, efficient customer service and a variety of interactive, integrated Web services. • Support end-to-end business banking products. • Simplify security management

BANCPLUS ® Pay Roll • In a company, payroll is the sum of all financial records of salaries for an employee, wages, bonuses and deductions. • Banc. Plus offers a great ease to follow the long and lengthy manual / semi manual processes for generating staff salaries and other payables.

BANCPLUS ® Advisor Connect There are many advisors/ agents for CCS or such same-business organizations. These agents have large number of customers under them, so to manage this bulk of customers Newline has provided a flexible, versatile service to agents. It provides information about: • Customers’ accounts- overdue/ renewals/ maturity/ loans etc. • Business-commission statements/direct or referral business etc. • Performance analysis can be done of whole team.

BANCPLUS ® Customer Connect This is the service provided by Bancplus to customers, so that they can get involved in and interact with Business Continuity.

BANCPLUS ® Micro Financing The software deals with maintaining of information with regard to all members and their various account transactions with the MFI along with other attributes. It provides powerful tools; our customers need to succeed in the modern Micro Finance environment. • Custom Built for Micro Finance Institutions. • Incorporates various Micro Finance models • Offers customized MIS as per the requirement of the Client. • Fully Supported by a Strong After Sales Technical Support Team.

BANCPLUS ® Mobile banking We provide our customers with a convenient, secure, anytime anywhere banking service i. e. Mobile Banking. Services such as: • Funds transfer (within and outside the bank) • Interbank Mobile Payment Services • Enquiry services (Balance enquiry/ Mini statement) • Cheque book request • Bill Payment (Utility bills, credit cards, Insurance premium), Donations. • Mobile Top up • M Commerce

BANCPLUS ® Risk Management A very vital and useful solution provided by Bancplus i. e. risk management. • The services monitors, identifies, and manages the risks that an organization faces and improves overall cash flow-with specialized management services. • It help clients to calibrate a comprehensive range of risks i. e. o credit risk o price and market risk o exchange and liquidity risk o operational risk o strategic risk.

BANCPLUS Continue… ® Risk Management It offers a broad range of research, strategy and analytics. Using a consultative approach, it provides customized insights and prudent solutions to reduce credit giving risk. It provides a framework, which typically involves identifying particular events or circumstances relevant to the customers objectives determining a response strategy, and monitoring progress. It offers a very innovative service i. e. credit information sharing through which lenders have the information about their customer’s bank records.

BANCPLUS ® Innovations Flexible Customization Proactive services Plug & play • Customization • Interest rate flexibility • Agent Entry Scroll • Collection Center flexibility • Officer Portability • ATM Interface • SMS Interface

BANCPLUS ® Services Core banking Operations Customer Connect Pay Roll & e-TDS Banc Plus Agent Connect Risk Management

BANCPLUS ® SERVICES CUSTOMER SOFTWARE WEB DEVELOPMENT WEB DESIGN DEVELOPMENT • INCLUSION OF • IT ENABLES WEBSITE COMPELLING GRAPHICS FUNCTIONALITY, AS PER • CUSTOMER EOPTIMIZED FOR VISITOR THE CUSTOMER’S RESPONSIVENESS AND REQUIREMENTS. BRAND RECOGNITION. • IT MAINLY DEALS WITH • HOME PAGE DESIGN THE NON-DESIGN THAT QUICKLY ASPECT OF BUILDING ENGAGES THE VISITOR WEBSITES, WHICH INCLUDES CODING AND WRITING MARKUP. BUSINESS & ECOMMERCE SOLUTIONS • CUSTOMER RELATIONSHIP MANAGEMENT SOLUTIONS • SUPPLY CHAIN MANAGEMENT SOLUTIONS SOCIAL MEDIA MARKETING • IT CREATE ONLINE PUBLIC INTERACTION PLATFORMS TO MARKET A PRODUCT OR SERVICE. • IT HAS INCREASED COMMUNICATION FOR ORGANIZATIONS FOSTERS BRAND AWARENESS AND OFTEN, IMPROVED CUSTOMER SERVICE. .

BANCPLUS ® Differentiators Enhanced customer satisfaction Decreased time to market Optimum integrated outsourcing seeks to deliver much more than just cost Savings Minimized capital outlay Access to latest technolog y Increased process efficiencie s

FUNCTIONAL FEATURES & ARCHITECTURE

BANCPLUS ®

BANCPLUS ® Real Time system & Remote Operability Production environnent Application Server Head Office Access: Office, Home, Mobile Phone (VPN protection) INTERNET/ VPN Back up Server First time activation Key is generated Branches

System Parameters Employee Maintenance User maintenance User Permissions Employee Transfers Salary Scheme Employee salary generations Day open/close Agent Commission Loans-Interest Slabs BANCPLUS Charges Slabs ®Functional Design Architecture Pre-Maturity Slab System console TD Interest Slab Agent promotion General Parameters Balance Sheet Design Statutory Reports Branch Authorization NPA management Create/ Maintain Products Loan Application Branch Merging Process Share Application Term Deposit Branch Parameters Maintenance Sanction Year End Activity Agent Scroll Interest Application Loan Disbursement SI Execution Business promotional Activities Create/ maintain Ledger Customer Create/ maintain Ledger Office Use S I Design Income & Expenditure Sundry Debtors & Creditors Loans & Advances Reconciliation TD Renewal Fixed Assets Daily Reports Provisional Ledger etc. Alerts Agent Reports Provisional Interest Calc Utility Module Share Transfer Create /Verify Transactions Dividends Utility Scroll Deposits View/ Analyze Reports Branch MIS Statutory Reports TD Closure Interfaces Handheld ATM Bulk Entry SMS

BANCPLUS ® SEGMENTS MASTER MANAGEMENT TRANSACTION MANAGEMENT REPORT MANAGEMENT • It caters all the necessary information about the customers for opening of accounts and many more. • This is useful to maintain transaction or voucher entry at various levels. • This section is valuable for Total Report Management i. e. Viewing, Archiving, Distributing and Printing of Reports.

BANCPLUS ® Master Management This section is set up to create various schemes like Interest schemes, Loan Schemes etc. It is used for creating users and defining their working permissions and roles.

BANCPLUS ® Master Management CUSTOMER MANAGEMENT BALANCE SHEET CUSTOMIZATION INTEREST RATE MANAGEMENT NPA MANAGEMENT MEMBERSHIP MAINTENANCE ADVISOR MANAGEMENT SECURITY STOCK

BANCPLUS ® Transaction Management is the important section in which all the voucher entry goes through two level verification process for authenticity before being effected in relevant account ledger.

BANCPLUS ® Transaction Management ENTRY SCROLL INTER BRANCH SCROLL UTILITIES REMITTANCE ACCOUNT LEDGER RECONCILIATION REGISTERS ADMIN

BANCPLUS ® Report Management segment is highly customized and user friendly. This is very flexible system which is capable to retrieve all the reports.

BANCPLUS ® Report Management ALERTS DAILY REPORTS ERROR CHECK REPORTS AGENT REPORTS MISCELLANEOUS REPORTS MIS

BANCPLUS Know more about our banking product at: http: //brindleytech. com/core-banking-bancplus/ Know more about our Financial Services solutions at: http: //brindleytech. com/financial-services/ ®

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