ASOCIATIA DE LEASING BANCAR CONFERINTA NATIONALA DE LEASING

ASOCIATIA DE LEASING BANCAR CONFERINTA NATIONALA DE LEASING 19 Octombrie 2005, Bucuresti

CONFERINTA NATIONALA DE LEASING 19 Octombrie 2005, Bucuresti Source: Asociatia de Leasing Bancar

ROMANIAN LEASING MARKET (million Euro) 1, 800 -2, 000 1, 450 25 -30% 75% 830 950 Source: Asociatia de Leasing Bancar

ROMANIAN LEASING MARKET BY TYPE OF LESSORS Total Asset Value 2005 1 H : 950 million Euro Bank affiliated lessors increased their share from 50% to 54% 150 520 280 Source: Asociatia de Leasing Bancar

ROMANIAN LEASING MARKET SIGNED LEASE CONTRACTS BY ASSET TYPE Total Asset Value 2005 1 H : 950 million Euro 3% 13% 84% Source: Asociatia de Leasing Bancar

ALB SIGNED LEASE CONTRACTS 2004 1 H vs 2005 1 H Total Asset Value 2005 3 Q : 666 million Euro Total Asset Value 2005 1 H : 393 million Euro (thousands Euro) 392. 950 257. 104 52% Source: Asociatia de Leasing Bancar

ALB SIGNED LEASE CONTRACTS BY ASSET TYPE Total Asset Value 2005 3 Q : 666 million Euro 36 153 477 Source: Asociatia de Leasing Bancar

ALB SIGNED LEASE CONTRACTS No. of contracts 2005 3 Q-Total No. of contracts : 24, 286 2005 1 H-Total No. of contracts : 12, 895 Source: Asociatia de Leasing Bancar

ALB SIGNED LEASE CONTRACTS BY CONTRACT TERM (2005 1 H) 2003 -2004 1 -3 years was 60% Source: Asociatia de Leasing Bancar

ALB SIGNED LEASE CONTRACTS BY CUSTOMER TYPE 2005 1 H - Retail increased from 3% to 7% and public was introduced Source: Asociatia de Leasing Bancar

ALB SIGNED LEASE CONTRACTS BY PURCHASE TYPE 2005 1 H Constant during the last 3 years 35% 65% Source: Asociatia de Leasing Bancar

ALB SIGNED LEASE CONTRACTS BY VEHICLE TYPE 2005 1 H - Vehicle leasing (275 million Euro) increased by 44% vs. 2004 1 H Bank Affiliated Lessors covers more than 50% Source: Asociatia de Leasing Bancar

ALB SIGNED LEASE CONTRACTS BY REAL ESTATE TYPE 2005 1 H-Total asset value - 23 million Euro 2% Source: Asociatia de Leasing Bancar