ASIAN MICROINSURANCE NETWORK AMIN FIRST AMIN FORUM OVERVIEW

ASIAN MICRO-INSURANCE NETWORK (AMIN) FIRST AMIN FORUM OVERVIEW OF THE SOCIAL PROTECTION/ MICRO-INSURANCE SITUATION IN ASIA: CHALLENGES AHEAD ILO STEP – ILO SRO NEW DELHI New Delhi, December 11 -12, 2007 1 3/11/2021

THE ASIAN MICRO-INSURANCE NETWORK (AMIN) OBJECTIVES: SET UP AN EFFICIENT MECHANISM ALLOWING FOR THE REGULAR SHARING OF INFORMATION AND EXPERIENCE AMONG MICROINSURANCE PRACTITIONERS DEVELOP THE DOCUMENTATION PROCESS ON MICRO-INSURANCE INITIATIVES, INNOVATIONS AND ACHIEVEMENTS BUILD UP TECHNICAL CAPACITIES OF MICRO-INSURANCE ACTORS STRENGTHEN COLLABORATION AND PATNERSHIP AMONG MICROINSURANCE SCHEMES HIGHLIGHT AND CLARIFY ISSUES, CHALLENGES AND OPPORTUNITIES RELATED TO THE CONTRIBUTION OF MICRO-INSURANCE TO SOCIAL PROTECTION EXTENSION 2 3/11/2021

AMIN STRATEGY: FROM KNOWLEDGE DEVELOPMENT TO ADVOCACY… 3 ADVOCACY NEED TO INCREASE THE ACTIVE SUPPORT OF POLICY MAKERS UNDER THE NATIONAL SOLIDARITY PRINCIPLE CAPACITY BUILDING NEED TO ENHANCE THE TECHNICAL CAPACITIES OF THE VARIOUS ACTORS INVOLVED IN THE MANAGEMENT OF MICROINSURANCE SCHEMES KNOWLEDGE DEVELOPMENT NEED TO DEVELOP STRONGER EVIDENCE ON MICRO-INSURANCE BEST PRACTICES AT THE GRASSROOTS LEVEL… 3/11/2021

KNOWLEDGE DEVELOPMENT PROCESS KNOWLEDGE CREATION Medical Care Sickness Benefit Thematic issues or wide geographical coverage Studies Analysis of a specific in-country experience Case Studies Broad overview or narrowing down on a specific aspect Technical Papers Contribution To overall capacity building effort Tools PROTECTION PRIORITIES Unemployment Benefit Old-age Benefit Employment Injury Benefit Family Benefit Maternity Benefit Invalidity Benefit Survivors Benefit 4 3/11/2021

KNOWLEDGE DEVELOPMENT PROCESS KNOWLEDGE DISSEMINATION 5 Publications Documents published at headquarters level – Worldwide dissemination (ILO Website) Working Papers Documents published at country level - Worldwide dissemination (STEP website) Discussion Papers Documents shared in -country with a group of specialists and evolving over time Information Papers Documents shared in -country with all interested organizations 3/11/2021

HEALTH MICRO-INSURANCE: THE SITUATION IN ASIA COUNTRIES N 0 OF SCHEMES BANGLADESH 11 800, 000 2 20, 000 INDIA 110 11, 000 LAOS 5 40, 000 15 44, 000 2 107, 000 57 615, 000 3 80, 000 205 12, 706, 000 CAMBODIA NEPAL PAKISTAN PHILIPPINES SRI LANKA TOTAL 6 N 0 OF INSURED 3/11/2021

MICRO-INSURANCE DEVELOPMENT HIGHLIGHTS PROLIFERATION OF MICRO-INSURANCE SCHEMES (INDIA, PAKISTAN, PHILIPPINES…) NEW ACTORS: INCREASING INVOLVEMENT OF INSURANCE COMPANIES (INDIA, BANGLADESH, NEPAL, PAKISTAN, SRI LANKA…. ) INCREASING ROLE PLAYED BY THE MICRO-FINANCE SECTOR FINANCIAL TRINITY, FINANCIAL INCLUSION – (INDIA, PAKISTAN, SRI LANKA…) DEVELOPMENT OF NEW LINKAGES WITH GOVERNMENTS AND FORMAL SOCIAL SECURITY SYSTEMS (INDIA, BANGLADESH, CHINA, SRI LANKA, BANGLADESH, PHILIPPINES, INDONESIA, LAO…) INTERVENTION OF NEW SUPPORT AGENCIES AND COLLECTIVE INITIATIVES AT THE NATIONAL LEVEL (INDIA, BANGLADESH, PHILIPPINES…) DEVELOPMENT OF NEW REGIONAL/ INTERNATIONAL NETWORKS (PLANET FINANCE, GIMI, GESS, INTERNATIONAL ALLIANCE…) 7 CGAP MICRO. INSURANCE GROUP: NEW PILOT EXPERIENCES MUMBAI MICRO-INSURANCE CONFERENCE GLOBAL RESEARCH WORK AGENDA MICRO-INSURANCE INNOVATION FUND 3/11/2021

PROLIFERATION OF MICRO-INSURANCE SCHEMES 400 SCHEMES… SO FAR… BANGLADESH CAMBODIA INDIA NEPAL PAKISTAN PHILIPPINES SRI LANKA + LAO INDONESIA VIETNAM …. . 8 3/11/2021

LINKAGE DEVELOPMENTS INDIA: A PLAN TO EXTEND SOCIAL SECURITY TO 300 MILLION INFORMAL ECONOMY WORKERS – FIRST PHASE TARGETS PEOPLE LIVING BELOW POVERTY LINE (60 MILLION WORKERS) LIFE INSURANCE PRODUCT OLD-AGE BENEFITS HEALTH INSURANCE (300 MILLION TO BE REACHED OVER A FIVE-YEAR PERIOD) INDIA: OTHER CENTRAL AND STATE GOVERNMENT SPONSORED HEALTH MICRO-INSURANCE INITIATIVES: ANDHRA PRADESH: 8, 500, 000 INSURED KARNATAKA: 2, 200, 0000 INSURED (THROUGH CO-OP MOVEMENT) ALL INDIA: WEAVERS CO-OP SCHEME: 1, 900, 000 INSURED MADHYA PRADESH: FIRST HEALTH INSURANCE SCHEME COVERING SENIOR CITIZENS: 49, 000 INSURED RAJASTHAN: POOR YOUNG CHILDREN ENLISTED IN PUBLIC SCHOOLS: 40, 000 INSURED …. BANGLADESH: HEALTH CONSORTIUM – DEVELOPMENT OF DEMANDSIDE HEALTH FINANCING INCLUDING HEALTH MICRO-INSURANCE – NEW PROJECTS ON THE ANVIL (EUROPEAN COMMISSION, KFW-GTZILO…) 9 3/11/2021

INSURANCE COMPANIES INVOLVEMENT INDIA: ALL INSURANCE COMPANIES (BOTH PUBLIC AND PRIVATE) INVOLVED IN THE DISTRIBUTION OF INSURANCE PLANS TARGETING THE DISADVANTAGED GROUPS (TOTAL OF 36 INSURANCE COMPANIES – WITH OTHERS EXPECTED TO STEP IN SOON) – FIRST STAND-ALONE HEALTH INSURANCE COMPANIES ALREADY OPERATIONAL (2) - RURAL AND SOCIAL TARGETS – MICRO-INSURANCE REGULATIONS… PAKISTAN: ALL MICRO-INSURANCE SCHEMES IDENTIFIED IN THE FIRST NATIONAL INVENTORY CONDUCTED IN EARLY 20006, HAD LINKED WITH INSURANCE COMPANIES… BANGLADESH: PIONEERING ROLE PLAYED BY DELTA LIFE INSURANCE COMPANY – 14 COMMERCIAL INSURANCE COMPANIES ALREADY PROVIDING LIFE INSURANCE PRODUCTS TARGETING THE POOR SEGMENTS OF THE POPULATION – FIRST HEALTH INSURANCE SCHEME TO BE LAUNCHED SOON BY ISLAM INSURANCE CY… NEPAL: THREE PRIVATE INSURANCE COMPANIES ALREADY INVOLVED IN MICRO-INSURANCE ACTIVITIES… SRI LANKA: ALL INSURANCE COMPANIES WILLING TO EXTEND THEIR ACTIVITIES TO THE DISADVANTAGED GROUPS – ROLE OF MICROFINANCE REGULATIONS… 10 3/11/2021

THE INTERNATIONAL ALLIANCE FOR THE EXTENSION OF SOCIAL PROTECTION ILO, ISSA, AIM, IHCO, WIEGO, ICA, ICMIF OBJECTIVES: ACT AS A GLOBAL CLEARING HOUSE FOR ALL ISSUES RELATED TO SOCIAL PROTECTION IDENTIFY, DOCUMENT AND SUPPORT ORIGINAL AND INNOVATIVE EXTENSION APPROACHES DEVELOP OVERALL CONSENSUS ON KEY EXTENSION ISSUES AND BEST PRACTICES BRING TRASFERABLE INNOVATIONS AND REGIONAL EXPERIENCES TO THE INTERNATIONAL LEVEL PLAY AN ADVOCACY ROLE TO ENCOURAGE NEW EXTENSION INITIATIVES AT THE INTERNATIONAL LEVEL 11 3/11/2021

CGAP MICRO-INSURANCE GROUP INITIAL RESEARCH WORK: PROTECTING THE POOR: A MICRO-INSURANCE COMPENDIUM MICRO-INSURANCE SURVEY CONDUCTED IN THE 100 POOREST COUNTRIES NEW PILOT PROGRAMMES – AKF (BANGLADESH)– FREEDOM FROM HUNGER (INDIA) MUMBAI MICRO-INSURANCE CONFERENCE – 270 PARTIIPANTS NEW MICRO-INSURANCE SUB-GROUPS, AMONG THESE: HEALTH MICRO-INSURANCE SUB-GROUP (PILOTED BY THE ILO/STEP PROGRAM) GLOBAL RESEARCH AGENDA: FREEDOM FROM HUNGER ICMIF AISC …. MICRO-INSURANCE INNOVATION FUND: A $US 43 MILLION PROGRAM TO SUPPORT NEW INNOVATIONS – GREATER IMPACT AMONG THE POOR (IMPLEMENTED BY ILO 12 3/11/2021