Annual Enrollment RETIREES 2016 Annual Enrollment October 12
Annual Enrollment RETIREES
2016 Annual Enrollment October 12 – October 23 If you don’t want to make any changes, No action is required. • This is a Passive Enrollment for Retirees • No Changes to Plan Designs
Changes for 2016 • Medical Insurance Rates are changing – Increases or decreases vary based on plan selected and enrollment tier • Dental Insurance Rates increased by 4%
Rates - Pre Medicare Aetna HDHP – Aetna Silver HSA Plan 2015 2016 Retiree Only $161. 85 $177. 86 Family $198. 96 $218. 64 Retiree Only $137. 79 $151. 42 Family $251. 11 $275. 94 Kaiser – HMO – Kaiser HMO Silver
Rates - Pre Medicare Aetna Traditional - Pre. Medicare 2015 2016 Retiree Only $346. 00 $380. 22 Family $773. 00 $849. 45 Retiree Only $263. 38 $289. 42 Family $427. 39 $469. 65 Retiree Only $235. 75 $259. 06 Family $471. 52 $518. 15 Aetna HDHP – Aetna Gold HSA Plan Kaiser – HMO – Kaiser HMO Gold
Rates – Blended Family Humana/BCBSHumana/Aetna Retiree Family 2015 2016 $563. 00 $618. 68 $222. 55 $244. 56 $345. 00 $379. 12 Kaiser Silver/Kaiser Senior Advantage Retiree Family Kaiser Gold/Kaiser Senior Advantage Retiree Family *Blended plans require at least one member is Medicare eligible
Rates – Medicare Eligible Humana Medicare Advantage 2015 2016 Retiree Only $140. 76 Retiree Family $310. 00 Retiree Only $44. 00 $46. 02 Retiree Family $274. 00 $287. 70 Kaiser Senior Advantage
Dental Insurance • Provided by Cigna • Same plans and benefits as 2015 • Rates increased by 4%
Dental Rates Dental HMO 2015 Rates 2016 Rates Retiree Only $14. 48 $15. 06 $0. 58 Retiree/Spouse $28. 95 $30. 11 $1. 16 Retiree/Child(ren) $36. 19 $37. 64 $1. 45 Retiree Family $43. 43 $45. 17 $1. 75 Dental Mid Option PPO Increase 2015 Rates 2016 Rates Increase Retiree Only $34. 15 $35. 53 $1. 38 Retiree/Spouse $68. 24 $70. 99 $2. 75 Retiree/Child(ren) $85. 31 $88. 75 $3. 44 Retiree Family $102. 27 $106. 40 $3. 63
Dental Rates Dental High Option PPO 2015 Rates 2016 Rates Increase Retiree Only $53. 01 $55. 15 $2. 14 Retiree/Spouse $106. 01 $110. 29 $4. 28 Retiree/Child(ren) $132. 51 $137. 86 $5. 35 Retiree Family $158. 71 $165. 13 $6. 42
Vision Insurance • Provided by VSP • Same plans and benefits as 2015 • Rates are not changing
Vision Rates Tier Basic Vision Premium Vision Retiree $5. 33 $11. 22 Retiree/Spouses $10. 88 $22. 93 Retiree/Child(ren) $11. 23 $23. 68 Retiree Family $17. 96 $37. 86
Enrollment Assistance Do you need help? – Call 866. 701. 7439 to ask questions – Enrollment Counselors will be available to assist you with enrollment (check the schedule) – Come by the Benefits Office (2 nd floor of GJAC) for assistance with enrollment
Enrollment Counselor Schedule Date Location Time Room 10/14/2015 GJAC 8: 30 am – 4: 30 pm Conf Room A, 2 nd Floor 10/16/2015 GJAC 8: 30 am – 4: 30 pm Conf Room C, 2 nd Floor 10/19/2015 Wellness Center, 750 S Perry Street 8: 30 am – 4: 30 pm Wellness Center Multipurpose Room 10/20/2015 Wellness Center, 750 S Perry Street 8: 30 am – 4: 30 pm Wellness Center Multipurpose Room 10/21/2015 GJAC 8: 30 am – 4: 30 pm Conf Room C, 2 nd Floor 10/22/2015 Wellness Center, 750 S Perry Street 8: 30 am – 4: 30 pm Wellness Center Multipurpose Room 10/23/2015 Wellness Center, 750 S Perry Street 8: 30 am – 4: 30 pm Wellness Center Multipurpose Room
Reminders • If you or any covered member becomes Medicare eligible during the year, you must contact Human Resources / Benefits and that member must enroll in Medicare Part A and B. • Failure to enroll could result in additional costs and loss of coverage.
Reminders • Only those dependents who were eligible for coverage at your retirement can be covered under Gwinnett County Retiree Health Plans. • No changes – no action required. – Your coverages will roll over. – You can print a Confirmation Statement to verify your plans without making any changes.
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