AISA DWI FARHANI GABRI ELLA PRATA MA A

AISA DWI FARHANI GABRI ELLA PRATA MA A K I N O M SARI MARCHE LLA B. NIRWAN

Com Pro pany file Com p Stru any ctur e Co mpa ny O verv iew a Disc ussio nd n

Brief History of the Company Bank Negara Ind onesia on 1946 Bank Negara Indonesia 1946 (State-owned Commercial Bank) on 1968 PT Bank Ne gara Indon esia (Perse r on Septem ber 11, 199 o) Tbk 2 PT Bank Negara Indonesia (Persero) on April 29, 1992

Excelling in Service BNI is a financial institution that excels in serving all its customers’ financial needs as lifetime financial partners, providing a total financial solution. Excelling in Performance BNI is a financial institutions that excels in financial performance, providing value to customers, investors, employees, communities, and industries.

a. b. c. d. e. f. Provide complete, integrated, quality, reliable, and dependable products / banking services; Povide complete banking services information; Provide superior service quality including friendliness, speed, accuracy, convenienceand safety; Flexibility and maximum speed in taking decisions at the time of negotiations; Responsive and accommodating to customers’ criticisms and suggestions; Proactively making adjustments and improvements in accordance with development needs and customer demands for quality products / services offered by BNI.

s. I sio en t em pr ov m ed y eg rit In t nt Or ie uo u nt in Co er om st Cu es of Pr na lis m Corporate Culture

Core Business of the Company Core of business Consumer Priority Banking Business Banking Saving Emerland Service BNI business Banking Loan Investment Products Industrial Sector Credit card Insurance Products E- Banking

O R G A N N I Z A T I O N A L C H A R T

Job Description Direktur Utama Decide and determine the highest company rules and policies, be responsible in the lead and run the company and the losses faced by companies including also corporate profits to plan and develop sources of income and spending corporate wealth and acting as a representative of the company in conjunction with the world outside the company Wakil Direktur Utama Coordinating Manager-the Manager field in the exercise of their functions, Coordinate the cadre of managers in improving the quality and quantity of members to assist the Director in carrying out his duties. And should be a good role model for administrators. Direktur Bisnis Select, specify, supervise the work of employees and Approve the annual budget of the company and report the report on the shareholders. Direktur Keuangan Finance Manager tasked with the important investment decisions and various financing as well as all the things associated with the decision in charge of the running and operation of the wheel of life the company as efficient as possible to establish cooperation with other managers Direktur Konsumer Banking Responsible for product marketing, financial management in terms of gathering together and release of funds credit Agreement on the basis of the statutes

Job Description Direktur Treasuri & International Plan and coordinate the development of the system of all financial transactions and processes run with the orderly and regular, as well as reducing financial risk and conduct financial planning Direktur Hubungan kelembagaan To plan, implement and oversee the entire implementation of the company's operation and create a standard company regarding all operational processes, production, project and quality of the production strategy for the target companies. Direktur perencanaan Plan, define, supervise, coordinate and take decisions in terms of finance for operational needs of the company and Supervise all employees do tasks that are carried out in accordance with the standards of the company's operations Direktur Kepatuhan Proposed policy principles of compliance by the Board of Directors; set the system and procedure of compliance that will compose the internal guidelines and the provisions of the Bank and Ensure that all policies, conditions, system as well as the business activities. Satuan Pengawas Internal Assist the Director in assessing the management control systems, as well as give advice on improvements be a partner in achieving the strategic targets of the work units of effort. Be consultant for the improvement of risk management, control and application of the principles of GCG

Daily Operating Activities CSR Report CSR Program Company Overview and Discussion

Daily Lending Operating Activities g n i d n u F Pro vide serv Oth er B ices a (Se rvic nk es )

FUNDING Daily Operating Activities • Demand Deposit: the bank Is deposits on towing using a check or bilyet giro. To each holder of a current account will be given a current account services. • Saving Deposit: Is the withdrawal of bank deposits in accordance with the requirements set by the bank. • Time Deposits: represents the deposits have a time (maturity).

LENDING Daily Operating Activities • Disburse funds are selling a successful fund collected from the community. Before credit bank poured first assess the feasibility of credit submitted by the customer. These include various aspects of feasibility assessment. In general the kinds of loans that are offered include: • Investment • Trade credits • Credit Card • Credit profession

Provide Other Bank services (Services) Daily Operating Activities Other bank services is supporting activities to support the smooth running of activities gathers and distributes the funds. Though as a supporting activity, this activity very much give you an advantage for the bank and the customer, even nowadays these activities contribute to the gains did little to benefit the banks, let alone profit from spread based increasingly shrinking, even tends to be negative spread (interest savings greater than the mortgage interest).

Operational Program Non. Operational Program

Operational Program BNI Tunanetra Drive Thru’ ATM Waste Management Earth Hour Save the World! Champagne Minimizing Paper Use ATM Keliling Go Paperless, Go E-Billing Digital Meeting Using Lync

For e e y o l d n a Emp th l a e H l a n o i t a p y u c c i l c o p § O ety n o ti a r e Saf e e y n u lo nce p m e m r e perie e n h o T § d x e e s , a is b petence nce. a com perform and

Partn BNI ershi p Phyl Non Operational Program Prog ram BNI f antr or So ophy ciety Prog r am

Partnership Program BNI Kampoeng BNI Ecotourism Villages

Program ) y t i l a u q r i Haze (a BNI understands that education is the cornerstone of the nation’s development.

BNI for Society v BNI & Paguyuban Budiasi Distribute 1. 5 million. Perennial Seedlings v 1, 500 seedlings for Tasikmalaya farmer v Waingapu WATER Tower in Sumba v Smart Park

CSR REPORT Program of CSR in PT. BNI, Tbk was enough to load some CSR values listed on the ISO 26000 even though not all fulfilled. ED T R O P E R CSR programs PT. BNI, Tbk more discuss about how to form a good HUMAN RESOURCES by providing facilities that are conducive to life and how to care for the environment as well as safeguarding the environment with the best possible

SUGGESTION