A Presentation for NUIG Galway July 2008 COPYRIGHT

A Presentation for NUIG Galway July 2008 COPYRIGHT © 2008

QUINN-healthcare Formerly BUPA Ireland (launched in 1996) QUINN-healthcare launched 17 th April 2007 Located in Fermoy (300+ employees) 485, 000 members New Beginning New Hospitals Home Insurance Expansion Plans Improved Benefits Travel Insurance NUI Galway July 08

Product Benefits – Essential Plus Maternity Hospital Cover Overseas Cover NUI Galway July 08

Essential Plus Hospital Accomodation & Cardiac Care Essential Plus (Excess) • Cover for Hi-Tech, Private* and Public hospitals • Private room in public hospitals & semi private room in private* hospitals • Full cover for major heart surgeries in Blackrock Clinic/ Mater Private/Galway Clinic • Cover for daycase* procedures in Blackrock Clinic, Mater Private and Galway Clinic • Full cover* for semi private room. Applies to all treatments. *Tiered excesses of € 50, € 125 and € 200 per claim in certain private hospitals. NUI Galway July 08

Cancer Care Essential Plus • Full cover for participating consultants (99%) • Full cover for breast prosthesis and hairpiece after treatment • Out-patient cover for cancer screening • Daycase cover in Mater Private NUI Galway July 08

Essential Plus: Cancer Cover contd… • Support grant for patients that need to travel for out-patient treatment – up to € 100 per night towards overnight stay in B & B, hotel, etc. • Up to € 500 towards the cost of Manual Lymph Drainage after cancer treatment NUI Galway July 08

Direct Payment Centres You will have full cover for the following when referred by either a GP or consultant to these centres. You do not pay – the bill is taken care of by QUINN-healthcare. • MRI Scans - MRI Centre Bon Secours Galway, Auteven Kilkenny, MRI Centre Mercy Hospital Cork, Charter Medical Dublin • Colon Cancer Screening – Mater Private, Barringtons Limerick, Mercy Hospital & Galway Clinic • Dexa Scans – Galway Clinic, Charter Medical Dublin, Bon Secours Cork, Barringtons Limerick • Mammograms – Bon Secours Galway, Beaumont Clinic Dublin, South Terrace Medi-Centre Cork NUI Galway July 08

Overseas Cover Essential Plus • Up to € 100, 000 towards the cost of emergency hospital admissions while abroad • 24 hour access to assistance helpline. • Evacuation/Repatriation if appropriate treatment is unavailable locally NUI Galway July 08

Treatment not available in Ireland • QUINN-healthcare will arrange and fully cover treatment in EU And … • Consultant Connections® - Access to 5, 000 leading medical experts at times of serious illness. NUI Galway July 08

Essential Plus - Maternity Cover • Up to € 3, 500 towards 3 nights in public/private hospitals • Up to € 3, 500 towards home births • Caesarian sections covered • € 869. 81 towards in-patient consultant fees • € 400 for out-patient consultant fees (subject to the out-patient excess) NUI Galway July 08

Essential Plus - Outpatient Cover • GP Visits - € 20 per visit - No Limits • Physiotherapy - € 20 per visit up to 25 visits • Glasses and Lenses - € 20 • Consultancy Visits - € 51 per visit • Routine Dental/Optical Max - € 20 p/a • Casualty Cover - € 20 per visit. No Limit, includes Galway Clinic NUI Galway July 08

Essential Plus - Outpatient Cover • Acupuncture - € 20 per visit (12 visits) • Physical Therapy - € 20 per visit (8 visits) • Homeopathy - € 20 per visit (12 visits) • Osteopathy - € 20 per visit (12 visits) • Chiropracty - € 20 per visit (12 visits) • Reflexology € 20 per visit (8 visits) Subject to Outpatient Excess: Individual € 220 Family € 440 NUI Galway July 08

Product Benefits – Health Manager Starter Maternity Hospital Cover Outpatient Cover NUI Galway July 08

Health. Manager Starter – Out-patient cover • GP’s • Consultants • Physiotherapy • Acupuncture 50% guaranteed • Reflexology refund on • Homeopathy out-patient expenses • Physical Therapy - NO EXCESS • Sports Health Screening • Osteopathy • Chiropractic • Executive Health Check - Galway Clinic • Speech & Language Therapy NUI Galway July 08

Health. Manager Starter - Hospital Cover • Private accomodation in public hospitals • Private accomodation in a network of selected private hospitals • Full cover for: • Essential cardiac cover in the Mater Private & Beacon Clinic • Cancer treatment (i. e. radiotherapy & chemotherapy) • Cancer Support Grant - € 100 per night • Manual Lymph Drainage - € 500 towards costs • Treatment guarantee policy • Convalescence cover of € 60 per night • EU hospitals (where treatment is unavailable in Ireland) • Direct Payment Centres for MRI’s, Cancer Screening … NUI Galway July 08

Health. Manager Starter - Hospital Cover Private accommodation in the following network of selected private hospitals: • Auteven Hospital - Kilkenny • Barringtons Hospital – Limerick • Cahercalla Hospital – Co. Clare • Clane Hospital – Co. Kildare • Northbrook Clinic – Ranelagh, Dublin • Park West Clinic – Dublin 12 • St. Francis Hospital – Mullingar, Co. Westmeath • St. Joseph’s Hospital – Garden Hill, Sligo • Shanakiel Hospital – Cork Among others… NUI Galway July 08

Product Benefits – Company. Care Maternity Hospital Cover Outpatient Cover NUI Galway July 08

Company. Care – Hospital Cover • Private room in public hospital • Semi-private room in private* hospital • Daycase and cardiac cover in hi-tech hospitals • Full cover for cancer treatment • Direct Payment Centres for MRI’s, Cancer Screening… *Tiered excesses of € 50, € 125 and € 200 per claim in certain private hospitals. NUI Galway July 08

Company. Care – Out-patient cover • GP - unlimited • Consultant - unlimited • Physiotherapy – 25 visits • Acupuncture- 12 visits 50% refund on out- • Chiropractic – 12 visits patient expenses • Homeopathy - 12 visits NO EXCESS! • Osteopathy – 12 visits • Casualty - unlimited • Labs/X-Rays – unlimited • Dietician – 5 visits • Reflexology – 8 visits NUI Galway July 08

Company. Care – Out-patient cover • Exec Health Check – every 2 years - Galway Clinic • Sports Screening – every 2 years • Child counselling – 8 visits • Dental – € 300 50% refund on out- • Optical – € 150 patient expenses • Chiropodist – 8 visits NO EXCESS! • Occupational Therapy – 5 visits • Physical Therapy – 8 visits • Home nursing for children - € 1, 400 • Hearing test - € 40 NUI Galway July 08

Company. Care – Maternity Cover • Up to € 3, 500 towards accommodation or home birth • € 869. 81 towards in-patient consultant fees • € 400 refund on out-patient consultant fees (no excess) • € 275 pre & post-natal benefit • € 600/€ 1, 200 home nursing NUI Galway July 08

Company. Care - Overseas • € 100, 000 emergency hospital admissions • 24 hour assistance helpline • € 2 million evacuation/repatriation • Travel vaccinations - 50% refund (€ 60 per year) • EU Cover NUI Galway July 08

Company. Care – Employee Support • Employee Assistance – Access to Helpline • 5 face to face counselling sessions • Legal, Financial & Emotional Support • 24 hour Healthline – Nurse on call • Consultant Connections – Access to 5, 000 leading specialists worldwide NUI Galway July 08

Subscriptions as of 1 st January, 2008 Net Subscriptions Adult Essential Plus (Excess) Health Manager Starter Company. Care Child** € 539. 00 € 209. 00 € 145. 00 € 548. 00 € 216. 00 € 175. 00 € 597. 00 € 204. 00 € 175. 00 *First and second child **All other children NUI Galway July 08

Travel Insurance Scheme coverage; • Leisure and Business purposes • Reduced premium based on already having PMI • € 5 Million above PMI cover, lost property, delays etc. • 180 days cover, no trip greater than 30 days. Available to everyone, not just QUINN-healthcare members Flexible cover options: • Individual, Couple or Family • Family worldwide Multi Trip € 98 or € 82 excluding winter sports • Individual Single trip or Multi Trip worldwide NUI Galway July 08

Employee Offer for NUIG + QUINN-direct motor policy = QUINN-healthcare Free Worldwide Travel Insurance + € 200 free home insurance each year for 3 years up to the end of 2010 NUI Galway July 08

Thank you