2015 Benefits Overview 2015 Employee Benefits Overview v
2015 Benefits Overview
2015 Employee Benefits Overview v v v Continually Changing Benefits Landscape 2015 Plan Impact 2015 Premium Costs Employee Education and Resources Annual Enrollment
Changing Benefits Landscape v v Continued Increase In Benefit Costs (Claims) Continued Emphasis on Compliance and Reporting Working to Achieve the Right Benefit “Balance” Continuing Employee Education and Awareness
2015 Plan Impact v v v v Value and HRA Plans Continue Continuation of Working Spouse Provision Implementation of Tobacco/Nicotine Surcharge Pharmacy Updates Dental Plan Administration Change Vision Plan Update FSA Administration Change
Working Spouse Provision v v Spouses with Employer Coverage Are Not Eligible Does Not Apply To Self-Employed/Unemployed Does Not Affect Child(rens) eligibility Employees Electing Spouse or Family Coverage Will Complete an Affidavit for 2015
Tobacco/Nicotine Surcharge v v 20% Premium Surcharge Effective 4/1/2015 Applies to Employees and Covered Dependents All Employees will Complete an Affidavit in March Includes Cigarettes, Smokeless Tobacco, Snuff, Cigars, e. Cigarettes, etc.
2015 Medical Premiums Per Pay Period Plan EE EE/Spouse EE/Child(ren) EE/Family Value Plan $50. 77 $286. 15 $190. 62 $321. 69 With Tobacco Surcharge $60. 92 $343. 38 $228. 92 $385. 85 HRA Plan $16. 15 $150. 92 $111. 69 $209. 08 With Tobacco Surcharge $19. 38 $180. 92 $133. 85 $251. 08
2015 Pharmacy Update v v v No Increase to Generic Co-Pay Small Increase to Brand Drug Co-Pay No Coverage for Selected Brand OTC Smoking Cessation Products Added Change To Med. Vantx for Mail Order Pharmacy
2015 Pharmacy Co-Pays Rx Type 30 Day 90 Day Retail 90 Day M/O Generic $5 $10 Brand (no generic) $45 $135 $90 Selected Brand No Benefit
2015 Dental Plan Update v v v Administration Change to Assurant Dental Wider Provider Network with Better Savings Minimal Benefit Changes Assurant Dental ID Cards No Change to Dental Premiums
2015 Dental Premiums Per Pay Period (No change from 2014) Coverage Employee EE & Spouse EE & Child(ren) EE & Family Premium $3. 23 $18. 46 $16. 62 $21. 23
2015 Vision Plan Update v v v Administration Change to Superior Vision Broader Provider Network (Optometrists and Ophthalmologists) Benefit Improvements Superior Vision ID Cards Minimal Increase to Voluntary Vision Premiums
2015 Voluntary Vision Premiums Coverage Employee EE & Spouse EE & Child(ren) EE & Family Premium $2. 85 $6. 12
2015 FSA Administration v v v Plan Administration Moved to In. Finisource Online Capability with User Smartphone Apps Daily Claims Processing – Weekly Funding Medical - $2, 500 / Dependent Care - $5, 000 TASC Will Process 2014 Claims
Employee Education and Resources v v v v www. mytibbenefits. com Compass Professional Health Services Tela. Doc - $15 Co-Pay UMR Website and Health/Disease Management In. Finisource FSA Plan EAP Your Responsibilities
2015 Annual Enrollment v v Review Plan Options at www. mytibbenefits. com Contact Compass for Personalized Plan Review Online Enrollment is Oct 31 st – Nov 16 th New FSA Enrollment Required (no current deduction carryover)
Questions? Email Penni Livingston plivingston@mybankersbank. com FAQ Distributed to All Employees
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