2007 Fair Housing Analysis of Impediments AI to

2007 Fair Housing Analysis of Impediments (AI) to Fair Housing Choice Sponsored by the City of Winchester and the Northern Shenandoah Valley Commission Preliminary Findings and Public Input 2007 Fair Housing Forums 1 March 13 -15, 2007

Northern Shenandoah Valley Analysis of Impediments (AI) Entitlement jurisdictions must: certify that they are affirmatively furthering fair housing as a condition of receiving Federal funds for housing from HUD 2007 Fair Housing Forums 2 March 13 -15, 2007

Northern Shenandoah Valley Analysis of Impediments (AI) Certification means 3 things: 1. 2. 3. Conduct an AI Take action on impediments, if impediments were found Maintain records of actions 2007 Fair Housing Forums 3 March 13 -15, 2007

Northern Shenandoah Valley Analysis of Impediments (AI) Entire purpose here: Conduct study to identify any impediments to fair housing choice. Then recommend actions that address impediments. 2007 Fair Housing Forums 4 March 13 -15, 2007

Northern Shenandoah Valley Analysis of Impediments (AI) We have assembled housing data and fair housing information. Now presenting preliminary findings & soliciting public involvement – we want your input to this process. 2007 Fair Housing Forums 5 March 13 -15, 2007

Impediments to Fair Housing Choice: Actions, omissions, or decisions which restrict housing choice because of race, color, religion, sex, disability, familial status, & national origin + elderliness (state law) 2007 Fair Housing Forums 6 March 13 -15, 2007

Northern Shenandoah Valley 2007 Fair Housing Forums 7 March 13 -15, 2007

Northern Shenandoah Valley Fair Housing Forums Present an overview of demographics, economics and housing statistics: key factors that influence housing choice 2007 Fair Housing Forums 8 March 13 -15, 2007

2007 Fair Housing Forums Review how the population and the income of households are distributed throughout the Northern Shenandoah Valley 2007 Fair Housing Forums 9 March 13 -15, 2007

2007 Fair Housing Forums Present commentary on lending practices, housing complaint activities, and fair housing practices in the Northern Shenandoah Valley 2007 Fair Housing Forums 10 March 13 -15, 2007

Northern Shenandoah Valley Analysis of Impediments (AI) Review public and private policies, practices, and procedures affecting housing choice – and then request your input to our assessment 2007 Fair Housing Forums 11 March 13 -15, 2007

Northern Shenandoah Valley Demographics Total Population 2007 Fair Housing Forums 12 March 13 -15, 2007

Northern Shenandoah Valley Demographics Total Population by Race 2007 Fair Housing Forums 13 March 13 -15, 2007

Northern Shenandoah Valley Demographics Concentration of Blacks by Block Group 2007 Fair Housing Forums 14 March 13 -15, 2007

Northern Shenandoah Valley Demographics Concentration of Hispanics by Block Group 2007 Fair Housing Forums 15 March 13 -15, 2007

Northern Shenandoah Valley Demographics Total Disabled 2007 Fair Housing Forums 16 March 13 -15, 2007

Northern Shenandoah Valley Demographics Concentration Of Disabled by Block Group 2007 Fair Housing Forums 17 March 13 -15, 2007

Northern Shenandoah Valley Economics Source: Bureau of Economic Analysis 2007 Fair Housing Forums 18 March 13 -15, 2007

Northern Shenandoah Valley Economics Source: Bureau of Labor Statistics 2007 Fair Housing Forums 19 March 13 -15, 2007

Northern Shenandoah Valley Economics Source: Bureau of Economic Analysis 2007 Fair Housing Forums 20 March 13 -15, 2007

Northern Shenandoah Valley Economics Source: Bureau of Economic Analysis 2007 Fair Housing Forums 21 March 13 -15, 2007

Northern Shenandoah Valley Economics Source: 2000 Census 2007 Fair Housing Forums 22 March 13 -15, 2007

Northern Shenandoah Valley Economics Concentration of Low-income by Block Group 2007 Fair Housing Forums 23 March 13 -15, 2007

Northern Shenandoah Valley Housing Source: 2000 Census 2007 Fair Housing Forums 24 March 13 -15, 2007

Northern Shenandoah Valley Housing Source: 2000 Census, SF 3 data 2007 Fair Housing Forums 25 March 13 -15, 2007

Northern Shenandoah Valley Housing Source: 2000 Census 2007 Fair Housing Forums 26 March 13 -15, 2007

Northern Shenandoah Valley Housing 2007 Fair Housing Forums 27 March 13 -15, 2007

Northern Shenandoah Valley Mortgage Lending 2007 Fair Housing Forums 28 March 13 -15, 2007

Northern Shenandoah Valley Mortgage Lending 2007 Fair Housing Forums 29 March 13 -15, 2007

Northern Shenandoah Valley Mortgage Lending 2007 Fair Housing Forums 30 March 13 -15, 2007

Northern Shenandoah Valley Mortgage Lending 2007 Fair Housing Forums 31 March 13 -15, 2007

Northern Shenandoah Valley Mortgage Lending 2007 Fair Housing Forums 32 March 13 -15, 2007

Northern Shenandoah Valley Mortgage Lending 2007 Fair Housing Forums 33 March 13 -15, 2007

Northern Shenandoah Valley Housing Complaints 2007 Fair Housing Forums 34 March 13 -15, 2007

Northern Shenandoah Valley Housing Complaints 2007 Fair Housing Forums 35 March 13 -15, 2007

Northern Shenandoah Valley Housing Complaints 2007 Fair Housing Forums 36 March 13 -15, 2007

Northern Shenandoah Valley Housing Complaints 2007 Fair Housing Forums 37 March 13 -15, 2007

2007 Fair Housing Survey 2007 Fair Housing Forums 38 March 13 -15, 2007

2007 Fair Housing Survey 2007 Fair Housing Forums 39 March 13 -15, 2007

2007 Fair Housing Survey 2007 Fair Housing Forums 40 March 13 -15, 2007

2007 Fair Housing Survey 2007 Fair Housing Forums 41 March 13 -15, 2007

2007 Fair Housing Survey 2007 Fair Housing Forums 42 March 13 -15, 2007

2007 Fair Housing Survey 2007 Fair Housing Forums 43 March 13 -15, 2007

2007 Fair Housing Survey Is there sufficient fair housing education and outreach? 2007 Fair Housing Forums 44 March 13 -15, 2007

2007 Fair Housing Survey How do you feel about current enforcement activities? 2007 Fair Housing Forums 45 March 13 -15, 2007

2007 Fair Housing Survey 2007 Fair Housing Forums 46 March 13 -15, 2007

2007 Fair Housing Survey 2007 Fair Housing Forums 47 March 13 -15, 2007

2007 Analysis of Impediments Preliminary Findings 1. Lack of public awareness of fair housing and fair housing services • Lack of understanding of law • Lack of uniformity in referrals • Confusion about fair housing and housing affordability - equity 2007 Fair Housing Forums 48 March 13 -15, 2007

2007 Analysis of Impediments Preliminary Findings 2. Insufficient delivery of Fair Housing Services • Education and outreach activities inadequate • Limited testing and enforcement activities 2007 Fair Housing Forums 49 March 13 -15, 2007

2007 Analysis of Impediments Preliminary Findings 3. 4. 5. Lack of access to complaint system High loan denial rates for selected minorities Unlawful discrimination appears to be occurring in rental markets Abuse of landlord/tenant law 2007 Fair Housing Forums 6. 50 March 13 -15, 2007

2007 Analysis of Impediments What should you do now? Ø Ø Ask questions, get clarification Provide input on prelim. findings Offer testimony on your experience What should we do for affirmatively furthering Fair Housing in the Northern Shenandoah Valley? 2007 Fair Housing Forums 51 March 13 -15, 2007

2007 Analysis of Impediments Contact Information Ms. Martha Shickle Neighborhood Development Coordinator Office of Housing and Neighborhood Development City of Winchester 107 -C East Lane Winchester, VA 22601 540 -535 -2886 mshickle@ci. winchester. va. us 2007 Fair Housing Forums 52 March 13 -15, 2007