03 December 2020 1 ICICI Pru Pinnacle Super

03 December 2020 1

ICICI Pru Pinnacle Super gives you… Flexibility Choice of Premium payment term Multiple Fund options Flexibility Innovative new fund offering 2 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Flexibility

How does the plan work? Choose Five Pay option and the premium amount Choose Sum Assured as per your protection needs Invest your premiums in the proportion of your choice in the multiple funds available On maturity of your policy, receive the benefit amount to meet your financial goals In the unfortunate event of death of the Life Assured during the term of the policy, the nominee will receive the Death Benefit to meet any financial liabilities 13 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Selecting the funds l Choose your fund(s) depending on your investment objective l You can choose multiple funds to invest your premiums in l Highest NAV Fund B is available only at inception l Funds can be switched out of the Highest NAV Fund B but funds cannot be switched into it 14 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Loyalty Additions Additional allocation at maturity of 2% of the fund value recorded as on maturity date l Applicable only if all due premiums are paid l Prevailing NAV is used to calculate the Loyalty Addition and not the Guaranteed NAV 15 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Death benefit In the event of death of the Life Assured, the nominee shall receive, subject to Minimum Death Benefit: • For One pay option • Sum Assured or Fund Value, whichever is higher • For Five pay option • Sum Assured PLUS Fund Value 16 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Minimum Death Benefit l Minimum Death Benefit is 105% of the total premiums (including top-up premiums) paid LESS: l The amount of partial withdrawals made during the two years immediately preceding the date of death of Life Assured where death occurs before or at age 60 last birthday l The amount of all partial withdrawals made after attaining age 58 last birthday where the death of Life Assured occurs after age 60 last birthday 17 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Maturity benefit l On Maturity of the policy, you get: l In case of RGF and Highest NAV Fund B – higher of applicable guaranteed value and fund value l In case of all other funds – the fund value Where, Guaranteed Fund Value = Guaranteed NAV X Units at maturity Fund Value = Prevailing X Units at maturity The Guaranteed NAV will be. NAV as follows: l RGF - Rs. XX or the prevailing NAV of the RGF as on that date, whichever is higher. l Highest NAV Fund B - 110% of the highest NAV recorded on a daily basis within the first seven years of the launch of the series 18 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Partial withdrawals Liquidity through partial withdrawals One partial withdrawal every year from the 6 th policy year l Guaranteed NAV will not apply for partial withdrawals l Max partial withdrawal amount – 20% of the FV as on date of partial withdrawal l Min partial withdrawal amount – Rs. 2, 000 l 19 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Switch / Premium redirection Switch Four free switches every policy year l Funds can be switched out of Highest NAV Fund B but switches into the fund will not be allowed. l l Premium redirection Specify the funds and the proportion in which you want to invest your renewal premiums l Premiums cannot be redirected to Highest NAV Fund B l Applicable only for the Five Pay option l 20 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Top Ups l You have the option to increase your investment by investing additional money over and above your regular premiums, at your convenience l The Top up premiums cannot be invested in Highest NAV Fund B l Minimum top-up amount is Rs. 2, 000 l Top-up premiums can only be paid during the first five years of the policy, subject to underwriting so long as all due premiums have been paid l In case you avail of a top up, you will have to increase your Sum Assured by either 125% or 500% of the top up premium amount 21 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Increase/Decrease in Sum Assured Increase in SA l Subject to underwriting, allowed on policy anniversaries before the life assured attains age 60 l Five Pay option: Increase subject to sustainability matrix l Increases would be allowed in multiples of Rs 1, 000 l Cost of any medical reports and charges will be borne by the policyholder Decrease in SA l Allowed only on policy anniversaries subject to the minimum SA 22 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Surrender value l Surrenders are not allowed during the first five policy years l On surrender after completion of the fifth policy year, the policy shall terminate and Fund Value including Top up fund value, if any, will be paid to the policyholder 23 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

ICICI Pru Pinnacle Super at a glance Features ICICI Pru Pinnacle Super Premium Payment Option Premium payment term One Pay 1 year Five Pay 5 years Minimum Premium One Pay - Rs. 50, 000 p. a. Five Pay – Rs. 24, 000 p. a Maximum Premium No cap Policy Term 10 years (fixed) Mode of premium payment Annual Min age at entry 8 years Max age at entry 70 years for One Pay 65 years for Five Pay Min age at maturity 18 years Max age at maturity 80 years for One Pay 24 75 years for Five Pay This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

ICICI Pru Pinnacle Super at a glance Features Minimum Sum Assured Maximum Sum Assured ICICI Pru Pinnacle Super One pay Five Pay 125% of premium 10 X annual premium One pay Five Pay 125% of premium As per sustainability matrix 25 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Charges l Premium Allocation Charges: l One Pay option Single Premium (Rs. ) l l l Charge (% of single premium) < Rs. 500, 000 5% >= Rs. 500, 000 4% Five Pay option Year 1 Year 2 Year 3 - 5 6% 5% 3% Top up allocation charge: 2% of top up premium Mortality charges will be deducted on a monthly basis on the life cover 26 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Charges l Policy Administration Charge: l One pay option Policy Administration Charge per month (% of single premium) l Year 1 to Year 5 0. 12% Year 6 to Year 10 NIL Five Pay option Policy Administration Charge per month (% of annual premium l Year 1 to Year 5 0. 25% Year 6 to Year 10 0. 10% This charge will be deducted through redemption of Units and is subject to a max of Rs. 500 per month 27 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Fund management charges Fund name Highest NAV Fund B (ULIF 132 15/03/11 LHigh. Nav. B 105)*, Opportunities Fund (ULIF 102 24/11/09 LOpport 105), Multi Cap Growth Fund (ULIF 101 24/11/09 LMCap. Gro 105), Bluechip Fund (ULIF 103 24/11/09 LBlu. Chip 105), Multi Cap Balanced Fund (ULIF 104 24/11/09 LMCap. Bal 105), Income Fund (ULIF 105 24/11/09 LIncome 105), Dynamic P/E Fund (ULIF 113 11/01/10 LDynmic. PE 105) Return Guarantee Fund (RGF) Money market Fund (ULIF 070 18/12/08 LRGF 1 105)* 106 24/11/09 LMoney. Mkt 105) Fund 1. 35% 1. 25% 0. 75% charges*There will be an additional charge for the investment guarantee, made by adjustment to the NAV, for the funds below: • Highest NAV Fund B: 0. 50% p. a. • Return Guarantee Fund: 0. 25% p. a. 28 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

Thank you!! 29 This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.